Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 16–25 of 25 in South Dakota · median 11.75% APR
- 12.99%APRas low as
Terms
Rates as low as 12.99% APR based on credit history, other rates may apply.
Credit card score 67 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 13.90%APRas low as
Terms
Fixed interest rate. No annual, balance-transfer or over limit fees. Subject to credit approval.
Credit card score 64
Rate checked · Credit cards rates on its site
Rates and branches - 14.24%APRas low as · up to 18.00%
14.24% APR, up to 18.00%
Terms
Variable rates are subject to change at the end of each calendar quarter and shall not exceed 18.00% APR. No annual fee, no balance transfer fee, no cash advance fee. Interest-free grace period on all purchases if paid in full by due date.
Credit card score 63 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 14.99%APRas low as · up to 26.99%
14.99% APR, up to 26.99%
Terms
Purchase APR; variable based on Prime Rate and creditworthiness.
Credit card score 62
Rate checked · Credit cards rates on its site
Rates and branches - 16.25%APRas low as
Terms
APR of 16.25% applies to purchases, balance transfers, and cash advances (monthly periodic rate is 1.3542%). Non-variable rate.
Credit card score 61
Rate checked · Credit cards rates on its site
Rates and branches - 16.74%APRas low as · up to 22.74%
16.74% APR, up to 22.74%
Terms
Variable standard purchase APR based on Prime Rate (6.75%) plus a margin, depending on creditworthiness.
Credit card score 61 · Carrot Score 67
Rate checked · Credit cards rates on its site
Rates and branches - 17.74%APRas low as · up to 28.49%
17.74% APR, up to 28.49%
Terms
17.74%, 24.24% or 28.49% variable APR thereafter.
Credit card score 60 · Carrot Score 64
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.49%
18.49% APR, up to 27.49%
Terms
Variable purchase APR based on creditworthiness.
Credit card score 60 · Carrot Score 66
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.99%
18.49% APR, up to 27.99%
Terms
Variable APR
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 18.99%APRas low as · up to 26.99%
18.99% APR, up to 26.99%
Terms
Variable APR for purchases and balance transfers is 18.99% - 26.99% based on creditworthiness. $0 annual fee with active Costco membership.
Credit card score 60 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in South Dakota
25 banks and credit unions · checked Oct 16–22
- Typical
- 11.75%
- Top 10% up to
- 8.65%
- Banks, typical
- 16.74%
- Credit unions, typical
- 9.90%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
South Dakota
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- San Diego Firefighters Federal Credit UnionCredit union · 1 branch
- Voyage Federal Credit UnionCredit union · 4 branches
- Sioux Valley Co-op Federal Credit UnionCredit union · 1 branch