Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Henderson, NC metro
- 3.25%APY$325 a year on $10,000with conditions
Requirements
Product: Must be bundled/linked with a Go Green Checking account. A minimum of $5 must be maintained in a Primary Savings account to access products and services. Membership eligibility requirements apply. No monthly service fees.
Offer: Premium Tier: Requires 15 or more Go Green Checking debit card transactions posted per calendar month. Minimum balance required to earn APY is $0.01.
Qualified rate · 3.20% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - Coastal Credit UnionHigh Yield SavingsSavings · $25 min · 0.10%–3.00% by balance
Credit union · 1 branch
3.00%APY$300 a year on $10,000Requirements
Product: Tiered rate account based on average daily balance determined at end of month. Once minimum balance for a tier is met, the APY applies to the full balance. No monthly service fees. Must process a deposit within the first 6 months of account opening. A minimum of $5 must be maintained in Primary Savings.
Offer: Base Tier: Applies to average daily balances of $9,999.99 or less. No monthly service fees. Balance of $0.01 required to earn APY. Rate applies to full balance.
0.10% interest rate · No monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $10,000 0.10% $10,000 and upYour amountRate applies to full balance once threshold is met. 3.00% Rate checked
More details - State Employees' Credit UnionMoney Market Share AccountMoney Market Share Account · $250 min
Credit union · 1 branch
2.20%APY$220 a year on $10,000Requirements
Product: Dividends compound daily and are paid monthly. Minimum balance of $250 required to earn dividends and avoid a $2 monthly maintenance fee. Account cannot be used for ACH debits, checks, BillPay, or loan collateral.
Offer: Dividends compounded daily and paid monthly. Minimum balance to earn dividends is $250; if balance falls below $250 during a statement period, a $2 monthly maintenance fee is assessed.
2.18% interest rate · Compounded daily
Rate checked
More details - State Employees' Credit UnionMoney Market Share AccountMoney Market Share Account · $250 min
Credit union · 1 branch
2.20%APY$220 a year on $10,000Requirements
Product: Dividends compound daily and are paid monthly. Minimum balance of $250 required to earn dividends and avoid a $2 monthly maintenance fee. Account cannot be used for ACH debits, checks, BillPay, or loan collateral.
Offer: Dividends compounded daily. Minimum balance to earn dividends is $250; if balance falls below $250 at any time during a statement period, a $2 monthly maintenance fee is assessed.
Compounded daily · $2 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 2.00%APY$200 a year on $10,000
Requirements
Product: Membership eligibility requirements apply. A minimum of $5 must be maintained in a Primary Savings account to have access to all products and services. No monthly service fees.
1.98% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - 1.75%APY$175 a year on $10,000
Requirements
Product: Fees may reduce earnings. Rate may change after account opening. Offers and products are subject to updates, modifications, and/or termination at any time after account opening.
Offer: Fees may reduce earnings. Rate may change after account opening. Promotional offers, products and services are subject to updates, modifications and/or termination at any time after account opening.
Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Must be bundled/linked with a Go Green Checking account. A minimum of $5 must be maintained in a Primary Savings account to access products and services. Membership eligibility requirements apply. No monthly service fees.
Offer: Base Tier: Applies to entire balance if 0-14 Go Green Checking debit card transactions are posted per calendar month. Minimum balance required to earn APY is $0.01.
Qualified rate · 1.00% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - Welcome Federal Credit UnionMoney Market AccountsMoney Market Accounts · $1,000 min
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Initial deposit and minimum balance of $1,000. There is a $3 monthly fee for balances below $1,000. Limited to six withdrawals/transactions per month.
Offer: Minimum deposit required to open is $1,000.00; minimum daily balance of $1,000.00 required to avoid a $3 monthly fee. Dividends are compounded and credited monthly.
1.00% interest rate · $3 monthly fee · Effective Oct 1, 2026
Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Membership in SECU requires opening a Share Account. Must maintain a $25 minimum balance to avoid monthly maintenance fee and maintain membership. A $1 monthly maintenance fee is charged if the account is below $25 on the statement date.
Offer: Dividends accrue when balance is greater than zero; $1 monthly fee if balance falls below $25 minimum balance on statement date.
0.25% interest rate · $1 monthly fee
Rate checked
More details - Benchmark Community BankPersonal Money Market AccountPersonal Money Market Account · 0.25%–1.00% by balance
Bank · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: May make up to 6 withdrawals per month. A $2,500 balance is required. Interest is compounded monthly.
0.25% interest rate · Compounded monthly · Effective Sep 29, 2026
Rate by balance
Rate by balance for Personal Money Market Account Balance APY Up to $24,999Your amount 0.25% $25,000 – $99,999 0.40% $100,000 and up 1.00% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Active accounts have no monthly service fee. Minimum $5 must be maintained in Primary Savings to maintain membership and access products and services. Daily balance of $0.01 required to earn APY according to rate table footnote, while Truth in Savings disclosure cites $5.00 minimum daily balance.
Offer: Minimum daily balance of $5.00 required to earn stated APY according to Truth in Savings disclosure; $0.01 balance required according to rate table footnote. Active accounts have no monthly service fee.
0.10% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Ideal for vacations, hobbies, or holiday expenses. A minimum of $5 must be maintained in Primary Savings to access products and services. A balance of $0.01 is required to earn APY. No monthly service fees for active accounts. Must process a deposit within the first 6 months of account opening.
Offer: A balance of $0.01 is required to earn applicable product APY. No monthly service fees for active accounts. Must process a deposit within the first 6 months.
0.10% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Henderson, NC metro
27 accounts at 10 banks and credit unions · checked Sep 24–Oct 22
- Typical
- 0.10%
- Top 10% from
- 2.20%
- Banks, typical
- 0.07%
- Credit unions, typical
- 1.00%
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Henderson, NC metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Coastal Credit UnionCredit union · 1 branch
- Welcome Federal Credit UnionCredit union · 1 branch
- State Employees' Credit UnionCredit union · 1 branch