Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Jackson, MI metro
- Chelsea State BankCSB Combined Statement SavingsSavings · $1 min · 0.55%–0.60% by balance
Bank · 1 branch
0.55%APY$55 a year on $10,000with conditionsRequirements
Product: Must be linked to any Chelsea State Bank checking account. Monthly statement combined with checking account. No monthly service fee. $1 minimum deposit to open.
Offer: Tier 1 rate for balances from $1 to $99,999. Minimum balance to earn APY is $1.00. No monthly service fee. Monthly statement combined with checking account.
Qualified rate · 0.55% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for CSB Combined Statement Savings Balance APY Up to $99,999Your amount 0.55% $100,000 and up 0.60% Rate checked
More details - American 1 Credit UnionMoney Market AccountMoney Market Account · $5,000 min
Credit union · 9 branches
0.50%APY$50 a year on $10,000Requirements
Product: Rate may change after account opening. Annual Percentage Yield is calculated by the daily balance method. Dividends may be paid quarterly, semi-annually, and annually.
Offer: Rate may change after account opening. Dividends may be paid quarterly, semi-annually, and annually.
0.50% interest rate · Effective Oct 5, 2026
Rate checked
More details - TRUE Community Credit UnionSuper Cash Money MarketSuper Cash Money Market · $0 min · 0.00%–0.70% by balance
Credit union · 8 branches
0.50%APY$50 a year on $10,000Requirements
Product: No monthly service fee. Tiered rates based on balance.
0.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Super Cash Money Market Balance APY Up to $2,000 0.00% $2,000 – $50,000Your amount 0.50% $50,000 – $100,000 0.60% Over $100,000 0.70% Rate checked
More details - TLC Community Credit UnionVariable SavingsSavings · $500 min · 0.35%–0.45% by balance
Credit union · 1 branch
0.45%APY$45 a year on $10,000Requirements
Product: Multi-tiered account. Quarterly dividends paid on an average daily balance of $500 and over.
Offer: Dividends declared quarterly based on average daily balance.
Effective Jun 30, 2024
Rate by balance
Rate by balance for Variable Savings Balance APY $500 – $5,000 0.35% $5,000 – $10,000 0.40% $10,000 and upYour amount 0.45% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Flexible, multi-purpose savings account. 10 pre-authorized, automatic, telephone, electronic, online, or other transfers or withdrawals per statement cycles ($2 fee applies for any debit over 10). Avoid the $2 monthly service fee by maintaining a $300 minimum daily balance (waived for seniors and minors upon request). $1 minimum deposit to open.
Offer: Avoid the $2 monthly service fee by maintaining a $300 minimum daily balance (waived for senior citizens and minors). $2 per debit over 10 in a month. Minimum balance to earn APY is $1.00.
0.40% interest rate · $2 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: Minimum $5 initial deposit establishes credit union membership. Quarterly dividends paid on an average daily balance of $200 or more. No service fee.
Offer: Dividends declared quarterly based on average daily balance.
No monthly fee · Effective Jun 30, 2024
Rate checked
More details - Michigan First Credit UnionSavings AccountSavings · $10 min · 0.15%–0.25% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Must be 18 or older to open an account (ages 13-17 can open with a parent or guardian). Minimum opening deposit of $10 required. An account aggregate balance of $100 required after the first 3 months of membership to avoid a monthly minimum balance fee.
0.15% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Up to $999 0.15% $1,000 – $4,999 0.15% $5,000 – $24,999Your amount 0.20% $25,000 and up 0.25% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Offer: Requires a minimum balance of $100 to earn the stated APY; accounts that fall below a daily balance of $100 will not earn a dividend. Dividends are compounded monthly.
0.15% interest rate · Compounded monthly · Effective Oct 15, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Offer: Requires a minimum balance of $100 to earn the stated APY; accounts that fall below a daily balance of $100 will not earn a dividend. Dividends are compounded monthly.
0.15% interest rate · Compounded monthly · Effective Oct 15, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Each member must maintain $5.00 on-hold in primary regular savings at all times to maintain shareholder status. An initial fee of 25¢ is charged for each membership opened.
Offer: Requires a minimum balance of $100 to earn the stated APY; accounts that fall below a daily balance of $100 will not earn a dividend. Dividends are compounded monthly.
0.15% interest rate · Compounded monthly · Effective Oct 15, 2026
Rate checked
More details - Independent BankRelationship Money Market AccountRelationship Money Market Account · $0 min · 0.06%–2.17% by balance
Bank · 1 branch
0.12%APY$12 a year on $10,000with conditionsRequirements
Offer: With a Checking Relationship with Independent Bank
Qualified rate · 0.06% interest rate · Effective Oct 14, 2026
Rate by balance
Rate by balance for Relationship Money Market Account Balance APY Up to $9,999 0.06% $10,000 – $24,999Your amount 0.12% $25,000 – $49,999 0.50% $50,000 – $99,999 1.11% $100,000 – $249,999 1.61% $250,000 and up 2.17% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Personal accounts only. Initial minimum opening deposit to earn higher rate is $25,000. Account must be funded within 90 days of approval date. Early closure fee may apply if closed within 180 days. $15 monthly service charge waived with at least a $10,000 average daily collected balance or with a Flagstar personal checking relationship.
Offer: Tier 1 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or if owner of a Flagstar personal checking account with balance of at least $0.01.
$15 monthly fee
Rate by balance
Rate by balance for Flagstar Performance Savings Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amountTier 2 balance rate. 0.10% $25,000 – $50,000Tier 3 balance rate. 3.20% $50,000 – $100,000Tier 4 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or with personal checking relationship. 3.20% $100,000 – $500,000Tier 5 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or with personal checking relationship. 3.20% $500,000 and upTier 6 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or with personal checking relationship. 3.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Dividends calculated by daily balance method. Rate may change after account opening. Fees may reduce earnings.
Offer: Rate may change after account opening. Dividends may be paid quarterly, semi-annually, and annually.
0.10% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: No opening or maintenance fees. Includes Eagle Earners and Independence accounts. Rate may change after account opening.
Offer: Rate may change after account opening. Dividends may be paid quarterly, semi-annually, and annually. No opening or maintenance fees.
0.10% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Rate may change after account opening. Can be customized with any name. Unlimited deposits.
Offer: Rate may change after account opening. Dividends may be paid quarterly, semi-annually, and annually.
0.10% interest rate · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Jackson, MI metro
51 accounts at 15 banks and credit unions · checked Oct 16–22
- Typical
- 0.12%
- Top 10% from
- 2.27%
- Banks, typical
- 0.07%
- Credit unions, typical
- 0.18%
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Jackson, MI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Aeroquip CUCredit union · 2 branches
- Flagstar BankBank · 7 branches
- MSU Federal Credit UnionCredit union · 1 branch