Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Dayton, OH metro
- 0.25%APY$25 a year on $10,000
Requirements
Product: Variable rate compounded daily and paid monthly. Minimum balance to avoid fees: $0 for the first 9 months; $200 after 9 months. Monthly maintenance fee: $4 if balance falls below minimum.
Offer: $4 monthly maintenance fee waived if balance is maintained ($0 for the first 9 months; $200 after 9 months). Variable rate compounded daily and paid monthly.
0.25% interest rate · Compounded daily · $4 monthly fee · Effective Jun 26, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: $4 monthly maintenance fee if balance falls below minimum ($25 for under 18 years old, $200 for 18 or older). Variable interest rate compounded daily and paid monthly.
Offer: $4 monthly fee waived if minimum balance is maintained ($25 if under 18; $200 if 18 or older). Rate compounded daily and paid monthly.
0.25% interest rate · Compounded daily · $4 monthly fee · Effective Jun 26, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Rate checked
More details - 0.25%APY$25 a year on $10,000with conditions
Requirements
Product: To earn the higher rate on qualifying balances up to $1,000, must have an active checking account with a minimum of 4 qualifying transactions per dividend period, and at least 1 direct deposit within 45 days or enrollment in eStatements. A $5 minimum share deposit/balance is required to open.
Offer: Non-qualifying balance tier.
Qualified rate · No monthly fee
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - Firefighters & Company Federal Credit UnionRegular Share SavingsSavings · $5 min
Credit union · 2 branches
0.20%APY$20 a year on $10,000Requirements
Product: Establishes credit union membership. Requires a $50 savings balance within 10 months of opening.
0.20% interest rate
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Includes all regular shares, special shares, and Connect Plus shares.
Offer: ConnectMORE APY. Member must be in the ConnectMORE Royal Rewards program.
Rate by balance
Rate by balance for Shares Balance APY Up to $9,999 0.15% $10,000 – $19,999Your amount 0.20% $20,000 and up 0.20% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Earns daily compounding interest. $5 monthly maintenance fee waived with a $500 minimum balance; no monthly maintenance fee for seniors or minors. Low minimum opening balance.
Offer: Tier for balances up to $9,999. $5 monthly maintenance fee waived with a $500 minimum balance; no monthly maintenance fee for seniors or minors.
0.05% interest rate · $5 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Simple Savings Balance APY Up to $9,999 0.05% $9,999 – $24,999Your amount 0.15% $24,999 and up 0.50% Rate checked
More details - Civista BankMoney Market Investment Account (MMIA)Money Market Investment Account (MMIA) · $2,500 min · 0.12%–0.50% by balance
Bank · 3 branches
0.12%APY$12 a year on $10,000Requirements
Product: $12 monthly service charge waived with a minimum balance of $2,500.
0.12% interest rate · $12 monthly fee · Effective Oct 9, 2026
Rate by balance
Rate by balance for Money Market Investment Account (MMIA) Balance APY $2,500 – $50,000Your amount 0.12% $50,000 – $100,000 0.21% $100,000 and up 0.50% Rate checked
More details - 0.10%APY$10 a year on $10,000
0.10% interest rate · Effective May 7, 2025
Rate checked
More details - The Old Fort Banking CompanyPreferred Money Market AccountPreferred Money Market Account · $10,000 min · 0.10%–0.15% by balance
Bank · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: Avoid the $10 monthly service fee by maintaining a $5,000 minimum daily balance. Interest is compounded and credited every month. Rates are subject to change.
Offer: Avoid the $10 monthly service fee by maintaining a $5,000 minimum daily balance.
0.10% interest rate · $10 monthly fee · Effective Oct 13, 2026
Rate by balance
Rate by balance for Preferred Money Market Account Balance APY $10,000 and upYour amount 0.10% $50,000 and up 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Includes all regular shares, special shares, and Connect Plus shares.
Offer: Everyday APY.
Rate by balance
Rate by balance for Shares Balance APY Up to $9,999 0.05% $10,000 – $19,999Your amount 0.10% $20,000 and up 0.10% Rate checked
More details - Farmers & Merchants BankSuper Saver SavingsSavings · $25 min · 0.05%–3.56% by balance
Bank · 4 branches
0.10%APY$10 a year on $10,000Requirements
Product: Includes 4 withdrawals per month; $0.50 per transaction in excess of 4 thereafter. No monthly maintenance fee. Free quarterly paper statements or free e-statements.
0.05% interest rate · No monthly fee
Rate by balance
Rate by balance for Super Saver Savings Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.15% $50,000 – $100,000 0.25% $100,000 and up 3.56% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Includes 4 withdrawals per month; $0.50 per transaction in excess of 4 thereafter. No monthly maintenance fee. Free quarterly paper statements or free e-statements.
0.05% interest rate · No monthly fee
Rate by balance
Rate by balance for Savings Account Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.15% $50,000 and up 0.25% Rate checked
More details - 0.08%APY$8 a year on $10,000
Requirements
Product: A minimum balance of $5.00, which represents your share in the Credit Union, is required at all times. Pays dividends on minimum balance of $1,000.00.
0.08% interest rate · Effective May 7, 2025
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Dayton, OH metro
86 accounts at 29 banks and credit unions · checked Oct 6–22
- Typical
- 0.10%
- Top 10% from
- 2.06%
- Banks, typical
- 0.07%
- Credit unions, typical
- 0.20%
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Dayton, OH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Firefighters & Company Federal Credit UnionCredit union · 2 branches
- Bridge Credit UnionCredit union · 4 branches
- River Valley Credit UnionCredit union · 5 branches