Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Midland, TX metro
- 0.20%APY$20 a year on $10,000with conditions
Requirements
Product: Pairs with Kasasa Cash and Cash Back checking accounts. Account limitations apply: maximum of 6 transfers/withdrawals per month.
Offer: Qualifications met. Balance less than $10,000.00.
Qualified rate · 0.20% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $10,000Your amount 0.20% Over $10,000 0.25% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Monthly service charge of $3.50 waived if you have a $100 minimum daily balance, monthly deposits totaling $10 or more, one account owner under age 25, or own a Frost Plus Account or Frost Premium Account. Allows two free withdrawals per month ($3 per additional withdrawal). Unlimited transfers to an account in your name at Frost.
Offer: Monthly service charge of $3.50 waived with $100 minimum daily balance, monthly deposits totaling $10+, account owner under age 25, or Frost Plus/Frost Premium Account ownership.
0.15% interest rate · $3.50 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Frost Savings Account Balance APY Up to $15,000Your amount 0.15% $15,000 and up 0.25% Rate checked
More details - My Community Credit UnionMoney MarketMoney Market · $2,500 min · 0.15%–0.20% by balance
Credit union · 4 branches
0.15%APY$15 a year on $10,000Requirements
Product: Avoid the monthly service fee by maintaining a $2,500 minimum balance. Dividends will be compounded and credited monthly based on Average Daily Balance.
Offer: Minimum balance to earn is $2,500.00. Balance tier $0-25,000.
0.15% interest rate
Rate by balance
Rate by balance for Money Market Balance APY Up to $25,000Your amount 0.15% Over $25,000 0.20% Rate checked
More details - First Basin Credit UnionShare Savings AccountSavings · $1,000 min · 0.15%–0.25% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Requires a $25 deposit into Share Savings for buy-in/membership to the credit union (returned if account is closed).
Offer: Interest compounded daily, credited quarterly. Average daily balance method. Minimum balance to avoid a service fee is none.
0.15% interest rate · Compounded daily · Effective Mar 3, 2025
Rate by balance
Rate by balance for Share Savings Account Balance APY $1,000 – $15,000Your amount 0.15% $15,000 and upJumbo tier. 0.25% Rate checked
More details - Heritage USA Federal Credit UnionMoney Market Savings AccountMoney Market Savings Account · $2,000 min
Credit union · 2 branches
0.13%APY$12 a year on $10,000Requirements
Product: Tiered rates based on balance. Transaction limit: 6 automated withdrawals/unlimited deposits.
Offer: Rate stated as high as 0.125% APY; rates are tiered based on balance.
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Comes standard with My Community membership. Requires maintaining a $5.00 minimum balance at all times and demonstrating regular activity to keep account open. Dividends compounded and credited monthly based on Average Daily Balance.
Offer: Minimum balance to earn dividends is $5.00.
0.10% interest rate
Rate checked
More details - 0.06%APY$6 a year on $10,000with conditions
Requirements
Product: Must be linked to a free Kasasa checking account (Kasasa Cash, Kasasa Cash Back, Kasasa Eats, Kasasa Eats (Teen), Kasasa Play, or Kasasa Play (Teen)). Automatic transfers of Kasasa checking earnings to Kasasa Saver. No recurring monthly service charges or fees. Limit 1 account per individual taxpayer identification number.
Offer: Base rate earned on all balances when qualifications in the linked Kasasa checking account are not met during the Monthly Qualification Cycle.
Qualified rate · 0.06% interest rate · No monthly fee · Effective Nov 21, 2024
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must be or become a member of Heritage USA FCU. Official State Issued ID or Driver's License and Social Security Card required to open. Transaction limit: 6 automated withdrawals/unlimited deposits.
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - MTCURegular Shares/Special TieredSavings · $100 min · 0.05%–0.45% by balance
Credit union · 3 branches
0.05%APY$5 a year on $10,000Requirements
Product: Dividends credited monthly. Minimum deposit to open is $25.00. Account limitations apply: maximum of 6 transfers/withdrawals per month.
Offer: Dividends credited monthly. Earn dividends with $100 minimum balance.
0.05% interest rate · No monthly fee
Rate by balance
Rate by balance for Regular Shares/Special Tiered Balance APY $100 – $10,000Your amount 0.05% $10,000 – $25,000 0.20% $25,000 – $50,000 0.25% Over $50,000 0.45% Rate checked
More details - Members Financial Federal Credit UnionSavingsSavings · $100 min · 0.05%–0.10% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,0000.05% interest rate · Effective Dec 3, 2024
Rate by balance
Rate by balance for Savings Balance APY $100 – $10,000 0.05% $10,000 – $50,000Your amount 0.05% $50,000 and up 0.10% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Requires a one-time $5 non-refundable joining fee and completing payment of one $25 par value share to become a member and maintain membership. Dividends are compounded and credited quarterly based on simple daily accrual. May be pledged on a Shares Secured loan or used for overdraft protection.
Offer: Must maintain a minimum balance of $25 to maintain membership and utilize credit union services. Fee assessed for electronic withdrawals in excess of 6 per month.
0.05% interest rate
Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Variable rate savings account. $8.00 monthly maintenance fee waived for the first 6 months for new accounts; thereafter waived by maintaining a minimum daily balance of $500 or more, owning a Bank of America Advantage Relationship Banking account, having an account owner under age 25, or being enrolled in BofA Rewards at Preferred Plus, Preferred Honors, or Premier tier. No Overdraft Item Fees. Paper check writing is not permitted. Online new account opening limit is $250,000.
Offer: Standard rate for balances less than $5,000. Variable rate. Applicable to Western North Carolina. $8.00 monthly fee with waiver options ($500 minimum daily balance, owner under 25, Advantage Relationship Banking, or qualifying BofA Rewards tier; fee waived first 6 months for new accounts).
0.04% interest rate · $8 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Prime Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.02% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.
Offer: Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.
Qualified rate · 0.02% interest rate · $25 monthly fee · Effective Oct 2, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Midland, TX metro
41 accounts at 17 banks and credit unions · checked Oct 6–22
- Typical
- 0.10%
- Top 10% from
- 0.90%
- Banks, typical
- 0.02%
- Credit unions, typical
- 0.20%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Midland, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Complex Community Federal Credit UnionCredit union · 2 branches
- Heritage USA Federal Credit UnionCredit union · 2 branches
- UMB BankBank · 1 branch