Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–8 of 8 in Cumberland, MD-WV metro · median 12.49% APR
- 8.99%APRas low as
Credit card score 88 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - 10.99%APRas low as
Terms
Annual percentage rate after the introductory period ends for purchases and balance transfers.
Credit card score 77
Rate checked · Credit cards rates on its site
Rates and branches - 12.24%APRas low as
Terms
Rates based on credit score. Purchase APR, Balance Transfer APR, and Cash Advance APR are 12.24% (monthly periodic rate of 1.02%). Variable APR.
Credit card score 71 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 12.24%APRas low as · up to 22.44%
12.24% APR, up to 22.44%
Terms
Purchases; variable APR based on creditworthiness.
Credit card score 71 · Carrot Score 69
Rate checked · Credit cards rates on its site
Rates and branches - 12.74%APRas low as · up to 17.74%
12.74% APR, up to 17.74%
Terms
Regular variable APR on purchases and balance transfers based on creditworthiness (Prime + 5.99% or Prime + 10.99%).
Credit card score 69 · Carrot Score 71
Rate checked · Credit cards rates on its site
Rates and branches - 13.74%APRas low as · up to 20.74%
13.74% APR, up to 20.74%
Terms
Variable APR (NOR version).
Credit card score 65 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 13.74%APRas low as · up to 21.74%
13.74% APR, up to 21.74%
Terms
Standard purchase rate based on creditworthiness; variable with market based on Prime Rate.
Credit card score 65 · Carrot Score 69
Rate checked · Credit cards rates on its site
Rates and branches - 13.99%APRas low as
Terms
Variable APR for Purchases determined monthly by adding 6.99% margin to Prime Rate (7.00% as of September 17, 2026). Introductory $0 annual fee for the first year, after that $450 (waived for eligible Wealth clients).
Credit card score 61 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Cumberland, MD-WV metro
8 banks and credit unions · checked Sep 17–Oct 22
- Typical
- 12.49%
- Top 10% up to
- 10.39%
- Banks, typical
- 12.74%
- Credit unions, typical
- 12.24%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Cumberland, MD-WV metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- First Peoples Community Federal Credit UnionCredit union · 8 branches
- WEPCO Federal Credit UnionCredit union · 4 branches