Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Cumberland, MD-WV metro
- 3.75%APY$375 a year on $10,000with conditions
Requirements
Product: Requires checking account. Monthly service fee $0, minimum balance $0.
Qualified rate · No monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Smart Savings Balance APY Up to $10,000Your amount 3.75% $10,000 – $25,000APY ranges from 3.75% to 3.00%. 3.00% $25,000 – $100,000,000APY ranges from 3.00% to 0.75%. 0.75% Rate checked
More details - 2.50%APY$250 a year on $10,000with conditions
Requirements
Product: Requires a minimum new money increase of $25,000 based on the savings owner(s) average daily balances during the past 30 days. Monthly service fee of $35 if minimum balance of $25,000 is not met. Checking account required for best APY.
Offer: $25,000 new money minimum based on average daily balances during the past 30 days. Checking account required for best APY.
Qualified rate · $35 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Platinum Savings Balance APY Up to $25,000Your amount 2.50% $25,000 – $100,000 3.50% $100,000 – $5,000,000 3.75% $5,000,000 – $100,000,000 2.50% Rate checked
More details - First Peoples Community Federal Credit UnionThrift Savings AccountSavings · $100 min · 0.10%–2.50% by balance
Credit union · 8 branches
1.50%APY$150 a year on $10,000Requirements
Product: Three (3) free withdrawals per calendar quarter; $25 fee for each additional withdrawal in same quarter. Balances below $100 earn 0.00%.
Offer: Balances below $100 earn 0.00%. Three free withdrawals per calendar quarter.
0.10% interest rate · Effective Oct 14, 2026
Rate by balance
Rate by balance for Thrift Savings Account Balance APY $100 – $500 0.10% $500 – $5,000 0.75% $5,000 – $25,000Your amount 1.50% $25,000 – $75,000 1.75% $75,000 – $150,000 2.00% $150,000 – $250,000 2.25% $250,000 and up 2.50% Rate checked
More details - 1.20%APY$120 a year on $10,000
Effective Sep 25, 2026
Rate by balance
Rate by balance for Premier Savings Balance APY Up to $100,000Your amount 1.20% $100,000 – $250,000 1.40% $250,000 – $3,000,000 1.40% $3,000,000 – $5,000,000 1.40% $5,000,000 – $100,000,000 0.30% Rate checked
More details - 1.15%APY$115 a year on $10,000with conditions
Requirements
Product: Requires linked FNB Kickback Checking or FNB Platinum Checking account. Limit of 1 account per Social Security Number. Free eStatements.
Offer: Qualifications met: at least 12 debit card purchases post and settle per statement cycle, enrolled in and agreed to receive eStatements, enrolled in and log into online banking, and maintain a valid email address on record.
Qualified rate · Balance cap $100,000 · No monthly fee · Effective Oct 9, 2025
Rate checked
More details - WEPCO Federal Credit UnionMoney Market AccountsMoney Market Accounts · $2,500 min · 1.00%–2.02% by balance
Credit union · 4 branches
1.00%APY$100 a year on $10,000Requirements
Product: Minimum deposit of $2,500.00 required.
1.00% interest rate · Effective Jan 1, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY $2,500 – $50,000Your amount 1.00% $50,000 – $75,000 1.26% $75,000 – $125,000 1.51% $125,000 – $175,000 1.71% $175,000 – $250,000 1.81% $250,000 – $500,000 1.91% $500,000 and up 2.02% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Must be paired with a linked Kasasa Cash or Kasasa Cash Back checking account. Qualifying for Kasasa Cash or Kasasa Cash Back rewards automatically qualifies for the highest Kasasa Saver rate. Monthly qualification cycle requires at least 12 debit card purchases, enrollment in and agreement to receive e-statements, and enrollment/login to online banking. Limit one account per social security number. Variable rate. No recurring monthly maintenance fees.
Offer: When Kasasa Cash or Kasasa Cash Back qualifications are met during the Monthly Qualification Cycle.
Qualified rate · 1.00% interest rate · No monthly fee · Effective Apr 10, 2023
Rate by balance
Rate by balance for Free Kasasa Saver Balance APY Up to $50,000Your amount 1.00% $50,000 and up 0.40% Rate checked
More details - Chessie Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.90%–1.36% by balance
Credit union · 6 branches
0.95%APY$95 a year on $10,0000.90% interest rate · Effective Apr 20, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $9,999 0.90% $10,000 – $39,999Your amount 0.95% $40,000 – $99,999 1.06% $100,000 – $199,000 1.26% $200,000 and up 1.36% Rate checked
More details - First Peoples Community Federal Credit UnionMoney Market Deposit Accounts (MMDA)Money Market Deposit Accounts (MMDA) · $0 min · 0.00%–1.80% by balance
Credit union · 8 branches
0.60%APY$60 a year on $10,000Requirements
Product: Dividends compound daily. Tiered rate account. Membership required.
