Credit union · NCUA insured
PHB Employees Federal Credit Union
A $8.5M credit union headquartered in Fairview, PA, with 1,095 members and 1 branch in Pennsylvania.
PHB Employees Federal Credit Union Carrot Score
76
Carrot Score
Higher than 41% of U.S. banks and credit unions
#9 of 17 in Erie, PA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About PHB Employees Federal Credit Union
Chartered under the Federal Credit Union Act in August 1949 to serve employees of Parker White Metal Company, PHB Employees Federal Credit Union is headquartered in Fairview, Pennsylvania.
The member-owned cooperative later changed its name to PHB Employees Federal Credit Union and expanded to serve employees and families of PHB Corporation and area select employee groups.
- Headquarters
- 7773 W Ridge Rd, Fairview, PA 16415-1075
- NCUA charter
- 6277
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is available to all employees of select employee groups in the field of membership (PHB Die Casting, PHB Machining, PHB Molding, Reddog Industries, Fairview Manufacturing, Spectrum Control, Hydro-Pac, Fairview Manor, Schauer Physical Therapy, Fairview Service Center, Watson’s Auto Body, Mark’s Tire Service).
Family and household
- Membership is available to immediate family members (spouse, children, grandchildren, parents, grandparents, siblings, stepchildren, stepparent) of eligible employees or members, or someone residing in the principal residence of a member maintaining a single economic unit.
Branches
1 branch in Pennsylvania
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Pennsylvania
1 branch
- Main OfficeMain office7773 W Ridge Rd, Fairview, PA 16415Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 20.80% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 2.05% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.09% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $30 | $59 | — |
- CapitalNet worth ratio20.80%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late2.05%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.09%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$30Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of PHB Employees Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.