Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Choose a location to see banks and credit unions with a branch near you.
Top credit card rates
Showing 871–885 of 2,146 nationwide · median 10.90% APR
- 9.99%APRas low as
Credit card score 82 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Credit card score 82 · Carrot Score 71
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Fixed APR for purchases, balance transfers, and cash advances. No annual fee.
Credit card score 82 · Carrot Score 74
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Rates are listed 'as low as' and are subject to credit approval and credit score.
Credit card score 82 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as · up to 15.99%
9.99% APR, up to 15.99%
Terms
Fixed rate; no annual fee.
Credit card score 82 · Carrot Score 78
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Credit tier A & B
Credit card score 82 · Carrot Score 75
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Rates quoted are for well-qualified buyers. Actual rate is determined by credit worthiness and ability to repay. 25-day grace period for repayment of balance (rates schedule) / 10-day grace period (product page). Average daily balance including new purchases. Credit limit available up to $20,000 (rates schedule) / up to $25,000 (product page).
Credit card score 82 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Fixed APR on revolving credit. Same rate for purchases, balance transfers, and cash advances. Rate may increase upon late payment.
Credit card score 82 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Rate based on creditworthiness. No annual fee. Ideal for balance consolidation. Excluded from rewards program.
Credit card score 82 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as · up to 15.99%
9.99% APR, up to 15.99%
Terms
Standard fixed purchase rate determined based on member's credit / Trans Risk Score at the time of card approval.
Credit card score 82 · Carrot Score 69
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Fixed rate; Limit: $15,000; Revolving term
Credit card score 82 · Carrot Score 76
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Rate depends on credit qualifications and approval.
Credit card score 82 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
APR as low as 9.99%. Variable/Fixed rate noted in comparison table. Revolving term. Actual rate determined by Experian FICO 2 Credit Score. Balance transfer fee $10 or 3% (whichever is greater); cash advance fee $10 or 5% (whichever is greater).
Credit card score 82 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as · up to 12.99%
9.99% APR, up to 12.99%
Credit card score 82 · Carrot Score 74
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as · up to 17.99%
9.99% APR, up to 17.99%
Terms
Standard rate after the first 6 months; revolving credit card
Credit card score 82 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge nationwide
2,146 banks and credit unions · checked Oct 22–24
- Typical
- 10.90%
- Top 10% up to
- 8.90%
- Banks, typical
- 13.99%
- Credit unions, typical
- 10.74%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank