Bank · FDIC insured
Denali State Bank Savings Rates
Denali State Bank’s best savings rate is 0.50% APY, with its Kasasa Saver, with extra requirements. Rates checked October 22, 2026.
How Denali State Bank’s savings rates compare
Compared with banks and credit unions near Fairbanks, AK, where Denali State Bank has the most branches. $10,000, best rate first.
This bank’s best
Denali State Bank
0.50%APY
- Requires
- Monthly account activity
- Minimum
- $100
- Earns on $10,000 a year
- $50
Kasasa Saver
Top rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
2nd-highest rate
Spirit of Alaska Credit Union
3.50%APY
- Requires
- None
- Minimum
- $500
- Earns on $10,000 a year
- $350
Denali State Bank savings score
65
Savings score
Higher than 15% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Denali State Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Kasasa Saver
Up to 0.50%APY
Requires a linked Kasasa Cash, Kasasa Cash Back, or Kasasa Tunes checking account. Limit of 1 account per Social Security number. Monthly e-Statements are required.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $15,000When qualifications are met on the linked Kasasa checking account (at least 12 debit card purchases, enrolled in e-Statements, and enrolled in and log into online banking during the Monthly Qualification Cycle). | 0.50% | $50 | When qualifications are met on the linked Kasasa checking account (at least 12 debit card purchases, enrolled in e-Statements, and enrolled in and log into online banking during the Monthly Qualification Cycle). |
| Any balanceBase rate applied to entire daily balance when qualifications on linked Kasasa checking account are not met. | 0.05% | $5 | Base rate applied to entire daily balance when qualifications on linked Kasasa checking account are not met. |
| Over $15,000When qualifications are met on the linked Kasasa checking account. Daily balances over $15,000 earn an interest rate of 0.25% on the portion over $15,000, resulting in a range from 0.50% to 0.28% APY depending on balance. | 0.28% | — | When qualifications are met on the linked Kasasa checking account. Daily balances over $15,000 earn an interest rate of 0.25% on the portion over $15,000, resulting in a range from 0.50% to 0.28% APY depending on balance. |
Sources (2)
- denalistatebank.com/personal/personal-savings
- denalistatebank.com/personal/p…s/free-kasasa-saver.html
All captured Sep 14, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.