Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in Bay City, MI metro
- 0.05%APY$5 a year on $10,000
Requirements
Product: Designed to set aside money for a special occasion.
Offer: Dividends compounded and credited monthly based on average daily balance.
0.05% interest rate · Effective Aug 19, 2026
Rate checked
More details - Lake Huron Credit UnionPrime Share Savings AccountSavings · $5 min · 0.00%–0.05% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Dividends are calculated on the average daily balance and compounded and credited quarterly. Membership requires opening a Prime Share Account with an initial $5.00 deposit to purchase a share, which must remain in the account to retain membership.
Rate by balance
Rate by balance for Prime Share Savings Account Balance APY Up to $1,000 0.00% $1,000 – $5,000 0.02% $5,000 – $10,000Your amount 0.05% Over $10,000 0.05% Rate checked
More details - Lake Huron Credit UnionSide Share & Share Secured AccountsSavings · $5 min · 0.00%–0.05% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Pays same as Prime Share Rates. No minimum balance requirement. Unlimited deposits and/or withdrawals. Dividends calculated on average daily balance and paid quarterly.
Offer: Same as Prime Share Rates tier
Rate by balance
Rate by balance for Side Share & Share Secured Accounts Balance APY Up to $1,000 0.00% $1,000 – $5,000 0.02% $5,000 – $10,000Your amount 0.05% Over $10,000 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Minimum balance $0. Unlimited withdrawals. Dividends/interest paid quarterly.
Offer: Minimum opening balance and to earn dividends: $0. Dividends compounded and credited quarterly.
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Required for membership. $5 must remain on deposit to keep your membership. Dividends are compounded and credited quarterly. Unlimited withdrawals.
Offer: Minimum opening balance and to earn dividends: $5. Dividends compounded and credited quarterly.
0.05% interest rate
Rate checked
More details - Team One Credit UnionRegular Savings AccountSavings · $5 min · 0.00%–0.10% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Eligibility: Live, work, worship, or attend school in Michigan; live in Lee County or Collier County, Florida; or be related to a current member. Minimum balance of $5 to keep the account active.
0.00% interest rate
Rate by balance
Rate by balance for Regular Savings Account Balance APY Up to $2,000 0.00% $2,000 – $10,000Your amount 0.05% Over $10,000 0.10% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance
Bank · 2 branches
0.04%APY$4 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account.
Qualified rate · 0.04% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.04% $10,000 – $25,000Your amount 0.04% $25,000 – $50,000 0.04% $50,000 – $100,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.04% $250,000 – $500,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Average daily balance is used to determine savings rate tiers. Dividends are compounded daily and credited monthly.
Offer: Dividends are compounded daily and credited monthly.
0.02% interest rate · Compounded daily · Effective Oct 15, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Standard Rate with qualifying, open Huntington Perks Checking account. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · Balance cap $2,000,000.99 · $10 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Can be set up with a custom name (e.g. Vacation, Taxes). No minimum balance requirement to maintain account, $25 minimum balance to earn dividends. Dividends compounded and credited quarterly.
0.02% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Minimum opening deposit of $5.00. Minimum balance to earn dividends is $25. Dividends compounded and credited quarterly.
0.02% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Primary Savings minimum balance $10. Minimum balance to earn interest $250. Dividend calculation: daily balance, quarterly dividend payment. Quarterly paper statement cycle or monthly e-statement available. Early close fee $10 before 60 days; reopen fee $10 before 6 months. One share ($10.00 par value) required for membership. Maximum 6 transfers/month.
Offer: Minimum balance to earn interest $250. Daily balance calculation, quarterly payment.
0.01% interest rate · Effective Oct 15, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: No monthly maintenance fee when paired with a personal Huntington checking account or with an average daily balance of $300, otherwise $4 monthly fee.
Offer: Minimum opening deposit is $50.00. Minimum balance to earn interest is $0.01. Monthly maintenance fee of $4 waived with an average daily balance of $300 or when you own a Huntington personal checking account.
0.01% interest rate · Balance cap $99,999,999,999.99 · $4 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Standard Non-Relationship Rate. Rate applies to ZIP code 43215.
Qualified rate · 0.01% interest rate · Balance cap $2,000,000.99 · $10 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Must link with a Kasasa checking account (Kasasa Cash, Kasasa Cash Back, Kasasa Eats, or Kasasa Play). Monthly qualification cycle requires at least 15 debit card purchases of $5 or more and enrollment in e-statements. ACH payment/deposit required except for Kasasa Eats and Kasasa Play. Limit 1 account per SSN.
Offer: Non-qualifying rate when monthly qualifications are not met.
Qualified rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Bay City, MI metro
70 accounts at 16 banks and credit unions · checked Oct 16–22
- Typical
- 0.06%
- Top 10% from
- 2.03%
- Banks, typical
- 0.06%
- Credit unions, typical
- 0.08%
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Bay City, MI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- United Financial Credit UnionCredit union · 3 branches
- Lake Huron Credit UnionCredit union · 1 branch
- Sunrise Family Credit UnionCredit union · 2 branches