Credit union · NCUA insured
MAC Federal Credit Union Savings Rates
MAC Federal Credit Union’s best savings rate is 0.30% APY on $10,000, with its Money Market Accounts. Rates checked October 22, 2026.
How MAC Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Anchorage, AK, where MAC Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
MAC Federal Credit Union
0.30%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $30
Money Market Accounts
Top rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
2nd-highest rate
Alaska Air Group Credit Union
2.27%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $227
MAC Federal Credit Union savings score
73
Savings score
Higher than 35% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.30%
- $100,000 balance$100,0000.50%
- QualifiedQualified0.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where MAC Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Accounts
0.30%APY
Minimum balance is only $2,500.00. Account limited to 6 transactions per month.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 – $49,999 | 0.30% | $30 |
| $50,000 – $99,999 | 0.40% | — |
| $100,000 – $249,999 | 0.50% | — |
| $250,000 and up | 0.50% | — |
Regular Shares & Secondary Shares
0.30%APY
Keep a minimum balance of $25.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $4,999 | 0.15% | — | |
| $5,000 and upRates for $100,000 and over may be quoted separately. | 0.30% | $30 | Rates for $100,000 and over may be quoted separately. |
Sources (2)
All captured Oct 15, 2026
Special-purpose accounts
IRA/ Roth IRA/ Converted Roth IRA/ Educational IRA savings
0.75%APY
With a minimum $25 initial contribution. Available as Traditional, Roth, Converted Roth, and Educational IRA savings.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.75% | $75 |
Sources (2)
All captured Oct 15, 2026
Holiday Club Savings
0.30%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000$10,000 maximum balance.Up to $10,000 | 0.30% | $30 | $10,000 maximum balance. |
Sources (1)
- macfcu.org/become-a-member/rates · captured Oct 15, 2026
MAC Kids Club
0.30%APY
For children ages newborn to 11 years old. Minimum balance of $5. Requires child's birth certificate, social security card, and parent/guardian with ID in person.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceEarn competitive rates up to $50,000. No monthly membership fee.Any balance | 0.30% | $30 | Earn competitive rates up to $50,000. No monthly membership fee. |
Sources (2)
All captured Oct 15, 2026
MAC Teen Account
0.30%APY
For teens aged 12-18. Minimum balance of $25. Requires teen's birth certificate, social security card, and parent/guardian with ID in person.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.30% | $30 |
Sources (2)
All captured Oct 15, 2026
Who can join MAC Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to those who live, work, worship, or attend school in the Fairbanks-North Star Borough, including businesses and other legal entities.
Other ways
- Once a member of MAC FCU, always a member for life as long as the account stays open.
Membership information collected October 4, 2026.