Compare Bank & Credit Union Rates
Best savings rates in Fairbanks, AK
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Fairbanks, AK
- 4.50%APY$450 a year on $10,000with conditions
Requirements
Product: Available to new members age 18 or older (considered a new member for 30 calendar days following account opening). Must be accessed through online or mobile banking.
Offer: To earn 4.50% APY: enroll in eStatements, maintain an active Nuvision Checking Account (requires at least 10 qualifying debit card transactions during calendar month), and log in to online or mobile banking at least once during prior calendar month.
Qualified rate · No monthly fee · Effective Apr 30, 2026
Rate by balance
Rate by balance for Digital Savings Balance APY Up to $25,000Your amount 4.50% $25,000 and up 0.10% Rate checked
More details - Nuvision Credit UnionAdvantage Choice Money MarketAdvantage Choice Money Market · $1,000 min
Credit union · 1 branch
4.00%APY$400 a year on $10,000with conditionsRequirements
Product: Must maintain a Nuvision checking account with a balance of at least $500. Opening deposit of at least $1,000 must be new money not currently on deposit at the credit union. Limit one account per household.
Offer: Earn up to 4.00% APY with reverse tiers providing higher rates on lower balances. Opening deposit must be new money not currently on deposit. Requires maintaining a Nuvision checking account with at least a $500 balance. Limit one per household.
Qualified rate
Rate checked
More details - Spirit of Alaska Credit Union12 Month Savings CertificateSavings · $500 min
Credit union · 2 branches
3.50%APY$350 a year on $10,000Requirements
Product: Maximum deposit $50,000. Dividends paid out at monthly intervals. Withdraw earnings at any time. Penalties apply for early withdrawal of principal. Dividends may be withdrawn before maturity without penalty, but no dividends will be paid on the amount withdrawn. Dividends may be transferred to checking or savings or automatically mailed monthly.
Offer: Maximum deposit $50,000. Dividends paid out at monthly intervals. Withdraw earnings at any time. Penalties apply for early withdrawal of principal. Dividends may be withdrawn before maturity without penalty, but no dividends will be paid on the amount withdrawn. Dividends may be transferred to checking or savings or automatically mailed monthly.
3.44% interest rate · Balance cap $50,000
Rate checked
More details - Spirit of Alaska Credit Union18 Month Savings CertificateSavings · $500 min
Credit union · 2 branches
3.00%APY$300 a year on $10,000Requirements
Product: Dividends paid out at monthly intervals. Withdraw earnings at any time. Penalties apply for early withdrawal of principal. Dividends may be withdrawn before maturity without penalty, but no dividends will be paid on the amount withdrawn. Dividends may be transferred to checking or savings or automatically mailed monthly.
Offer: Dividends paid out at monthly intervals. Withdraw earnings at any time. Penalties apply for early withdrawal of principal. Dividends may be withdrawn before maturity without penalty, but no dividends will be paid on the amount withdrawn. Dividends may be transferred to checking or savings or automatically mailed monthly.
2.96% interest rate
Rate checked
More details - 2.75%APY$275 a year on $10,000
Requirements
Product: Dividends paid out at monthly intervals. Withdraw earnings at any time. Penalties apply for early withdrawal of principal. Dividends may be withdrawn before maturity without penalty, but no dividends will be paid on the amount withdrawn. Dividends may be transferred to checking or savings or automatically mailed monthly.
Offer: Dividends paid out at monthly intervals. Withdraw earnings at any time. Penalties apply for early withdrawal of principal. Dividends may be withdrawn before maturity without penalty, but no dividends will be paid on the amount withdrawn. Dividends may be transferred to checking or savings or automatically mailed monthly.
2.71% interest rate
Rate checked
More details - Spirit of Alaska Credit Union24 Month Savings CertificateSavings · $500 min
Credit union · 2 branches
2.50%APY$250 a year on $10,000Requirements
Product: Dividends paid out at monthly intervals. Withdraw earnings at any time. Penalties apply for early withdrawal of principal. Dividends may be withdrawn before maturity without penalty, but no dividends will be paid on the amount withdrawn. Dividends may be transferred to checking or savings or automatically mailed monthly.
Offer: Dividends paid out at monthly intervals. Withdraw earnings at any time. Penalties apply for early withdrawal of principal. Dividends may be withdrawn before maturity without penalty, but no dividends will be paid on the amount withdrawn. Dividends may be transferred to checking or savings or automatically mailed monthly.
2.47% interest rate
Rate checked
More details - Spirit of Alaska Credit Union30 Month Savings CertificateSavings · $500 min
Credit union · 2 branches
2.25%APY$225 a year on $10,000Requirements
Product: Dividends paid out at monthly intervals. Withdraw earnings at any time. Penalties apply for early withdrawal of principal. Dividends may be withdrawn before maturity without penalty, but no dividends will be paid on the amount withdrawn. Dividends may be transferred to checking or savings or automatically mailed monthly.
Offer: Dividends paid out at monthly intervals. Withdraw earnings at any time. Penalties apply for early withdrawal of principal. Dividends may be withdrawn before maturity without penalty, but no dividends will be paid on the amount withdrawn. Dividends may be transferred to checking or savings or automatically mailed monthly.
