Credit union · NCUA insured
C-B-W Schools Federal Credit Union Savings Rates
C-B-W Schools Federal Credit Union’s best savings rate is 0.70% APY on $10,000, with its Regular Shares. Rates checked October 16, 2026.
How C-B-W Schools Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Johnstown, PA, where C-B-W Schools Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
C-B-W Schools Federal Credit Union
0.70%APY
- Minimum
- $25
- Earns on $10,000 a year
- $70
Regular Shares
Top rate
Northwest Bank
4.00%APY
- Minimum
- $1
- Earns on $10,000 a year
- $400
2nd-highest rate
PRR South Fork Federal Credit Union
2.02%APY
- Minimum
- $5
- Earns on $10,000 a year
- $202
C-B-W Schools Federal Credit Union savings score
82
Savings score
Higher than 58% of U.S. banks and credit unions
- $1,000 balance$1,0000.70%
- $10,000 balance$10,0000.70%
- $100,000 balance$100,0000.70%
- QualifiedQualified0.70%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where C-B-W Schools Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Shares
0.70%APY
Each $25.00 is considered a share in the credit union. Dividends are computed from day of deposit to day of withdrawal and credited to account at the end of each calendar quarter.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.70% | $70 |
Special-purpose accounts
Christmas Club
1.00%APY
No set deposit amounts. Interest is posted quarterly. Paid out and balances transferred to savings account at end of day on September 30th each year with funds available following business day. $5.00 fee for each early withdrawal.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 1.00% | $100 |
Vacation Club
1.00%APY
No set deposit amounts. Interest is posted quarterly. Paid out and balances transferred to savings account at end of day on April 30th each year with funds available following business day. $5.00 fee for each early withdrawal.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 1.00% | $100 |
IRA Share Account
0.70%APY
Available for Roth, Traditional, Educational, or Rollover IRA options.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceUnder $500Any balance | 0.70% | $70 | Under $500 |
Who can join C-B-W Schools Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Members or employees of certain non-school organizations admitted through special charter expansions are eligible for membership.
Military, government and schools
- Employees of schools in Cambria, Bedford, and Somerset counties are eligible for membership.
Family and household
- Spouses, children, parents, sisters, brothers, grandparents, and grandchildren of current members are eligible for membership.
- Immediate family members of school employees in Cambria, Bedford, and Somerset counties who reside within the three-county area are eligible for membership.
Cost to join
- A minimum deposit of $25.00 into a savings account is required upon joining.
Membership information collected October 5, 2026.