Credit union · NCUA insured
Credit Union 1 Savings Rates
Credit Union 1’s best savings rate is 0.30% APY on $10,000, with its Premium Savings. Rates checked October 22, 2026.
How Credit Union 1’s savings rates compare
Compared with banks and credit unions near Anchorage, AK, where Credit Union 1 has the most branches. $10,000, best rate first.
This credit union’s best
Credit Union 1
0.30%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $30
Premium Savings
Top rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
2nd-highest rate
Alaska Air Group Credit Union
2.27%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $227
Credit Union 1 savings score
73
Savings score
Higher than 34% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.30%
- $100,000 balance$100,0000.50%
- QualifiedQualified0.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Credit Union 1 ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Premium Savings
0.30%APY
$3 monthly service fee is waived when a $50 daily balance is maintained.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5,000 – $50,000Fee waived with $50 daily balance. Minimum balance to earn APY is $5,000. | 0.30% | $30 | Fee waived with $50 daily balance. Minimum balance to earn APY is $5,000. |
| $50,000 – $100,000Fee waived with $50 daily balance. Minimum balance to earn APY is $50,000. | 0.40% | — | Fee waived with $50 daily balance. Minimum balance to earn APY is $50,000. |
| $100,000 and upFee waived with $50 daily balance. Minimum balance to earn APY is $100,000. | 0.50% | — | Fee waived with $50 daily balance. Minimum balance to earn APY is $100,000. |
Sources (3)
All captured Sep 15, 2026
Additional Savings
0.10%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upMinimum balance to earn APY is $10.$10 and up | 0.10% | $10 | Minimum balance to earn APY is $10. |
Sources (3)
All captured Sep 15, 2026
Regular Savings
0.10%APY
Required $5 deposit to open and establish CU1 membership.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upMinimum balance to earn APY is $10.$10 and up | 0.10% | $10 | Minimum balance to earn APY is $10. |
Sources (3)
All captured Sep 15, 2026
Secured Savings
0.10%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upMinimum balance to earn APY is $10.$10 and up | 0.10% | $10 | Minimum balance to earn APY is $10. |
Sources (1)
- cu1.org/rates · captured Sep 15, 2026
Special-purpose accounts
IRA Savings
0.15%APY
Available for Traditional IRA, Roth IRA, SEP IRA, Education IRA, and Roth Conversion. Minimum balance to avoid service charge is $100 balance at the end of the month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1 and upMinimum balance to earn APY is $1. Service charge applies if balance is below $100 at the end of the month.$1 and up | 0.15% | $15 | Minimum balance to earn APY is $1. Service charge applies if balance is below $100 at the end of the month. |
Health Savings Account
0.06%APY
Must be covered under a qualified High Deductible Health Plan (HDHP). A $5 monthly maintenance fee is charged if the balance falls below $100 during the calendar month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Minimum balance to earn APY is $1. Monthly maintenance fee waived if balance stays at or above $100. | 0.03% | — | Minimum balance to earn APY is $1. Monthly maintenance fee waived if balance stays at or above $100. |
| $1,000 – $50,000Minimum balance to earn APY is $1,000. Monthly maintenance fee waived if balance stays at or above $100. | 0.06% | $6 | Minimum balance to earn APY is $1,000. Monthly maintenance fee waived if balance stays at or above $100. |
| $50,000 and upMinimum balance to earn APY is $50,000. Monthly maintenance fee waived if balance stays at or above $100. | 0.09% | — | Minimum balance to earn APY is $50,000. Monthly maintenance fee waived if balance stays at or above $100. |
Who can join Credit Union 1
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.