Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Johnstown, PA metro
- 4.00%APY$400 a year on $10,000
Requirements
Product: Available in Ohio / eligible markets only. For new accounts. Product and feature availability may vary by location.
Offer: For new accounts. Available in eligible markets (Ohio only). Rate subject to change after account opening. Fees may reduce earnings.
No monthly fee · Effective Mar 30, 2026
Rate checked
More details - PRR South Fork Federal Credit UnionShare AccountsSavings · $5 min · 1.91%–2.22% by balance
Credit union · 2 branches
2.02%APY$202 a year on $10,000Requirements
Product: Members are required to open and maintain a share or savings account with a minimum $5 deposit. Dividend rates declared for the 3rd Quarter of 2026. Fees or other conditions may reduce earnings.
Offer: up to $2,000
Rate by balance
Rate by balance for Share Accounts Balance APY Up to $2,000 1.91% $2,001 – $10,000Your amount$2,001 to $10,000 2.02% $10,001 – $30,000$10,001 to $30,000 2.12% $30,001 and up$30,001 & over 2.22% Rate checked
More details - 1.80%APY$180 a year on $10,000with conditions
Requirements
Product: Must be linked to INFIR$T REWARD$ Cash Checking or INFIR$T REWARD$ Cash Back Checking. Qualifying on the linked checking account qualifies the savings. If the linked checking is closed, the bank may close this savings or transfer it to statement savings. No monthly service fees. Interest compounded monthly and credited on the last day of the statement cycle. $0.01 to open and $0.01 to earn interest.
Offer: When linked checking qualifications are met and the daily balance is $100,000 or less, the entire balance earns this rate. Rate table interest rate 1.79% / APY 1.80%; Truth in Savings states 1.795% interest / 1.80% APY. When the balance exceeds $100,000, this APY still applies to the portion up to $100,000. Qualifications during the monthly qualification cycle on the linked checking: 12 POS debit card purchases post and settle (ATM and transfers do not count); enrolled in and receiving eStatements; at least one direct deposit or ACH automatic payment posts and settles. Rate may change at any time.
Qualified rate · 1.79% interest rate · Compounded monthly · No monthly fee · Effective May 16, 2023
Rate checked
More details - Johnstown School Employees Federal Credit UnionSavings AccountSavings · $0 min · 1.35%–2.35% by balance
Credit union · 1 branch
1.35%APY$135 a year on $10,000Requirements
Product: Members are limited to deposits of $10,000.00 per calendar month. Each account can have up to three different savings accounts. To keep membership account open, members must maintain a minimum balance of $5.00. Two withdrawals per month are allowed, after which a fee will be imposed.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Up to $60,000Your amount 1.35% Over $60,000 2.35% Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - G.A.P. Federal Credit UnionMoney Market SharesMoney Market Shares · $1,000 min · 0.50%–0.80% by balance
Credit union · 4 branches
0.70%APY$70 a year on $10,000intro rateRequirements
Product: The dividend rate and annual percentage yield may change every dividend period as determined by the credit union board of directors.
Promotional rate · 0.50% interest rate · Effective Jan 2, 2024
Rate by balance
Rate by balance for Money Market Shares Balance APY $1,000 – $10,000 0.50% $10,000 – $100,000Your amount 0.70% $100,000 and up 0.80% Rate checked
More details - 0.70%APY$70 a year on $10,000
Requirements
Product: Each $25.00 is considered a share in the credit union. Dividends are computed from day of deposit to day of withdrawal and credited to account at the end of each calendar quarter.
0.70% interest rate · Effective Sep 1, 2026
Rate checked
More details - Marion Center BankPrime Investment AccountSavings · $5,000 min · 0.60%–0.65% by balance
Bank · 1 branch
0.60%APY$60 a year on $10,000Requirements
Product: Unlimited transactions. $1,000.00 average daily balance during monthly statement cycle required to avoid monthly fees. Interest pays monthly.
Offer: Requires $1,000.00 average daily balance to earn interest. Interest pays monthly.
Rate by balance
Rate by balance for Prime Investment Account Balance APY $1,000 – $25,000Your amount 0.60% $25,000 and up 0.65% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Standard savings account. Unlimited transactions. $100.00 average daily balance during monthly statement cycle required to avoid monthly fees. Interest pays quarterly.
Offer: Minimum $100.00 average daily balance required to earn interest. Interest pays quarterly.
Rate checked
More details - Marion Center BankMoney Market AccountMoney Market Account · $1,000 min · 0.50%–3.09% by balance
Bank · 1 branch
0.50%APY$50 a year on $10,000Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $25,000Your amount 0.50% $25,000 – $75,000 0.60% $75,000 – $100,000 0.70% $100,000 – $150,000 0.80% $150,000 – $200,000 0.90% $200,000 and up 3.09% Rate checked
More details - PennCrest BankMoney Market AccountMoney Market Account · $2,500 min · 0.50%–2.00% by balance
Bank · 4 branches
0.50%APY$50 a year on $10,000Requirements
Product: Avoid the $11 monthly maintenance fee by maintaining a daily balance of $2,500. $2,500 minimum deposit to open. Access funds via up to 3 check writings and up to 3 electronic transfers per month. Variable rate can change at any time.
Offer: Avoid $11 monthly fee by maintaining a daily balance of $2,500. Rate is variable and can change at any time.
$11 monthly fee · Effective Oct 13, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $25,000Your amount 0.50% $25,000 – $100,000 0.75% $100,000 – $250,000 1.00% $250,000 and up 2.00% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Required to open first to become a member of the credit union. A minimum balance of $5.00 is required.
Offer: Dividends earned on daily balances of $50 or more. Dividend rate and APY may change every dividend period as determined by the credit union board of directors.
0.50% interest rate · Effective Jan 2, 2024
Rate checked
More details - Northwest BankAffinity Premier Money MarketAffinity Premier Money Market · $25 min · 0.25%–0.85% by balance
Bank · 2 branches
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: Must have Affinity Premier Checking account to qualify. Monthly service charge of $10 can be avoided with an Affinity Premier Checking or $2,500 average daily balance. Variable rate account; rates valid only for accounts opened online.
Offer: Must have Affinity Premier Checking account to qualify. You must maintain a minimum balance of $0.01 in the account each day to obtain the disclosed APY. Monthly fee of $10 can be avoided with an Affinity Premier Checking or $2,500 average daily balance.
Qualified rate · $10 monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Affinity Premier Money Market Balance APY Up to $5,000 0.25% $5,000 – $50,000Your amount 0.30% $50,000 – $100,000 0.35% $100,000 – $250,000 0.85% $250,000 – $5,000,000 0.85% $5,000,000 and up 0.85% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Johnstown, PA metro
36 accounts at 19 banks and credit unions · checked Sep 25–Oct 16
- Typical
- 0.20%
- Top 10% from
- 1.18%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.50%
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Johnstown, PA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- PRR South Fork Federal Credit UnionCredit union · 2 branches