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Compare Bank & Credit Union Rates

Best credit card rates, lowest APRs

Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.

Institution
Location

Top credit card rates

Showing 91–105 of 163 in Pennsylvania · median 10.24% APR

  1. Frick Financial Federal Credit UnionVisa Credit Card · No annual fee

    Credit union · 4 branches

    10.90%APRas low as · up to 18.00%
  2. Top Carrot, Carrot Score 88
    Heritage Valley Federal Credit UnionHV Platinum VISA · No annual fee

    Credit union · 3 branches

    10.90%APRas low as
  3. LESCO Federal Credit UnionCredit Card · No annual fee

    Credit union · 2 branches

    10.90%APRas low as
  4. Lancaster Red Rose Credit UnionMastercard Credit Cards · No annual fee

    Credit union · 4 branches

    10.90%APRas low as
  5. Top Carrot, Carrot Score 89
    PALCO Federal Credit UnionPALCO VISA® Classic Credit Card · No annual fee

    Credit union · 2 branches

    10.90%APRas low as
  6. PPG & ASSOCIATES FCUVISA Credit Card · No annual fee

    Credit union · 2 branches

    10.90%APRas low as
  7. Top Carrot, Carrot Score 88
    PRR South Fork Federal Credit UnionVisa Credit Card · No annual fee

    Credit union · 2 branches

    10.90%APRas low as
  8. Reliance FCURFCU Visa Platinum · No annual fee

    Credit union · 2 branches

    10.90%APRas low as · up to 10.99%
  9. Spirit Financial CUVisa Platinum · No annual fee

    Credit union · 1 branch

    10.90%APRas low as
  10. Visionary Federal Credit UnionVISA® Platinum Rewards Credit Card · No annual fee

    Credit union · 1 branch

    10.90%APRas low as
  11. Ardent Credit UnionVISA Classic Card · No annual fee

    Credit union · 10 branches

    10.99%APRas low as
  12. Top Carrot, Carrot Score 94
    Citadel Credit UnionChoice Mastercard · No annual fee

    Credit union · 25 branches

    10.99%APRas low as · up to 17.99%
  13. Top Carrot, Carrot Score 91
    CityMark FCUThe Gold Card · No annual fee

    Credit union · 6 branches

    10.99%APRas low as
  14. Somerset Trust CompanyCommunity Mastercard Credit Card · No annual fee

    Bank · 44 branches

    10.99%APRas low as
  15. Sun Federal Credit UnionRate Advantage · No annual fee

    Credit union · 4 branches

    10.99%APRas low as · up to 18.00%

Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank

What credit cards charge in Pennsylvania

163 banks and credit unions · checked Oct 16–22

Typical
10.24%
Top 10% up to
8.90%
Banks, typical
15.49%
Credit unions, typical
9.99%

How does your bank’s rate compare?

Find your bank or credit union to see all its rates and how they compare near you.

Pennsylvania

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Americo FCUCredit union · 2 branches
  2. FirstEnergy Choice FCUCredit union · 1 branch
  3. PenFed Credit UnionCredit union · 1 branch
See all ranked institutions