Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 16–30 of 163 in Pennsylvania · median 10.24% APR
- 8.90%APRas low as
Terms
Rate applies to purchases, cash advances, and balance transfers. No annual fee or balance transfer fee. Direct deposit discount does not apply.
Credit card score 89 · Carrot Score 96
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Terms
Credit lines from $500 up to $15,000 for qualifying borrowers; rates determined by credit history and term.
Credit card score 89 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - Penn State Federal Credit UnionPlatinum Visa Rewards Credit Card · No annual fee
Credit union · 2 branches
8.90%APRas low as · up to 17.90%8.90% APR, up to 17.90%
Terms
APR is determined by credit history and creditworthiness. 25-day grace period.
Credit card score 89 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as · up to 15.40%
8.90% APR, up to 15.40%
Terms
Rates determined by creditworthiness. Non-adjustable fixed rate.
Credit card score 89 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as
Terms
Standard non-variable APR for purchases.
Credit card score 88 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as
Credit card score 88 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as
Terms
Fixed rate of 8.99% APR applies to purchases, cash advances, and balance transfers for the life of the balance.
Credit card score 88 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - Lanco Federal Credit UnionLanco FCU Platinum Visa Credit Card · No annual fee
Credit union · 3 branches
8.99%APRas low asTerms
Credit score 740+
Credit card score 88 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as · up to 15.99%
8.99% APR, up to 15.99%
Terms
Minimum loan amount $1,500. Applies to purchases, balance transfers, and cash advances. Rate based on creditworthiness.
Credit card score 88 · Carrot Score 92
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as
Terms
Rate based on creditworthiness and term of loan.
Credit card score 88 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as
Credit card score 88 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.00%APRas low as
Terms
Subject to credit approval.
Credit card score 88 · Carrot Score 76
Rate checked · Credit cards rates on its site
Rates and branches - 9.25%APRas low as
Credit card score 88 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 9.49%APRas low as
Credit card score 87 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 9.49%APRas low as
Terms
Standard rate. Limits up to $30,000. Rate based on creditworthiness.
Credit card score 87 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Pennsylvania
163 banks and credit unions · checked Oct 16–22
- Typical
- 10.24%
- Top 10% up to
- 8.90%
- Banks, typical
- 15.49%
- Credit unions, typical
- 9.99%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Pennsylvania
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Americo FCUCredit union · 2 branches
- FirstEnergy Choice FCUCredit union · 1 branch
- PenFed Credit UnionCredit union · 1 branch