2.23% interest rate
Rate checked
More details - Spirit of Alaska Credit Union36 Month Savings CertificateSavings · $500 min
Credit union · 2 branches
2.15%APY$215 a year on $10,000Requirements
Product: Dividends paid out at monthly intervals. Withdraw earnings at any time. Penalties apply for early withdrawal of principal. Dividends may be withdrawn before maturity without penalty, but no dividends will be paid on the amount withdrawn. Dividends may be transferred to checking or savings or automatically mailed monthly.
Offer: Dividends paid out at monthly intervals. Withdraw earnings at any time. Penalties apply for early withdrawal of principal. Dividends may be withdrawn before maturity without penalty, but no dividends will be paid on the amount withdrawn. Dividends may be transferred to checking or savings or automatically mailed monthly.
2.13% interest rate
Rate checked
More details - Spirit of Alaska Credit Union48 Month Savings CertificateSavings · $500 min
Credit union · 2 branches
2.00%APY$200 a year on $10,000Requirements
Product: Dividends paid out at monthly intervals. Withdraw earnings at any time. Penalties apply for early withdrawal of principal. Dividends may be withdrawn before maturity without penalty, but no dividends will be paid on the amount withdrawn. Dividends may be transferred to checking or savings or automatically mailed monthly.
Offer: Dividends paid out at monthly intervals. Withdraw earnings at any time. Penalties apply for early withdrawal of principal. Dividends may be withdrawn before maturity without penalty, but no dividends will be paid on the amount withdrawn. Dividends may be transferred to checking or savings or automatically mailed monthly.
1.98% interest rate
Rate checked
More details - 1.75%APY$175 a year on $10,000
Requirements
Product: Dividends paid out at monthly intervals. Withdraw earnings at any time. Penalties apply for early withdrawal of principal. Dividends may be withdrawn before maturity without penalty, but no dividends will be paid on the amount withdrawn. Dividends may be transferred to checking or savings or automatically mailed monthly.
Offer: Dividends paid out at monthly intervals. Withdraw earnings at any time. Penalties apply for early withdrawal of principal. Dividends may be withdrawn before maturity without penalty, but no dividends will be paid on the amount withdrawn. Dividends may be transferred to checking or savings or automatically mailed monthly.
1.73% interest rate
Rate checked
More details - Spirit of Alaska Credit Union60 Month Savings CertificateSavings · $500 min
Credit union · 2 branches
1.75%APY$175 a year on $10,000Requirements
Product: Dividends paid out at monthly intervals. Withdraw earnings at any time. Penalties apply for early withdrawal of principal. Dividends may be withdrawn before maturity without penalty, but no dividends will be paid on the amount withdrawn. Dividends may be transferred to checking or savings or automatically mailed monthly.
Offer: Dividends paid out at monthly intervals. Withdraw earnings at any time. Penalties apply for early withdrawal of principal. Dividends may be withdrawn before maturity without penalty, but no dividends will be paid on the amount withdrawn. Dividends may be transferred to checking or savings or automatically mailed monthly.
1.73% interest rate
Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Requires a linked Kasasa Cash, Kasasa Cash Back, or Kasasa Tunes checking account. Limit of 1 account per Social Security number. Monthly e-Statements are required.
Offer: When qualifications are met on the linked Kasasa checking account (at least 12 debit card purchases, enrolled in e-Statements, and enrolled in and log into online banking during the Monthly Qualification Cycle).
Qualified rate · No monthly fee · Effective May 1, 2019
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $15,000Your amount 0.50% Over $15,000When qualifications are met on the linked Kasasa checking account. 0.28% Rate checked
More details - MAC Federal Credit UnionMoney Market AccountsMoney Market Accounts · $2,500 min · 0.30%–0.50% by balance
Credit union · 2 branches
0.30%APY$30 a year on $10,000Requirements
Product: Minimum balance is only $2,500.00. Account limited to 6 transactions per month.
0.30% interest rate · Effective Jul 1, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY $2,500 – $49,999Your amount 0.30% $50,000 – $99,999 0.40% $100,000 – $249,999 0.50% $250,000 and up 0.50% Rate checked
More details - MAC Federal Credit UnionRegular Shares & Secondary SharesSavings · $50 min · 0.15%–0.30% by balance
Credit union · 2 branches
0.30%APY$30 a year on $10,000Requirements
Product: Keep a minimum balance of $25.
0.15% interest rate · Effective Jul 1, 2026
Rate by balance
Rate by balance for Regular Shares & Secondary Shares Balance APY Up to $4,999 0.15% $5,000 and upYour amountRates for $100,000 and over may be quoted separately. 0.30% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: $3 monthly service fee is waived when a $50 daily balance is maintained.
Offer: Fee waived with $50 daily balance. Minimum balance to earn APY is $5,000.
0.30% interest rate · $3 monthly fee · Effective Jul 1, 2026
Rate by balance
Rate by balance for Premium Savings Balance APY $5,000 – $50,000Your amount 0.30% $50,000 – $100,000 0.40% $100,000 and up 0.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Fairbanks, AK
37 accounts at 10 banks and credit unions · checked Oct 16–22
- Typical
- 0.15%
- Top 10% from
- 2.85%
- Banks, typical
- 0.09%
- Credit unions, typical
- 0.30%
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Fairbanks, AK metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Spirit of Alaska Credit UnionCredit union · 4 branches