Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–13 results in Jefferson, GA metro
- MyGeorgia Credit UnionMy Money MarketMy Money Market · $0 min · 0.00%–3.04% by balance
Credit union · 1 branch
2.27%APY$227 a year on $10,000Requirements
Product: Minimum $2,000.00 balance to earn dividends. First 50 checks free. Subject to withdrawal fee for each account debit after 6 per month. Dividends paid monthly. Rates are variable and may change after account is opened.
Offer: Average daily balance tier $0 - $1,999.99. Rate is 0%.
0.00% interest rate · Effective Jun 30, 2026
Rate by balance
Rate by balance for My Money Market Balance APY Up to $2,000 0.00% $2,000 – $10,000Rate is 2.00%. 2.02% $10,000 – $25,000Your amountRate is 2.25%. 2.27% $25,000 – $75,000Rate is 2.75%. 2.79% $75,000 and upRate is 3.00%. 3.04% Rate checked
More details - Peach State Federal Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.50%–2.25% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Avoid a monthly fee when you maintain a minimum daily balance of $2,500. Variable rate account; rates subject to change.
Offer: Tier I. Avoid monthly fee with a minimum daily balance of $2,500.
0.50% interest rate · Effective Sep 28, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $10,000 0.50% $10,000 – $25,000Your amountTier II. 1.00% $25,000 – $100,000Tier III. 1.25% $100,000 and upTier IV. 2.25% Rate checked
More details - MyGeorgia Credit UnionShare Savings AccountSavings · $100 min · 0.25%–0.85% by balance
Credit union · 1 branch
0.85%APY$85 a year on $10,000Requirements
Product: Includes Elite Club. Dividends paid quarterly. Rates are variable and may change after account is opened. Money Market and Share accounts are subject to withdrawal fee for each account debit after 6 per month. ATM card access has $1 fee for each savings withdrawal.
Offer: Quarterly dividend rate.
0.25% interest rate · Effective Dec 31, 2024
Rate by balance
Rate by balance for Share Savings Account Balance APY $100 – $1,000 0.25% $1,000 – $5,000 0.35% $5,000 – $10,000 0.55% $10,000 and upYour amount 0.85% Rate checked
More details - United Community BankUnited Money MarketUnited Money Market · $1,500 min · 0.50%–1.15% by balance
Bank · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Monthly maintenance charge of $12 will be assessed unless a daily balance of $1,500 is maintained. $10.00 excessive withdrawal fee for each withdrawal over 6 per month.
Offer: Lowest number listed in each tier represents the minimum daily balance required to obtain the APY.
$12 monthly fee
Rate by balance
Rate by balance for United Money Market Balance APY Up to $9,999 0.50% $10,000 – $49,999Your amount 0.50% $50,000 – $99,999 0.50% $100,000 – $249,999 1.00% $250,000 – $499,999 1.00% $500,000 – $999,999 1.15% $1,000,000 and up 1.15% Rate checked
More details - Lanier Federal Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.50%–3.00% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Five tiered account. Dividends compounded monthly and credited monthly based on average daily balance; rates may change monthly. No monthly fee if within 6 transactions per month and maintaining a $1,000 daily balance; otherwise $10 monthly fee. Minimum withdrawal is $100 per check/withdrawal.
Offer: Tier: $1,000 - $24,999. Minimum balance to earn APY is $1,000. Fee waived if staying within 6 transactions per month and maintaining $1,000 daily balance.
Compounded monthly · $10 monthly fee · Effective May 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $24,999Your amount 0.50% $25,000 – $99,999 2.00% $100,000 – $149,999 2.25% $150,000 – $249,999 2.50% $250,000 and up 3.00% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: An initial deposit of $5 is required to maintain your stake in the credit union, along with a one-time membership fee ($5) and USA Patriot Act recovery fee ($5). Members must maintain a $5 balance to remain a member-owner. A minimum balance of $100 is required to earn dividends, which are paid monthly on the average daily balance.
Offer: Tier I.
0.15% interest rate · Effective Sep 28, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: A service charge of $5.00 is imposed every quarter if the daily balance falls below $100.00 any day of the quarter. 6 free withdrawals per quarter ($2.00 fee per withdrawal over 6).
Effective Sep 24, 2026
Rate by balance
Rate by balance for United Savings Balance APY Up to $2,499 0.05% $2,500 and upYour amount 0.15% Rate checked
More details - Lanier Federal Credit UnionRegular Savings AccountSavings · $5 min · 0.12%–0.18% by balance
Credit union · 1 branch
0.12%APY$12 a year on $10,000Requirements
Product: Dividends compounded quarterly and credited quarterly based on average daily balance.
Compounded quarterly · Effective May 1, 2026
Rate by balance
Rate by balance for Regular Savings Account Balance APY Up to $24,999Your amount 0.12% $25,000 – $99,999 0.15% $100,000 – $149,999 0.18% $150,000 and up 0.18% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Variable-rate account; rates may change after opening. Rates apply to new accounts only. Fees could reduce earnings. No minimum balance requirement and no monthly maintenance fee.
Offer: Variable rate; rate may change after account is opened. Rates are subject to new accounts only. Fees could reduce earnings.
0.05% interest rate · No monthly fee
Rate by balance
Rate by balance for United Platinum Savings Balance APY Up to $2,500 0.05% $2,500 and upYour amount 0.10% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Prime Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.02% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Standard savings account. $5 monthly service fee can be avoided with $300 minimum daily balance, 1 automatic transfer of $25+ each fee period from linked Wells Fargo checking, 1 automatic transfer of $1+ each business day from linked checking, 1+ Save As You Go transfers from linked checking, or if the primary account owner is 24 years old or under.
Offer: Standard rate. Fee waived with $300 minimum daily balance, 1 automatic transfer of $25+ per fee period, 1 daily automatic transfer of $1+ each business day, 1+ Save As You Go transfer, or primary owner age 24 or under.
0.01% interest rate · $5 monthly fee · Effective Oct 10, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Standard rate. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.01% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Jefferson, GA metro
13 accounts at 6 banks and credit unions · checked Oct 22
- Typical
- 0.15%
- Top 10% from
- 0.97%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.68%
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Jefferson, GA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Lanier Federal Credit UnionCredit union · 1 branch
- Peach State Federal Credit UnionCredit union · 1 branch
- MyGeorgia Credit UnionCredit union · 1 branch