Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Danville, VA metro
- 4.00%APY$400 a year on $10,000intro rate
Requirements
Product: Available only on new accounts for members who have not had an open consumer or business money market account within the past 90 days. Must be funded with new money not already on deposit with Beacon. Requires a $5 membership share to qualify for Beacon products.
Offer: Promotional rate guaranteed for six months from account opening date with a deposit of $5,000 or greater in new money. After six months, dividends revert to standard tiered rates.
Promotional rate
Rate checked
More details - 3.05%APY$305 a year on $10,000with conditions
Requirements
Product: One account per customer. No minimum balance required. Digital statements must be activated and either have an open Movement Rewards Checking Account or maintain a minimum daily balance of $15,000 to earn qualifying rates.
Offer: Earn 3.05% APY on balances up to and including $50,000.00 when meeting monthly qualifications (digital statements activated plus open Movement Rewards Checking Account or minimum daily balance of $15,000).
Qualified rate · Effective Jul 31, 2026
Rate by balance
Rate by balance for Movement ® Rewards Savings Balance APY Up to $50,000Your amount 3.05% $50,000 – $250,000 1.00% $250,000 and up 0.25% Rate checked
More details - 1.75%APY$175 a year on $10,000
Requirements
Product: Fees may reduce earnings. Rate may change after account opening. Offers and products are subject to updates, modifications, and/or termination at any time after account opening.
Offer: Fees may reduce earnings. Rate may change after account opening. Promotional offers, products and services are subject to updates, modifications and/or termination at any time after account opening.
Rate checked
More details - 1.24%APY$124 a year on $10,000
Requirements
Product: Earn top interest tied directly to Fed Funds averages. For balances over $1,000, interest rate is based on Fed Funds Average minus margin of 2.65%, min rate 0.05%. Rate may change monthly on the 7th business day. Maintain a daily balance of $1,000 to earn interest and avoid $15 Monthly Maintenance Fee. Up to 6 withdrawals/transfers per statement cycle at no cost, $15 excessive withdrawal fee thereafter.
Offer: Rate based on Fed Funds Average minus margin of 2.65%, minimum 0.05%. Maintain daily balance of $1,000 to earn interest and avoid $15 monthly maintenance fee.
1.23% interest rate · $15 monthly fee · Effective Oct 9, 2026
Rate checked
More details - First National BankMoney Market AccountMoney Market Account · $2,500 min · 1.01%–1.76% by balance
Bank · 6 branches
1.01%APY$101 a year on $10,000Requirements
Product: Maintain a daily balance of $500 to earn interest and avoid $15 Monthly Maintenance Fee. Up to 6 withdrawals or transfers per statement cycle at no cost; $15 Excessive Withdrawal Fee for each additional transfer or withdrawal.
Offer: Maintain a daily balance of $500 to earn interest and avoid $15 Monthly Maintenance Fee.
1.00% interest rate · $15 monthly fee · Effective Oct 9, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $500 – $50,000Your amount 1.01% $50,000 – $100,000 1.26% $100,000 – $500,000 1.51% $500,000 and up 1.76% Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - Beacon Credit UnionHorizon Money MarketHorizon Money Market · $100 min · 0.05%–0.80% by balance
Credit union · 2 branches
0.65%APY$65 a year on $10,000Requirements
Product: Tiered blended rate product where members earn stated rates from minimum balance points in each tier. Includes up to 6 transactions per month and free check withdrawals. Requires a $5 membership share to qualify for Beacon products.
Offer: Tier 1 rate. Dividends compounded monthly.
0.05% interest rate · Compounded monthly · No monthly fee
Rate by balance
Rate by balance for Horizon Money Market Balance APY Up to $2,000 0.05% $2,000 – $5,000Tier 2 rate. APY ranges from 0.05% to 0.11% as a blended rate product. 0.15%* $5,000 – $10,000Tier 3 rate. APY ranges from 0.11% to 0.18% as a blended rate product. 0.25%* $10,000 – $50,000Your amountTier 4 rate. APY ranges from 0.18% to 0.56% as a blended rate product. 0.65%* $50,000 and upTier 5 rate. APY ranges from 0.56% to 0.79% as a blended rate product. 0.80%* Rate checked
More details - Beacon Credit UnionTiered SavingsSavings · $25 min · 0.10%–0.80% by balance
Credit union · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: $5 membership share required to qualify for Beacon products. Dividends compounded monthly.
Offer: Tier 1. Dividends compounded monthly.
0.10% interest rate · Compounded monthly
Rate by balance
Rate by balance for Tiered Savings Balance APY Up to $5,000 0.10% $5,000 – $10,000Tier 2. Published APY range 0.10%–0.18%. 0.25%* $10,000 – $50,000Your amountTier 3. Published APY range 0.18%–0.44%. 0.50%* $50,000 – $100,000Tier 4. Published APY range 0.44%–0.54%. 0.65%* $100,000 and upTier 5. Published APY range 0.54%–0.78%. 0.80%* Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Offer: Avoid monthly maintenance fee of $4 by being under 21 years of age or maintaining a minimum daily balance of $250. Up to six transfers or withdrawals per cycle at no cost; $5 excessive withdrawal fee per additional withdrawal.
0.30% interest rate · $4 monthly fee · Effective Oct 9, 2026
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Must be a member of URW Community Federal Credit Union (own a share savings account with a $25.00 minimum balance).
Offer: No monthly service charge if minimum average daily balance of $2,500 is maintained. Funds in accounts with balances below $2,500 do not earn dividends for each day they remain below the minimum.
Rate checked
More details - 0.25%APY$25 a year on $10,000with conditions
Requirements
Product: One account per customer. No minimum balance required. Digital statements must be activated and either have an open Movement Rewards Checking Account or maintain a minimum daily balance of $15,000 to earn qualifying rates.
Offer: Entire balance earns 0.25% APY if monthly qualifications are not met during statement cycle.
Qualified rate · Effective Jul 31, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - Atlantic Union BankMoney Market AccountMoney Market Account · $500 min · 0.15%–0.65% by balance
Bank · 5 branches
0.15%APY$15 a year on $10,000Requirements
Product: Maintain a minimum daily balance of $2,500 to avoid a $12 monthly maintenance fee. $500 to open.
0.15% interest rate · $12 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $25,000Your amount 0.15% $25,000 – $100,000 0.25% $100,000 – $250,000 0.40% $250,000 and up 0.65% Rate checked
More details - URW Community Federal Credit UnionMember Share Savings AccountSavings · $500 min
Credit union · 4 branches
0.12%APY$12 a year on $10,000Requirements
Product: Must live, work, worship, attend school, or volunteer in the credit union field of membership. $25 minimum balance required to maintain account and avoid fees. Dividends compounded daily, credited monthly.
Compounded daily · No monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Danville, VA metro
30 accounts at 11 banks and credit unions · checked Sep 25–Oct 22
- Typical
- 0.11%
- Top 10% from
- 1.29%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.12%
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Danville, VA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Beacon Credit UnionCredit union · 2 branches