Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 16–30 of 67 in Wisconsin · median 11.99% APR
- 9.90%APRas low as · up to 15.90%
9.90% APR, up to 15.90%
Terms
All rates subject to credit approval and credit score. Additional rate adjustments may apply based upon credit score. 4.00% with any bankruptcy within the last 36 mos. Other restrictions may apply. Rates subject to change without notice.
Credit card score 84 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as · up to 18.90%
9.90% APR, up to 18.90%
Terms
Rates between 9.9 and 18.90% APR based on creditworthiness. NO Annual Fee. NO Balance Transfer Fees. NO Minimum Finance Charges.
Credit card score 84 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Fixed Rate | Revolving. Maximum borrowed $25,000. Rate based on credit history.
Credit card score 82 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
No annual fees, no balance transfer fee, no cash advance fee. Rates are based upon qualified credit.
Credit card score 82 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
'As low as' APR rate is best available for select terms. Actual approval rate determined by your account history and credit qualifications. Other rates and terms available. Rates subject to change without notice. Not all applicants will qualify for the lowest rate, all loans subject to credit approval. Membership eligibility required. No annual fee.
Credit card score 82 · Carrot Score 96
Rate checked · Credit cards rates on its site
Rates and branches - 10.49%APRas low as · up to 18.49%
10.49% APR, up to 18.49%
Terms
Standard variable APR based on Prime Rate (7.00% as of 9/16/2026) plus a margin of 3.49% to 11.49% based on creditworthiness. Variable card APR maximum 27%.
Credit card score 81 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 10.74%APRas low as · up to 21.74%
10.74% APR, up to 21.74%
Terms
Variable APR based on creditworthiness and Prime Rate.
Credit card score 80 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as
Terms
Rates start at 10.90% (moving to 11.9%, 14.9%, and 20.9% depending on credit). Payment per $1,000 is $25.00.
Credit card score 79 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 10.99%APRas low as
Terms
Variable rate based on Prime Rate + 3.99%; rate will never exceed 18.00%. No annual fee, balance transfer fee, or cash advance fee.
Credit card score 77 · Carrot Score 99
Rate checked · Credit cards rates on its site
Rates and branches - 10.99%APRas low as
Credit card score 77 · Carrot Score 75
Rate checked · Credit cards rates on its site
Rates and branches - 11.00%APRas low as
Terms
Variable APR based on the Prime Rate. Applies to purchases.
Credit card score 77 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 11.74%APRas low as
Terms
Standard variable rate as low as 11.74% APR (range 11.74% to 22.00% APR) based on Wall Street Journal Prime Rate plus margin based on creditworthiness. Monthly payment is 2% of balance or $25, whichever is greater.
Credit card score 75 · Carrot Score 73
Rate checked · Credit cards rates on its site
Rates and branches - Blackhawk Community Credit UnionVisa Local First Credit Card · No annual fee
Credit union · 10 branches
11.75%APRas low as · up to 17.75%11.75% APR, up to 17.75%
Terms
Variable APR for Purchases, Cash Advances, and Balance Transfers based on the Prime Rate and credit history.
Credit card score 74 · Carrot Score 90
Rate checked · Credit cards rates on its site
Rates and branches - 11.80%APRas low as
Terms
Rate based on creditworthiness.
Credit card score 74 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 11.88%APRas low as
Terms
No annual fee, balance transfer fee, or cash advance fee. No minimum finance charge. Rates subject to change and cancellation at anytime.
Credit card score 74 · Carrot Score 91
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Wisconsin
67 banks and credit unions · checked Oct 16–22
- Typical
- 11.99%
- Top 10% up to
- 8.99%
- Banks, typical
- 14.24%
- Credit unions, typical
- 11.75%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Wisconsin
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Fort Community Credit UnionCredit union · 5 branches
- Community First Credit UnionCredit union · 29 branches
- Oakdale CUCredit union · 3 branches