Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Jackson, MS metro
- BankFirst Financial ServicesSaver Savings + PERKSSavings · $100 min · 0.15%–0.50% by balance
Bank · 3 branches
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Must have an Interest Checking + PERKS account to open a Saver Savings + PERKS account and the Interest Checking + PERKS account must remain open throughout the period that you hold the Saver Savings + PERKS account. Limit one Saver Savings + PERKS account per social security number.
Offer: Requires meeting linked Interest Checking + PERKS qualification requirements during each Monthly Qualification Cycle: at least 20 POS debit card transactions of $5.00 or greater post and clear per cycle, and at least $500.00 cumulative direct deposits or $500.00 cumulative automatic payments post and clear per cycle.
Qualified rate · Effective Jun 1, 2026
Rate by balance
Rate by balance for Saver Savings + PERKS Balance APY Up to $75,001Your amount 0.50% $75,001 and up 0.15% Rate checked
More details - BankFirst Financial ServicesSaver SavingsSavings · $100 min · 0.15%–0.50% by balance
Bank · 3 branches
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Must have an Interest Checking account to open a Saver Savings account and the Interest Checking account must remain open throughout the period that you hold the Saver Savings account. Limit one Saver Savings account per social security number.
Offer: Requires meeting linked Interest Checking qualification requirements during each Monthly Qualification Cycle: at least 20 POS debit card transactions of $5.00 or greater post and clear per cycle, and at least $500.00 cumulative direct deposits or $500.00 cumulative automatic payments post and clear per cycle.
Qualified rate · No monthly fee · Effective Jun 1, 2026
Rate by balance
Rate by balance for Saver Savings Balance APY Up to $75,001Your amount 0.50% $75,001 and up 0.15% Rate checked
More details - BankFirst Financial ServicesVIP Saver Savings + PERKSSavings · $100 min · 0.15%–0.50% by balance
Bank · 3 branches
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Must have a VIP Interest Checking + PERKS account to open a VIP Saver Savings + PERKS account and the VIP Interest Checking + PERKS account must remain open throughout the period that you hold the VIP Saver Savings + PERKS account. Limit one VIP Saver Savings + PERKS account per social security number.
Offer: Requires meeting linked VIP Interest Checking + PERKS qualification requirements during each Monthly Qualification Cycle: at least 20 POS debit card transactions of $5.00 or greater post and clear per cycle, and at least $500.00 cumulative direct deposits or $500.00 cumulative automatic payments post and clear per cycle.
Qualified rate · Effective Apr 22, 2026
Rate by balance
Rate by balance for VIP Saver Savings + PERKS Balance APY Up to $75,001Your amount 0.50% $75,001 and up 0.15% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Tiered-rate savings account. $6.50 fee per quarterly cycle if daily balance falls below $100 on any day of cycle (waived with balance above $100 or Direct Deposit relationship). Unlimited withdrawals if daily balance stays at or above $500; if daily balance falls below $500, 3 free withdrawals per cycle, then $1.50 per additional withdrawal. $2 paper statement fee (waived with e-statements). $15 inactivity fee after 3 months inactivity. Minimum to open through mail is $200.
Offer: Tier One: Balances less than $5,000.00. Minimum balance to earn interest and obtain APY is $25. $5 minimum balance to open ($200 by mail).
0.30% interest rate
Rate by balance
Rate by balance for Savings Account Balance APY Up to $5,000 0.30% $5,000 – $50,000Your amount 0.50% $50,000 and up 0.70% Rate checked
More details - Statewide Federal Credit UnionMoney Management AccountMoney Management Account · $2,500 min
Credit union · 1 branch
0.45%APY$45 a year on $10,000Requirements
Offer: Dividends are compounded and declared monthly based on available earnings, computed on the average daily balance. Fees may reduce earnings on the account. Penalties for early withdrawal. All rates are subject to change without notice.
0.45% interest rate · Effective Dec 21, 2022
Rate checked
More details - Mutual Credit UnionPremier Money Market AccountPremier Money Market Account · $2,500 min · 0.40%–2.50% by balance
Credit union · 5 branches
0.40%APY$40 a year on $10,000Requirements
Product: Tiered rate account. Membership is open to anyone who lives, works, worships, volunteers, or attends school in designated counties and parishes across Mississippi, Alabama, Louisiana, Arkansas, and Tennessee.
