Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Kapaa, HI metro
- 0.10%APY$10 a year on $10,000
Requirements
Product: One-time $1 membership fee required. Variable rate. Dividends compounded and credited quarterly. Can be pledged as collateral for Share Secured loans and Visa credit cards.
Offer: Dividends earned on average daily balances of $100 or more.
No monthly fee · Effective Jan 2, 2024
Rate checked
More details - Kaua'i Federal Credit UnionPersonal SavingsSavings · $5 min · 0.10%–0.30% by balance
Credit union · 3 branches
0.10%APY$10 a year on $10,000Requirements
Product: Minimum $5 deposit to open. Also listed on rate schedule as Regular and Secondary Savings. Fees could reduce earnings on the account.
Offer: Bal. under $5K
0.10% interest rate · Effective Jun 1, 2026
Rate by balance
Rate by balance for Personal Savings Balance APY Up to $5,000 0.10% $5,000 – $20,000Your amount$5K – under $20K 0.10% $20,000 – $50,000$20K – under $50K 0.10% $50,000 – $200,000$50K – under $200K 0.20% $200,000 and up$200K & over 0.30% Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Paired with Nalu Checking account. Balances up to $20,000 earn reward rate during months in which paired Nalu Checking meets minimum qualifications. Deposits over $20,000 or when minimum qualifications are not met earn interest at the standard rate. Round-up debit card purchases available.
Offer: Unqualified: entire balance earns standard rate when paired Nalu Checking does not meet minimum qualifications.
Qualified rate · 0.10% interest rate · Effective Jun 1, 2026
Rate checked
More details - Aloha Pacific Federal Credit UnionAloha Rewards Money Market SavingsAloha Rewards Money Market Savings · 0.05%–3.50% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Credit union membership is required. Aloha Rewards Checking Account is required. Monthly requirements must be met to receive applicable rewards: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month. If Aloha Rewards Checking monthly requirements are met, tiered rates apply based on your monthly average daily balance. The rate corresponding to your balance tier applies to your entire average daily balance.
Offer: If Monthly Requirements Are Not Met. Aloha Rewards Checking Account Required.
Qualified rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Aloha Rewards Money Market Savings Balance APY Any balance 0.05% $5,000 – $10,000Your amountMonthly requirements must be met. 0.05% $10,000 – $20,000Monthly requirements must be met. 0.50% $20,000 – $50,000Monthly requirements must be met. 1.50% $50,000 – $100,000Monthly requirements must be met. 2.00% $100,000 – $250,000Monthly requirements must be met. 2.50% Over $250,000Monthly requirements must be met. 3.50% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must maintain minimum average balance of $25.00.
Offer: Minimum average daily balance to earn APY is $100.00. No setup fee or monthly account service fee.
No monthly fee · Effective Mar 3, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must maintain minimum average balance of $5.00. $1.00 monthly service fee assessed if the average daily balance for the period is less than $5.00.
Offer: Minimum average daily balance to earn APY is $100.00. Monthly fee waived if average daily balance is at least $5.00.
$1 monthly fee · Effective Mar 3, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: No monthly maintenance fee as long as the terms of the account are being met. Credit union membership required.
Offer: Dividends compounded and credited monthly. Variable rate may change after account opening.
No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Credit union membership is required.
Offer: No minimum balance to earn APY. Dividends compounded and credited monthly.
Effective Oct 1, 2026
Rate checked
More details - Bank of HawaiiBankohana Bonus Rate SavingsSavings · $100 min · 0.04%–0.05% by balance
Bank · 4 branches
0.04%APY$4 a year on $10,000with conditionsRequirements
Product: Requires a Bankohana Checking account (which can be opened with a minimum deposit of $500). No monthly service fee. Bonus interest rate and combined APY are contingent upon making a minimum deposit of $25 and no withdrawals during monthly cycle.
Offer: Combined rate includes 0.02% bonus interest rate. Requires a Bankohana Checking account; contingent upon making a minimum deposit of $25 and no withdrawals during the month.
Qualified rate · 0.04% interest rate · No monthly fee · Effective Aug 4, 2026
Rate by balance
Rate by balance for Bankohana Bonus Rate Savings Balance APY $1 and up 0.04% $10,000 and upYour amount 0.04% $25,000 and up 0.04% $100,000 and up 0.05% Rate checked
More details - 0.04%APY$4 a year on $10,000with conditions
Requirements
Product: Zero balance for 60 or more consecutive calendar days will cause account to close automatically without notice.
Offer: Tier 1 bonus rate. Requires one deposit of $25 or more (scheduled by the 25th if automatic transfer) and no withdrawals during the calendar month. $6 monthly service charge is waived if $500 minimum balance is maintained or account is linked to an Exceptional Plan. Interest compounded daily and paid monthly.
Qualified rate · 0.04% interest rate · Compounded daily · $6 monthly fee
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Offer: For accounts opened/maintained in Guam, Saipan, & Palau.
0.03% interest rate · Effective Jul 28, 2026
Rate checked
More details - 0.03%APY$3 a year on $10,000with conditions
Requirements
Product: Monthly service fee of $5 waived when you meet daily ledger balance of $500 or make a deposit totaling $25 and no withdrawals for that month. Bonus interest rate and combined APY are contingent upon making a minimum deposit of $25 and no withdrawals during the month.
Offer: Combined rate includes 0.02% bonus interest rate. Contingent upon making a minimum deposit of $25 and no withdrawals during the month.
Qualified rate · 0.03% interest rate · $5 monthly fee · Effective Aug 4, 2026
Rate by balance
Rate by balance for Bonus Rate Savings Balance APY $1 and up 0.03% $10,000 and upYour amount 0.03% $25,000 and up 0.03% $100,000 and up 0.04% Rate checked
More details - 0.03%APY$3 a year on $10,000with conditions
Requirements
Product: Zero balance for 60 or more consecutive calendar days will cause account to close automatically without notice.
Offer: Standard rate applied to entire balance if transaction requirements for bonus tiered rates are not met. $6 monthly service charge is waived if $500 minimum balance is maintained or account is linked to an Exceptional Plan. Interest compounded daily and paid monthly.
Qualified rate · 0.03% interest rate · Compounded daily · $6 monthly fee
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: No monthly service fee with a $500 minimum monthly average balance; otherwise $5 per month.
Offer: Tier for balances less than $5,000.
0.00% interest rate · $5 monthly fee
Rate by balance
Rate by balance for ASB Tiered Savings Balance APY Up to $5,000 0.00% $5,000 – $10,000 0.02% $10,000 – $25,000Your amount 0.02% $25,000 – $50,000 0.02% $50,000 – $100,000 0.03% $100,000 – $500,000 0.03% $500,000 – $750,000 0.03% $750,000 – $1,000,000 0.03% $1,000,000 – $2,500,000 0.03% $2,500,000 and up 0.03% Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: No monthly service fee with $300 minimum daily balance or monthly automatic transfer of $25 or more from ASB checking (waived up to one year); otherwise $4.50 per month.
Offer: Interest compounded daily and credited monthly on balances of $100 or more.
0.02% interest rate · Compounded daily · $4.50 monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Kapaa, HI metro
40 accounts at 12 banks and credit unions · checked Oct 15–22
- Typical
- 0.05%
- Top 10% from
- 2.00%
- Banks, typical
- 0.02%
- Credit unions, typical
- 0.10%
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Kapaa, HI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Finance FactorsBank · 1 branch