Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 61–75 results in Buffalo, NY metro
- Morton Lane Federal Credit UnionPrimary Share Accounts (Savings)Savings · $500 min · 0.01%–0.50% by balance
Credit union · 3 branches
0.15%APY$15 a year on $10,000intro rateRequirements
Product: Primary account for all members representing ownership share in the Credit Union. Must maintain a minimum balance of $5.00 to remain active. Dividends are calculated on average daily balance and paid quarterly on deposit accounts that maintain a balance of $500.00.
Offer: 3rd QTR 2026 dividend rate. Minimum balance of $500 required to earn dividends.
Promotional rate · 0.01% interest rate
Rate by balance
Rate by balance for Primary Share Accounts (Savings) Balance APY $500 – $2,000 0.01% $2,000 – $5,000 0.01% $5,000 – $10,000 0.05% $10,000 – $20,000Your amount 0.15% $20,000 – $50,000 0.30% $50,000 – $100,000 0.50% $100,000 and up 0.50% Rate checked
More details - Bank of HollandMoney Market SavingsMoney Market Savings · $0 min · 0.05%–0.70% by balance
Bank · 3 branches
0.15%APY$15 a year on $10,0000.05% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $2,500 0.05% $2,500 – $25,000Your amount 0.15% $25,000 – $50,000 0.40% $50,000 – $100,000 0.40% $100,000 – $200,000 0.50% $200,000 and up 0.70% Rate checked
More details - Kaleida Health Federal Credit UnionRegular Share (Savings) AccountSavings · $500 min
Credit union · 3 branches
0.15%APY$15 a year on $10,000Requirements
Product: Open to healthcare workers in Erie or Niagara County, NY, or employees of Kaleida Health or Brylin Hospital, and their families. Minimum deposit of $6 to establish membership.
Offer: Dividends paid quarterly on balances over $500.
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Primary account representing share of ownership in Credit Union. Minimum balance of $5.00 to remain open and active. Par value of membership share is $25 ($5 for existing memberships transitioning to $25). Dividends paid quarterly based on average daily balance/quarterly balance.
Offer: Early withdrawal penalty is 30 days of accrued dividends. Dividends disbursed and compounded on the last day of the quarter.
0.15% interest rate · Balance cap $25,000
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Visit local branch to open.
Offer: Variable rate account.
0.10% interest rate
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: A minimum balance of $5.00 is required in Regular Account to be considered a member. $1.00 service charge to open an account ($2.00 for joint accounts). 12 free withdrawals per calendar year, then $2.00 service charge per additional withdrawal (waived for members with loans in good standing and/or balance of $1,500 or more). Minimum withdrawal is $25.00.
Effective Sep 30, 2026
Rate by balance
Rate by balance for Regular Shares Balance APY Up to $250 0.00% $250 – $10,000Your amount 0.10% $10,001 and up 0.12% Rate checked
More details - Northwest BankAffinity Money MarketAffinity Money Market · $25 min · 0.05%–0.20% by balance
Bank · 21 branches
0.10%APY$10 a year on $10,000Requirements
Product: Monthly service charge of $10 can be avoided with an Affinity Checking or $2,500 average daily balance. Designed to work alongside your checking account. Variable rate account; rates valid only for accounts opened online.
Offer: You must maintain a minimum balance of $0.01 in the account each day to obtain the disclosed APY. Monthly fee of $10 can be avoided with an Affinity Checking or $2,500 average daily balance.
$10 monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Affinity Money Market Balance APY Up to $5,000 0.05% $5,000 – $50,000Your amount 0.10% $50,000 – $100,000 0.15% $100,000 – $250,000 0.20% $250,000 – $5,000,000 0.20% $5,000,000 and up 0.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Track progress for all goals. Create and track multiple accounts. Save for individual goals. Broadview membership required. Rate may be variable and subject to change.
0.10% interest rate · No monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Broadview membership is required. 24/7 access to all money, schedule transfers to build savings. Rate may be variable and subject to change after account opening.
0.10% interest rate · No monthly fee · Effective Oct 2, 2026
Rate checked
More details - EmpireONE Federal Credit UnionMONEY MARKETMONEY MARKET · $2,500 min · 0.05%–0.20% by balance
Credit union · 2 branches
0.10%APY$10 a year on $10,000Effective Mar 31, 2024
Rate by balance
Rate by balance for MONEY MARKET Balance APY $2,500 and up 0.05% $10,000 and upYour amount 0.10% $25,000 and up 0.15% $50,000 and up 0.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Automatic payroll deduction can be set up to reach savings goals.
Offer: Dividends compounded monthly using daily balance method.
0.10% interest rate · Compounded monthly · Effective Feb 1, 2025
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Balances of $25 or more earn dividends paid monthly.
Offer: Dividends compounded monthly using daily balance method.
0.10% interest rate · Compounded monthly · Effective Feb 1, 2025
Rate checked
More details - Boulevard Federal Credit UnionShare Savings / Regular SavingsSavings · $100 min
Credit union · 1 branch
0.08%APY$8 a year on $10,000Requirements
Product: Earns quarterly dividends on average daily balances of $100 or greater. Open with as little as $5. Key to membership.
Offer: Quarterly dividends earned on average daily balances of $100 or greater.
Effective Jan 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Having a Savings account makes you a member of our Federal Credit Union. Membership requires living, working, worshipping, attending school, or volunteering in Niagara County.
Offer: Interest credited quarterly, early withdrawal penalty applies.
0.05% interest rate · Effective Sep 30, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Requires membership with The Summit FCU and maintaining payment of one share ($5.00 par value). Monthly Account Maintenance Fee of $5.95 applies, deducted from Primary Savings on the last day of the month, waived if monthly Combined Balance is $2,500 or greater, member is 22 or younger, member is 65 or older, or with qualifying direct deposit, 10 or more monthly debit POS transactions, or other exemptions.
Offer: Minimum opening deposit is $5.00 par value. Minimum average daily balance of $100.00 required to earn dividends (fee waived for members <18 years of age). Monthly Account Maintenance Fee of $5.95 waived with $2,500+ combined balance or other qualifying criteria.
0.05% interest rate · $5.95 monthly fee · Effective Aug 31, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Buffalo, NY metro
110 accounts at 55 banks and credit unions · checked Oct 6–22
- Typical
- 0.23%
- Top 10% from
- 1.52%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.30%
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Buffalo, NY metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Ontario Shores FCUCredit union · 4 branches
- SJP Federal Credit UnionCredit union · 1 branch
- Niagara's ChoiceCredit union · 5 branches