Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Choose a location to see banks and credit unions with a branch near you.
Top credit card rates
Showing 1321–1335 of 2,142 nationwide · median 10.90% APR
- 11.74%APRas low as
Terms
As low as 11.74% APR
Credit card score 75 · Carrot Score 94
Rate checked · Credit cards rates on its site
Rates and branches - 11.75%APRas low as · up to 18.00%
11.75% APR, up to 18.00%
Terms
Variable rate accounts. Rates subject to change.
Credit card score 75 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 11.75%APRas low as
Terms
As low as 11.75% Variable APR. Subject to credit approval; APR based on credit history. High credit limit up to $20,000. 25-day grace period. No annual fee. No over-limit fee. Cash advances available.
Credit card score 75 · Carrot Score 70
Rate checked · Credit cards rates on its site
Rates and branches - 11.75%APRas low as
Credit card score 75 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 11.75%APRas low as · up to 18.00%
11.75% APR, up to 18.00%
Terms
Variable APR for purchases based on creditworthiness, not to exceed 18.00%. $0 balance transfer fee.
Credit card score 75 · Carrot Score 70
Rate checked · Credit cards rates on its site
Rates and branches - 11.75%APRas low as
Terms
Credit Grade/Score: 725 & up
Credit card score 75 · Carrot Score 73
Rate checked · Credit cards rates on its site
Rates and branches - 11.75%APRas low as · up to 21.75%
11.75% APR, up to 21.75%
Terms
Variable purchase APR based on creditworthiness. Minimum finance charge $0.50. Average daily balance method (excluding new purchases).
Credit card score 75 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 11.75%APRas low as
Terms
Revolving term / up to $25,000 credit limit. No annual cash advance or balance transfer fee. Minimum monthly payment is 2% of outstanding balance or $25.00. 25-day grace period on purchases.
Credit card score 75 · Carrot Score 78
Rate checked · Credit cards rates on its site
Rates and branches - 11.75%APRas low as
Terms
Rates as low as 11.75% APR. Rates may vary based on credit history, term, and collateral. No annual fee.
Credit card score 75 · Carrot Score 98
Rate checked · Credit cards rates on its site
Rates and branches - 11.75%APRas low as · up to 20.75%
11.75% APR, up to 20.75%
Terms
Standard variable APR. No annual fee.
Credit card score 75 · Carrot Score 75
Rate checked · Credit cards rates on its site
Rates and branches - 11.75%APRas low as · up to 18.00%
11.75% APR, up to 18.00%
Terms
Quoted as as low as 11.75% APR on approved credit; APR can range from 11.75% to 18.00% and varies with the market based on the prime rate. Maximum Line of Credit $500.00 – $30,000.00. Revolving term.
Credit card score 75 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 11.75%APRas low as
Terms
Rates as low as 11.75% APR. May vary based on creditworthiness, loan term, and other factors. On approved credit.
Credit card score 75 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 11.75%APRas low as
Terms
Credit Score: 800+
Credit card score 75 · Carrot Score 70
Rate checked · Credit cards rates on its site
Rates and branches - 11.75%APRas low as
Terms
As low as 11.75% APR based on credit bureau score and term. No annual fee. 25 day grace period.
Credit card score 75 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - 11.75%APRas low as
Credit card score 75 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge nationwide
2,142 banks and credit unions · checked Oct 22–26
- Typical
- 10.90%
- Top 10% up to
- 8.90%
- Banks, typical
- 13.99%
- Credit unions, typical
- 10.74%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Popular DirectBank
- Synchrony BankBank