Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Minneapolis, MN-WI metro
- 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Must be linked to and opened in conjunction with a Kasasa Cash or Kasasa Cash Back checking account. Limit of 1 account per SSN. Rewards earned in Kasasa checking automatically post or transfer to Kasasa Saver.
Offer: Applies to average daily balances up to $100,000 when linked Kasasa checking qualifications are met during the Monthly Qualification Cycle.
Qualified rate · 2.96% interest rate · No monthly fee · Effective Sep 29, 2026
Rate checked
More details - SMW Financial Credit UnionRewards SaverSavings · $0 min · 0.75%–3.00% by balance
Credit union · 2 branches
3.00%APY$300 a year on $10,000with conditionsRequirements
Product: Available to Rewards Checking account holders. Must meet monthly qualification cycle requirements (at least $1,000 in direct deposit/ACH credits per month, at least 15 debit card purchases of at least $3, and enrolled in eStatements) to earn qualifying rates; otherwise earns base interest rate.
Offer: Qualifying rate requires at least $1,000 in direct deposit/ACH credits per month, at least 15 debit card purchases of at least $3, and enrollment in eStatements in Rewards Checking during each Monthly Qualification Cycle.
Qualified rate · 2.96% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Rewards Saver Balance APY Up to $25,000Your amount 3.00% Over $25,000 0.75% Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Requires a linked Signature High Yield Checking or Signature Cash Back Checking account. Early closing fee of $10 if within 90 days.
Offer: Qualifications met: at least 15 debit card purchases, at least 1 direct deposit, ACH payment, or ACH credit transaction, and enrollment in eStatements during Monthly Qualification Cycle.
Qualified rate · 2.96% interest rate · No monthly fee · Effective Apr 1, 2026
Rate by balance
Rate by balance for Signature Saver Balance APY Up to $100,000Your amount 3.00% $100,000 and upRate is 0.25%. 0.25% Rate checked
More details - Novation Credit UnionHigh-Yield SavingsSavings · $0 min · 0.75%–2.55% by balance
Credit union · 1 branch
2.55%APY$255 a year on $10,000Requirements
Offer: No monthly fees. Dividends are paid monthly.
0.75% interest rate · No monthly fee · Effective Sep 21, 2026
Rate by balance
Rate by balance for High-Yield Savings Balance APY Up to $10,000 0.75% $10,000 and upYour amount 2.55% Rate checked
More details - Heartland Credit UnionHigh-Yield SavingsSavings · $0 min · 0.75%–2.55% by balance
Credit union · 4 branches
2.55%APY$255 a year on $10,0000.75% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for High-Yield Savings Balance APY Up to $10,000 0.75% $10,000 and upYour amount 2.55% Rate checked
More details - Ameriprise Bank, FSBAmeriprise Bank Savings AccountSavings · $100 min · 2.50%–3.35% by balance
Bank · 2 branches
2.50%APY$250 a year on $10,000Requirements
Product: Tiered variable-rate account. Must be at least 18 years old and a U.S. citizen or U.S. resident alien with a valid SSN/TIN and U.S. residential address. Maximum of 6 joint owners and up to 5 natural person payable on death (POD) beneficiaries. Interest is compounded daily and paid monthly. Maximum of 6 transfers or withdrawals per monthly statement cycle.
2.47% interest rate · Compounded daily · No monthly fee · Effective Oct 7, 2026
Rate by balance
Rate by balance for Ameriprise Bank Savings Account Balance APY Up to $5,000 2.50% $5,000 – $10,000 2.50% $10,000 – $25,000Your amount 2.50% $25,000 – $50,000 3.10% $50,000 – $100,000 3.20% $100,000 – $250,000 3.35% $250,000 and up 3.35% Rate checked
More details - 2.50%APY$250 a year on $10,000with conditions
Requirements
Product: Linked Kasasa Cash or Kasasa Cash Back checking account required. Electronic statements and online banking enrollment required. Limit 1 account per SSN/ITIN.
Offer: Requires meeting Kasasa Cash or Kasasa Cash Back qualification requirements during monthly qualification cycle (at least 12 debit card purchases post and settle, agree to e-statements, log into online banking).
Qualified rate · 2.47% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $100,000Your amount 2.50% $100,000 and up 1.49% Rate checked
More details - 2.50%APY$250 a year on $10,000
Requirements
Product: Membership required. $10,000 minimum balance to earn dividends. Subject to a $20 minimum balance fee if the balance falls below $10,000.
Offer: Compounded monthly. $20 fee applies if balance falls below $10,000.
2.47% interest rate · Compounded monthly · $20 monthly fee · Effective Sep 3, 2025
Rate checked
More details - Affinity PlusCapitol Money Market AccountCapitol Money Market Account · $2,000 min · 2.25%–2.35% by balance
Credit union · 14 branches
2.35%APY$235 a year on $10,000Requirements
Product: Membership required. $2,000 minimum balance to earn dividends. Not subject to a monthly minimum balance fee.
Offer: Compounded monthly.
2.23% interest rate · Compounded monthly · No monthly fee · Effective Sep 3, 2025
Rate by balance
Rate by balance for Capitol Money Market Account Balance APY $2,000 – $4,999 2.25% $5,000 and upYour amount 2.35% Rate checked
More details - St. Paul Federal Credit UnionCapital Money Market AccountCapital Money Market Account · $2,500 min · 2.30%–2.75% by balance
Credit union · 3 branches
2.30%APY$230 a year on $10,000Requirements
Product: Must maintain a minimum daily balance of $2,500.00 to earn dividends and avoid forfeiture of dividends for days below the minimum. Minimum opening deposit is $2,500.00. Dividends are calculated using the daily balance method, compounded monthly, and credited monthly. Minimum withdrawal amount is $100.00 per withdrawal. Limited to 6 preauthorized, automatic, or electronic withdrawals/transfers per monthly cycle. Membership requires maintaining at least one share ($5.00) in a share savings account.
Offer: Minimum balance of $2,500.00 required to open and earn dividends. Dividends do not accrue on days balance is below $2,500.00.
2.28% interest rate · Compounded monthly · Effective May 19, 2026
Rate by balance
Rate by balance for Capital Money Market Account Balance APY $2,500 – $10,000Your amount 2.30% $10,000 – $25,000 2.50% $25,000 – $50,000 2.60% $50,000 – $100,000 2.70% Over $100,000 2.75% Rate checked
More details - SMW Financial Credit UnionWealth Builder Money Market SavingsWealth Builder Money Market Savings · $0 min · 0.00%–2.50% by balance
Credit union · 2 branches
2.25%APY$225 a year on $10,000Requirements
Product: $10 monthly maintenance fee waived by maintaining a $2,500 minimum balance. Free eServices and no minimum deposit to open. Direct check writing with 6 free pre-authorized/draft/check/electronic transactions per month, $10 per excess transaction thereafter.
Offer: $10 monthly fee waived with $2,500 minimum balance.
0.00% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Wealth Builder Money Market Savings Balance APY Up to $2,500 0.00% $2,500 – $10,000 2.00% $10,000 – $50,000Your amount 2.25% $50,000 and up 2.50% Rate checked
More details - St. Cloud Financial Credit UnionDiamond Money MarketDiamond Money Market · $2,000 min · 2.15%–3.00% by balance
Credit union · 2 branches
2.15%APY$215 a year on $10,000with conditionsRequirements
Product: Requires Diamond Membership: must have an active Diamond Checking account AND a new or existing loan or SCFCU Credit Card. To maintain Diamond Checking, must have at least 15 SCFCU debit card transactions, or 15 SCFCU credit card transactions, or a combination of 15 transactions per qualification period, and elect electronic statements. Qualifications must be met monthly. Dividends credited and compounded monthly. All savings rates are variable.
Qualified rate · 2.13% interest rate · Compounded monthly
Rate by balance
Rate by balance for Diamond Money Market Balance APY $2,000 – $9,999 2.15% $10,000 – $24,999Your amount 2.15% $25,000 – $49,999 2.30% $50,000 – $99,999 2.50% $100,000 – $249,999 2.60% $250,000 and up 3.00% Rate checked
More details - Security State Bank of MarineMoney Market PlatinumMoney Market Platinum · 0.15%–3.56% by balance
Bank · 4 branches
2.02%APY$202 a year on $10,000Requirements
Product: Variable interest rate varying with balance maintained; interest paid monthly.
Offer: Balance less than $10,000.
0.15% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Platinum Balance APY Any balance 0.15% $10,000 – $99,999Your amount 2.02% $100,000 – $249,999 2.53% $250,000 – $499,999 3.04% $500,000 and up 3.56% Rate checked
More details - Luminate BankMoney Market SavingsMoney Market Savings · $0 min · 1.76%–2.78% by balance
Bank · 1 branch
2.02%APY$202 a year on $10,000Requirements
Product: Minimum balance of $1,000 to avoid $10 monthly fee.
Offer: Minimum balance of $1,000 to avoid $10 monthly fee.
1.75% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Money Market Savings Balance APY Over $0 1.76% $10,000 and upYour amount 2.02% $250,000 and up 2.53% $1,000,000 and up 2.78% Rate checked
More details - 2.00%APY$200 a year on $10,000
Requirements
Product: Must be New Money not on deposit with Credit Union 1 within the last 12 months and transferred from a different financial institution. No CU1 to CU1 balance transfers permitted.
Offer: Must be New Money deposited into the account. No minimum deposit to open and no monthly maintenance fees. Minimum balance of $1 to earn dividends. Dividends paid on the last day of the month and compounded monthly.
1.98% interest rate · Compounded monthly · No monthly fee · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Minneapolis, MN-WI metro
307 accounts at 107 banks and credit unions · checked Oct 16–22
- Typical
- 0.20%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.15%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Minneapolis, MN-WI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- VisionBankBank · 1 branch
- Luminate BankBank · 1 branch
- St. Paul Federal Credit UnionCredit union · 3 branches