Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 76–90 results in Birmingham, AL metro
- 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Links to Noble Interest Checking. Automatic transfers of Noble Interest earnings.
Offer: Base interest rate if qualifications are not met on Noble Interest Checking. Free eStatements ($3.00 for paper statement).
Qualified rate · No monthly fee · Effective Mar 1, 2022
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Links to Noble Cash Back Checking. Automatic transfers of Noble Interest earnings.
Offer: Base interest rate if qualifications are not met on Noble Cash Back Checking. Free eStatements ($3.00 for paper statement).
Qualified rate · No monthly fee · Effective Mar 1, 2022
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: No minimum balance, no monthly fees; interest earned on average daily balance; up to 6 withdrawals per month.
Offer: Dividends paid monthly. Rate applies to balances of $25.00 and up.
0.10% interest rate · No monthly fee · Effective May 14, 2025
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minimum opening deposit of $5.00 establishes membership; up to 6 withdrawals per month; dividends declared and paid quarterly.
Offer: Dividends paid quarterly. Rate applies to balances of $25.00 and up.
0.10% interest rate · Effective May 14, 2025
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Rounds up debit card purchases to next dollar and deposits spare change into savings; requires maintaining a $25.00 balance; up to 6 withdrawals per month.
Offer: Dividends paid monthly. Rate applies to balances of $25.00 and up.
0.10% interest rate · Effective May 14, 2025
Rate checked
More details - ANG Federal Credit UnionShare Accounts (Savings)Savings · 0.00%–0.10% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Effective Jan 20, 2023
Rate by balance
Rate by balance for Share Accounts (Savings) Balance APY Up to $25 0.00% Over $25Your amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
0.10% interest rate
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Requires a linked Kasasa Cash, Kasasa Cash Back, or Kasasa Tunes checking account. Automatic transfer of cash rewards. Dividends computed on average daily balances and credited on the last day of current statement cycle.
Offer: When qualifications are not met in Kasasa Cash or Kasasa Cash Back. Entire balance earns base rate.
Qualified rate · 0.10% interest rate · No monthly fee · Effective Sep 1, 2023
Rate checked
More details - 0.10%APY$10 a year on $10,000
No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Free savings that grants membership to WinSouth CU. Requires $25 minimum balance to maintain lifetime membership.
No monthly fee
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.07%–0.08% by balance
Bank · 27 branches
0.07%APY$7 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Platinum Tier Boost. Requires enrollment in Platinum Tier based on Average Eligible Balance of $500,000 or more.
Qualified rate · 0.07% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.07% $10,000 – $25,000Your amount 0.07% $25,000 – $50,000 0.07% $50,000 – $100,000 0.07% $100,000 – $250,000 0.08% $250,000 – $500,000 0.08% $500,000 – $1,000,000 0.08% $1,000,000 and up 0.08% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.05%–0.07% by balance
Bank · 27 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Gold Tier Boost. Requires enrollment in Gold Tier based on Average Eligible Balance of $100,000 to $499,999.99.
Qualified rate · 0.06% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.06% $10,000 – $25,000Your amount 0.06% $25,000 – $50,000 0.06% $50,000 – $100,000 0.06% $100,000 – $250,000 0.07% $250,000 – $500,000 0.07% $500,000 – $1,000,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% $1,000,000 and upStandard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.01%–0.06% by balance
Bank · 14 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Non-Relationship Promotional Rate; requires new money to Huntington (money not currently on deposit in any Huntington account except maturing consumer CDs). Rate applies to ZIP code 43215.
Qualified rate · 0.01% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.01% $5,000 – $2,000,001Your amountStandard Rate with qualifying, open Private Client Account. 0.06% $2,000,001 – $100,000,000,000requires new money to Huntington. Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.01% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must be 18 years or older.
Offer: Tier 1: 0.05% APY for daily balances of $0.01 - $4,999.99. Maintain an average daily balance of at least $10,000 to avoid the $25 monthly maintenance charge.
$25 monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for Tiered Money Market Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000 0.05% $100,000 – $500,000 0.05% $500,000 – $1,500,000 0.10% $1,500,000 – $2,500,000 0.10% $2,500,000 – $5,000,000 0.10% $5,000,000 – $10,000,000 0.10% $10,000,000 and up 0.01% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must be 18 years or older with a U.S. residential address. Initial opening deposit cannot come from an existing Valley bank account.
Offer: Earn 0.05% APY on balances of $0.01 up to $10,000. Maintain an average daily balance of at least $10,000 to avoid the $25 monthly maintenance charge.
$25 monthly fee · Effective Oct 22, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Birmingham, AL metro
121 accounts at 40 banks and credit unions · checked Oct 15–22
- Typical
- 0.25%
- Top 10% from
- 2.25%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.35%
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Birmingham, AL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- ASE Credit UnionCredit union · 1 branch
- AOD Federal Credit UnionCredit union · 1 branch
- AmFirstCredit union · 17 branches