Rate by balance
Rate by balance for Premier Money Market Account Balance APY $2,500 – $150,000Your amount 0.40% $150,000 – $250,000 1.50% $250,000 and up 2.50% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Membership is open to anyone who lives, works, worships, volunteers, or attends school in designated counties and parishes across Mississippi, Alabama, Louisiana, Arkansas, and Tennessee.
Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Dividends are compounded and credited monthly. Calculated using the Average Daily Balance method. Prospective rates as of effective date.
0.40% interest rate · No monthly fee · Effective Jan 24, 2024
Rate checked
More details - Ferguson FCUHigh Yield Money MarketHigh Yield Money Market · $2,500 min · 0.25%–3.04% by balance
Credit union · 1 branch
0.35%APY$35 a year on $10,000Requirements
Product: Avoid a $10.00 monthly service fee by maintaining a $2,500.00 minimum balance. Only Ferguson FCU members are eligible; $5 minimum Savings deposit required for membership.
$10 monthly fee
Rate by balance
Rate by balance for High Yield Money Market Balance APY $2,500 – $10,000 0.25% $10,000 – $35,000Your amount 0.35% $35,000 – $75,000 0.45% $75,000 – $150,000 2.02% $150,000 and up 3.04% Rate checked
More details - Keesler Federal Credit UnionHigh Interest Money Market Account (HIMMA)High Interest Money Market Account (HIMMA) · $2,500 min · 0.30%–0.40% by balance
Credit union · 6 branches
0.30%APY$30 a year on $10,000Requirements
Product: Minimum $2,500 deposit to open account and earn dividends. Automatic transfers limited to six per month. Dividends paid monthly.
0.30% interest rate
Rate by balance
Rate by balance for High Interest Money Market Account (HIMMA) Balance APY $2,500 – $10,000 0.30% $10,000 – $50,000Your amount 0.30% $50,000 – $100,000 0.35% $100,000 and up 0.40% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Dividends on share accounts are set in arrears by the Board on a quarterly basis. Accounts earn dividends with a minimum balance of $100. $10 membership fee upon opening. Minimum $15 balance requirement. Limited to 3 teller withdrawals and 3 ATM withdrawals per month.
0.25% interest rate · No monthly fee
Rate checked
More details - Hope Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.25%–2.28% by balance
Credit union · 4 branches
0.25%APY$25 a year on $10,000Requirements
Product: $1,000 initial deposit and minimum balance. $9.95 monthly fee, waived with $1,000 minimum balance. Six withdrawals per month. Variable-rate account; rates may change after account is opened. Rates as of 10/1/26 and subject to change.
Offer: Non-Jumbo tier. Minimum opening deposit $1,000. $9.95 monthly fee waived with $1,000 minimum balance. Variable-rate account; rates may change after the account is opened. Rates as of 10/1/26 and subject to change.
0.25% interest rate · $9.95 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $100,000Your amount 0.25% $100,000 – $500,000 2.28% $500,000 and up 2.28% Rate checked
More details - Hope Credit UnionTransformational DepositsTransformational Deposits · $1,000 min
Credit union · 4 branches
0.25%APY$25 a year on $10,000Requirements
Product: Minimum opening deposit $1,000. Rates as of 10/1/26 and subject to change. Variable-rate account; rates may change after the account is opened.
Offer: Minimum opening deposit $1,000. Rates as of 10/1/26 and subject to change. Variable-rate account; rates may change after the account is opened. Transformational Deposits Non-Jumbo and Jumbo.
0.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Earn dividends on balances greater than $500.00. Unlimited withdrawals by Teller or ATM.
0.25% interest rate · Effective Dec 31, 2025
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Jackson, MS metro
81 accounts at 28 banks and credit unions · checked Oct 15–22
- Typical
- 0.20%
- Top 10% from
- 1.00%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.25%
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Jackson, MS metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- RiverLand Federal Credit UnionCredit union · 1 branch
- Keesler Federal Credit UnionCredit union · 6 branches
- Veritas Federal Credit UnionCredit union · 1 branch