Compare Bank & Credit Union Rates
Best savings rates in Janesville, WI
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Janesville, WI
- Summit Credit UnionMoney Market Plus AccountMoney Market Plus Account · $0 min · 0.12%–0.23% by balance
Credit union · 1 branch
0.17%APY$17 a year on $10,000Requirements
Product: No minimum balance requirement or withdrawal fees. No minimum balance to open.
0.12% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Plus Account Balance APY Any balance 0.12% $2,500 and up 0.14% $10,000 and upYour amount 0.17% $25,000 and up 0.18% $50,000 and up 0.20% $100,000 and up 0.23% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: No initial deposit or ongoing balance requirements. Interest is compounded quarterly at a variable rate.
0.10% interest rate · Compounded quarterly
Rate by balance
Rate by balance for First Savings Balance APY Up to $2,500 0.10% $2,500 – $10,000 0.15% $10,000 – $25,000Your amount 0.15% $25,000 and up 0.25% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Minimum age to open an individual Essential Savings account is 12 (no ATM access). $5 monthly cycle maintenance fee waived with $300 minimum daily ledger balance or $1,000 average monthly cycle ledger balance; fee waived for minors until 18th birthday.
Offer: Monthly interest payment frequency; simple compounding method. $5 monthly fee waived with $300 minimum daily ledger balance or $1,000 average monthly cycle ledger balance; fee not assessed for minors until 18th birthday.
0.15% interest rate · $5 monthly fee · Effective Oct 4, 2026
Rate checked
More details - Heartland Credit UnionPlatinum Money ManagerPlatinum Money Manager · 0.15%–2.25% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: No maintenance fee. Dividends compound and pay monthly.
0.15% interest rate · No monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Platinum Money Manager Balance APY Up to $24,999Your amount 0.15% $25,000 – $49,999 0.25% $50,000 – $99,999 0.50% $100,000 – $199,999 1.75% $200,000 – $499,999 2.00% $500,000 and up 2.25% Rate checked
More details - Educators CUHigh Yield Money MarketHigh Yield Money Market · $1,000 min · 0.06%–0.19% by balance
Credit union · 1 branch
0.11%APY$11 a year on $10,000Requirements
Product: Regular account minimum deposit is $1,000. $10 monthly fee for daily balances below $1,000. Rates will not change until the next tier is reached.
Offer: Balance <$2,500. $10 fee per month for daily balances below $1,000.
0.06% interest rate · $10 monthly fee
Rate by balance
Rate by balance for High Yield Money Market Balance APY Up to $2,500 0.06% $2,500 – $10,000 0.08% $10,000 – $25,000Your amount 0.11% $25,000 – $50,000 0.14% $50,000 and up 0.19% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: No service charge if average daily collected balance is at least $1,000.00; otherwise $6.00 monthly service charge per statement cycle.
Offer: Monthly fee of $6.00 waived if average daily collected balance is at least $1,000.00.
0.05% interest rate · $6 monthly fee
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.05% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 and up 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: For every $25 increase in month-over-month balance, earn one entry into drawings, up to 6 entries monthly.
Offer: Minimum balance to earn dividends is $25.
0.10% interest rate · No monthly fee · Effective Oct 15, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Minimum balance to earn dividends is $200.
0.10% interest rate · No monthly fee · Effective Oct 15, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Minimum balance to earn dividends is $100.
0.10% interest rate · Effective Oct 15, 2026
Rate checked
More details - First Mid Bank & TrustMoney Market AccountMoney Market Account · $50 min · 0.05%–0.50% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Interest earned on the full daily balance by tier. Interest rate and APY may change after account opening. $10 monthly maintenance fee if the daily minimum balance falls below $5,000 during a statement cycle. $2 paper statement fee per statement cycle, waived for age 50 or older or by signing up for eStatements.
Offer: Daily balances $0–$4,999.99. Variable rate. $10 monthly maintenance fee if daily minimum balance falls below $5,000 during a statement cycle. Fees could reduce earnings. Rates current as of the deposit-rates page date (full calendar date not stated).
0.05% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.20% $50,000 and up 0.50% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: No monthly fees or minimum balance charges. Rate and APY may change at any time. Must maintain a minimum daily balance of $25 to obtain disclosed APY.
Offer: Must maintain a minimum daily balance of $25 to obtain disclosed APY. Rate may change at any time.
0.10% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: No monthly fees or minimum balance charges. No minimum balance required to open account. Rate and APY may change at any time.
Offer: No minimum balance required to open account. Rate may change at any time.
0.10% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.08%APY$8 a year on $10,000
Requirements
Product: Allows one free withdrawal per month. Monthly automatic electronic deposit required. Minimum opening deposit is $25 on p22 / $100 on p125 footnote. Rate may change at any time.
Offer: Allows one free withdrawal per month. Monthly automatic deposit required. Rate may change at any time. Minimum balance to open is $25 ($100 per p125 footnote).
0.10% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for GoSave Account Balance APY Up to $1,000 0.10% $1,000 – $10,000 0.09% $10,000 and upYour amount 0.08% Rate checked
More details - 0.06%APY$6 a year on $10,000
Requirements
Product: Represents one share and member-ownership in Educators Credit Union. Dividends are earned when balance is $100 or more.
Offer: Minimum amount of $100 is the minimum account balance to earn dividends/interest.
0.06% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Janesville, WI
61 accounts at 16 banks and credit unions · checked Oct 6–16
- Typical
- 0.17%
- Top 10% from
- 1.50%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.19%
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Janesville, WI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Blackhawk Community Credit UnionCredit union · 7 branches
- Educators CUCredit union · 2 branches