Offer: Balances below $100 earn 0.00%.
0.00% interest rate
Rate by balance
Rate by balance for Money Market Deposit Accounts (MMDA) Balance APY Up to $100 0.00% $100 – $1,000 0.10% $1,000 – $10,000 0.50% $10,000 – $25,000Your amount 0.60% $25,000 – $50,000 0.80% $50,000 – $100,000 1.00% $100,000 – $250,000 1.35% $250,000 and up 1.80% Rate checked
More details - Highlands BankInsured Money Market AccountInsured Money Market Account · $1,000 min · 0.15%–0.60% by balance
Bank · 1 branch
0.35%APY$35 a year on $10,000Requirements
Product: Rates are variable and may change after the account is opened. Minimum balance required to obtain the stated APY. Minimum opening deposit required of $1,000.00.
Offer: Rates are variable and may change after the account is opened. Minimum balance required to obtain the stated APY.
0.15% interest rate
Rate by balance
Rate by balance for Insured Money Market Account Balance APY $1,000 – $2,500 0.15% $2,500 – $10,000 0.25% $10,000 – $20,000Your amount 0.35% $20,000 and up 0.60% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: No monthly service charge if you maintain a minimum balance of $50. Compounding frequency: Quarterly.
Offer: Compounding frequency: Quarterly.
0.20% interest rate · Effective Oct 8, 2026
Rate by balance
Rate by balance for Statement Savings Balance APY Up to $10,000 0.20% $10,000 – $50,000Your amount 0.25% $50,000 – $100,000 0.30% $100,000 – $250,000 0.40% $250,000 and up 0.80% Rate checked
More details - ACT 1st Federal Credit UnionMoney Maker Money MarketMoney Maker Money Market · $2,500 min · 0.25%–0.95% by balance
Credit union · 2 branches
0.25%APY$25 a year on $10,000Requirements
Product: Must have an active share account and maintain a $2,500.00 average daily balance to earn stated APY. $10.00 monthly service fee avoided by maintaining an average daily balance of at least $2,500.00. Membership requires opening a savings account with a minimum deposit of $5.00.
Offer: Must have an active share account and maintain a $2,500.00 average daily balance to earn stated APY. $10.00 monthly service fee waived with average daily balance of at least $2,500.00.
0.25% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Maker Money Market Balance APY $2,500 – $15,000Your amount 0.25% $15,000 – $30,000 0.30% $30,000 – $75,000 0.35% $75,000 – $150,000 0.40% $150,000 – $250,000 0.45% $250,000 – $500,000 0.75% $500,000 and up 0.95% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Rates may change after account is opened. Interest compounded quarterly and credited quarterly. 6 free withdrawals per month; $5 fee per withdrawal in excess thereafter. No monthly maintenance fees. No minimum balance requirements.
0.25% interest rate · Compounded quarterly · No monthly fee
Rate checked
More details - First Peoples Community Federal Credit UnionShare Savings AccountSavings · $100 min
Credit union · 8 branches
0.10%APY$10 a year on $10,000Requirements
Product: Must be a member/owner of First Peoples Community Federal Credit Union. Only $5 needed to open account.
Offer: Earn competitive interest on balances of $100 or more. Rate applies to balances greater than $100.
0.10% interest rate
Rate checked
More details - SECU Credit UnionMoney ManagerMoney Manager · $2,000 min · 0.00%–0.20% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Offer: Less than $2,000
0.00% interest rate
Rate by balance
Rate by balance for Money Manager Balance APY Up to $2,000 0.00% $2,000 – $4,999 0.10% $5,000 – $9,999 0.10% $10,000 – $24,999Your amount 0.10% $25,000 – $49,999 0.15% $50,000 – $74,999 0.15% $75,000 – $99,999 0.15% $100,000 and up 0.20% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Cumberland, MD-WV metro
32 accounts at 10 banks and credit unions · checked Sep 26–Oct 22
- Typical
- 0.10%
- Top 10% from
- 1.20%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.10%
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Cumberland, MD-WV metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- First Peoples Community Federal Credit UnionCredit union · 8 branches
- WEPCO Federal Credit UnionCredit union · 4 branches