Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Fort Madison, IA metro
- Nicolet National BankMVP Money Market Account (MVP MMA)MVP Money Market Account (MVP MMA) · $10,000 min · 0.01%–2.65% by balance
Bank · 1 branch
1.30%APY$130 a year on $10,000with conditionsRequirements
Product: A separate Nicolet National Bank checking account with direct deposit of payroll or social security is required in order to qualify for an MVP Money Market account. Subject to Credit Approval.
Offer: $10 monthly service charge if available balance falls below $10,000.
Qualified rate · 0.01% interest rate · $10 monthly fee · Effective Sep 23, 2026
Rate by balance
Rate by balance for MVP Money Market Account (MVP MMA) Balance APY Up to $9,999 0.01% $10,000 – $49,999Your amount 1.30% $50,000 – $149,999 2.10% $150,000 – $499,999 2.15% $500,000 – $999,999 2.45% $1,000,000 and up 2.65% Rate checked
More details - Fox Valley Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 1.00%–1.41% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Dividends are paid monthly and a minimum balance of $1,000 is required.
Offer: Dividends Paid Monthly
1.00% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $10,000Your amount 1.00% $10,001 – $20,000 1.11% $20,001 – $50,000 1.21% $50,001 – $100,000 1.31% $100,001 and up 1.41% Rate checked
More details - 0.80%APY$80 a year on $10,000
Requirements
Product: $5,000 minimum balance requirement; $5 monthly service fee if balance is less than $5,000; pays dividends monthly; checks ordered at member cost.
Offer: $5 monthly service fee if balance is less than $5,000.
0.50% interest rate · $5 monthly fee
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.50% $10,000 – $25,000Your amount 0.80% $25,000 – $75,000 1.25% $75,000 – $250,000 1.85% $250,000 and up 2.10% Rate checked
More details - 0.75%APY$75 a year on $10,000with conditions
Requirements
Product: Must have a linked free Kasasa Cash or Kasasa Cash Back checking account. No monthly maintenance fee. $15 fee if closed within 60 days of opening. Receipt of electronic statements is required.
Offer: When Kasasa Cash or Kasasa Cash Back qualifications are met (at least 14 debit card purchases, enrolled in and agree to receive e-statements, enrolled in and log into online banking during each Monthly Qualification Cycle).
Qualified rate · No monthly fee · Effective Dec 13, 2023
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $50,000Your amount 0.75% Over $50,000When Kasasa Cash or Kasasa Cash Back qualifications are met. 0.25%* Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Requires $2,500 to open and a $2,500 average collected daily balance. APY assumes quarterly interest payment.
Offer: APY assumes quarterly interest payment.
0.40% interest rate · Effective Feb 12, 2024
Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: Dividends are calculated by the daily balance method and paid quarterly. APY is based on the minimum daily balance maintained each day. Dividends are paid from date of deposit to date of withdrawal.
0.25% interest rate
Rate by balance
Rate by balance for Savings Accounts Balance APY Up to $10,000 0.25% $10,000 and upYour amount 0.35% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: $5 monthly service charge if available balance falls below $100. $100 minimum deposit to open. Minimum $100.00 to earn interest. Unlimited deposits and transfers.
Offer: $5 monthly service charge waived if available balance remains at or above $100. $100.00 minimum to earn interest. Interest is compounded quarterly and credited quarterly.
0.15% interest rate · Compounded quarterly · $5 monthly fee
Rate by balance
Rate by balance for Personal Savings Balance APY $100 – $5,000 0.15% $5,000 and upYour amount 0.20% Rate checked
More details - Nicolet National BankMoney Market Account (MMA)Money Market Account (MMA) · $1,000 min · 0.10%–0.20% by balance
Bank · 1 branch
0.20%APY$20 a year on $10,000Requirements
Offer: $10 monthly service charge if available balance falls below $1,000.
0.10% interest rate · $10 monthly fee · Effective Sep 23, 2026
Rate by balance
Rate by balance for Money Market Account (MMA) Balance APY $1,000 – $4,999 0.10% $5,000 and upYour amount 0.20% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Requires no minimum deposit to open. No service charge when average collected daily balance is $50. May be subject to balance fee. APY assumes quarterly interest payment. Allows 12 withdrawals per calendar quarter at no charge.
Offer: No minimum balance to obtain APY, however may be subject to balance fee. No service charge when average collected daily balance is $50. APY assumes quarterly interest payment.
0.20% interest rate · Effective Feb 12, 2024
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: No quarterly service fee if balance does not fall below $100; $1 quarterly service fee if balance falls below $100. Variable rate account compounded daily.
0.15% interest rate · Compounded daily · Effective Oct 2, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Dividends paid monthly. NCUA insured up to $250,000 with additional excess insurance up to $250,000.
Offer: Dividends paid monthly. Minimum deposit required for membership.
0.10% interest rate · Effective Oct 16, 2026
Rate checked
More details - First Mid Bank & TrustMoney Market AccountMoney Market Account · $50 min · 0.05%–0.50% by balance
Bank · 5 branches
0.10%APY$10 a year on $10,000Requirements
Product: Interest earned on the full daily balance by tier. Interest rate and APY may change after account opening. $10 monthly maintenance fee if the daily minimum balance falls below $5,000 during a statement cycle. $2 paper statement fee per statement cycle, waived for age 50 or older or by signing up for eStatements.
Offer: Daily balances $0–$4,999.99. Variable rate. $10 monthly maintenance fee if daily minimum balance falls below $5,000 during a statement cycle. Fees could reduce earnings. Rates current as of the deposit-rates page date (full calendar date not stated).
0.05% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.20% $50,000 and up 0.50% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Interest earned on the full daily balance with no stated tiers. Variable rate may change after opening. Fees could reduce earnings. $2 paper statement fee per cycle waived for age 50+ or eStatements.
Offer: Daily balances of $0 or more. Rates current as of today's date; interest rate and APY may change after account opening. Fees could reduce earnings. Interest earned on daily balance; variable rate subject to change at First Mid's discretion.
0.05% interest rate · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must have a linked free Kasasa Cash or Kasasa Cash Back checking account. No monthly maintenance fee. $15 fee if closed within 60 days of opening. Receipt of electronic statements is required.
Offer: When Kasasa Cash or Kasasa Cash Back qualifications are not met.
Qualified rate · No monthly fee · Effective Dec 13, 2023
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Offered in conjunction with Real Cash Back Checking. Requires meeting monthly qualification cycle requirements (eStatements, Direct Deposit, and 10 debit transactions posted and cleared) to earn tier 1 rates.
Offer: When qualifications are not met during a Monthly Qualification Cycle, the interest rate on the entire balance is 0.010% with corresponding APY in the range of 0.05% to 0.15%.
Qualified rate · 0.01% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Fort Madison, IA metro
16 accounts at 6 banks and credit unions · checked Sep 24–Oct 17
- Typical
- 0.20%
- Top 10% from
- 0.90%
- Banks, typical
- 0.18%
- Credit unions, typical
- 0.58%
Is your bank paying you enough?
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Fort Madison, IA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Fox Valley Credit UnionCredit union · 1 branch