Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 121–135 results in Grand Rapids, MI metro
- Farmers Insurance Federal Credit UnionRainy Day SavingsSavings · $0 min · 0.05%–1.75% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: APY of 1.75% on balances up to $2,000; Membership Savings rate (0.05%) on balances over $2,000. Maximum of two free withdrawals per calendar year ($20 fee each additional withdrawal). Funded via recurring ACH deposit or qualifying external funds. Limit one Rainy Day Account per qualified membership. Membership eligibility required.
Offer: APY of 1.75% on balances up to $2,000. Maximum of two free withdrawals per calendar year.
Rate by balance
Rate by balance for Rainy Day Savings Balance APY Up to $2,000 1.75% $2,000 and upYour amount 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Avoid $9 quarterly service fee by maintaining a $200 minimum average balance. Unlimited withdrawals with no fees.
Offer: Interest rates are variable, set at the discretion of the bank, and may change at any time after the account is opened. Avoid $9 quarterly service fee by maintaining a $200 minimum average balance.
0.05% interest rate
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More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · Effective Sep 3, 2026
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More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · Effective Sep 3, 2026
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More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Minimum initial deposit and ongoing balance is $1.00. Dividend is paid monthly and based on average daily balance.
0.05% interest rate · Effective Sep 3, 2026
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More details - 0.05%APY$5 a year on $10,000
Effective Oct 1, 2025
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More details - 0.05%APY$5 a year on $10,000
Effective Oct 1, 2025
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More details - Community First Federal Credit UnionHigh Yield SharesSavings · $0 min · 0.05%–3.41% by balance
Credit union · 3 branches
0.05%APY$5 a year on $10,000Effective Oct 1, 2025
Rate by balance
Rate by balance for High Yield Shares Balance APY Up to $100,000Your amount 0.05% $100,000 – $250,000 1.38% $250,000 – $500,000 2.39% Over $500,000 3.41% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Required account for membership at United Credit Union. Monthly fee waived with another qualifying account relationship (excludes Holiday Club, IRA Money Market, or another Membership Savings).
Offer: Minimum balance to earn APY is $300.00.
0.05% interest rate · Effective Oct 1, 2026
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More details - Arbor Financial Credit UnionMaximum Money MarketMaximum Money Market · $500 min · 0.05%–3.00% by balance
Credit union · 3 branches
0.05%APY$5 a year on $10,000Requirements
Product: Calculated by daily balance method. Dividends compounded and paid quarterly. Limited to six withdrawals or transfers by pre-authorized, automatic, telephone transfer, check, draft, or debit card per calendar month.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Maximum Money Market Balance APY $500 – $50,000Your amount 0.05% $50,000 – $100,000 0.15% $100,000 – $200,000 0.20% $200,000 – $300,000 0.35% $300,000 – $400,000 1.00% $400,000 – $500,000 2.00% $500,000 – $600,000 3.00% $600,000 and up 3.00% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Balances of $100.00 or more earn a dividend. A minimum balance of $5.00 is required to maintain membership. Quarterly compounding and crediting.
Offer: Balances of $100.00 or more earn a dividend. A minimum balance of $5.00 is required to maintain membership.
Effective Oct 1, 2026
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More details - 0.05%APY$5 a year on $10,000
Requirements
Product: No minimum deposit to open and no minimum balance required. Secondary savings account.
Effective Oct 1, 2026
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More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Opens the door to membership. Membership eligibility and a minimum $5 membership share deposit required. Dividends paid daily and compounded monthly.
Offer: Balances over $99.99 earn stated rate. Just deposit $5.
0.05% interest rate · Compounded monthly · Effective Sep 29, 2026
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More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Key to membership at MCU. Unlimited withdrawals. Eligible for overdraft protection. Monthly service fee waived with an aggregate account balance of $50 or more.
Offer: Dividends are paid on account balances of $100 or more. Maintain aggregate account balance of $50 or more to waive monthly service fee.
0.05% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Links to free My Cash or My Cashback checking account. Automatic transfers of My Cash or My Cashback earnings. Eligible for overdraft protection.
Offer: Base rate applied when monthly qualifications are not met.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Oct 5, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Grand Rapids, MI metro
173 accounts at 55 banks and credit unions · checked Oct 16–23
- Typical
- 0.15%
- Top 10% from
- 2.00%
- Banks, typical
- 0.07%
- Credit unions, typical
- 0.15%
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Grand Rapids, MI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Meijer Credit UnionCredit union · 3 branches
- North Central Area Credit UnionCredit union · 1 branch
- KCCUCredit union · 1 branch