Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 136–150 of 163 in Pennsylvania · median 10.24% APR
- 12.99%APRas low as
Terms
25-day interest-free grace period on purchases.
Credit card score 67 · Carrot Score 74
Rate checked · Credit cards rates on its site
Rates and branches - 12.99%APRas low as
Credit card score 67 · Carrot Score 68
Rate checked · Credit cards rates on its site
Rates and branches - 13.00%APRas low as
Terms
APR as low as 13.00%. No annual fee. Terms, conditions, and qualifications apply.
Credit card score 66 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 13.00%APRas low as
Terms
Variable rate of Wall Street Prime + 6% (13.00%). Minimum monthly payment: 2.5% of total new balance or $25, whichever is greater. No interest on purchase balances paid within 25 days of statement closing dates. Maximum financed $30,000. Rewards points.
Credit card score 66 · Carrot Score 78
Rate checked · Credit cards rates on its site
Rates and branches - 13.65%APRas low as · up to 18.00%
13.65% APR, up to 18.00%
Terms
Purchase variable APR. APR based on creditworthiness and varies with the Prime Rate. My Advantage discount does not apply. No numeric margin stated.
Credit card score 65 · Carrot Score 68
Rate checked · Credit cards rates on its site
Rates and branches - 13.74%APRas low as · up to 18.00%
13.74% APR, up to 18.00%
Terms
Rates table rate. Annual Percentage Rate varies with WSJ Prime. Subject to credit approval.
Credit card score 65 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 13.74%APRas low as
Terms
Standard purchase rate as low as 13.74% APR. Cash advance rate = 17.74% APR. Some rates are not available in Puerto Rico.
Credit card score 65 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 13.74%APRas low as · up to 20.74%
13.74% APR, up to 20.74%
Terms
Variable APR (NOR version).
Credit card score 65 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 13.75%APRas low as · up to 18.00%
13.75% APR, up to 18.00%
Terms
Rates determined by creditworthiness. Variable rate subject to monthly change based on margin and index.
Credit card score 64 · Carrot Score 65
Rate checked · Credit cards rates on its site
Rates and branches - 13.90%APRas low as
Credit card score 64 · Carrot Score 67
Rate checked · Credit cards rates on its site
Rates and branches - 13.90%APRas low as
Terms
Advertised rate is for 'AA' credit. Finance method: Average daily balance. Maximum credit limit of $5,000.
Credit card score 63 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 13.99%APRas low as
Terms
Risk-based rate as low as 13.99% APR based on credit score. No annual fee, no transaction fee, no cash advance fee, and no minimum interest charge.
Credit card score 63 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 13.99%APRas low as
Terms
Rate as low as 13.99% APR. Daily Periodic 0.0383%. No Balance Transfer Fee. Requires a minimum credit score of 660 and credit limit of $2,500.
Credit card score 63 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 13.99%APRas low as
Terms
Variable APR for Purchases determined monthly by adding 6.99% margin to Prime Rate (7.00% as of September 17, 2026). Introductory $0 annual fee for the first year, after that $450 (waived for eligible Wealth clients).
Credit card score 61 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 14.90%APRas low as
Terms
Fixed 14.90% APR for purchases.
Credit card score 62 · Carrot Score 63
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Pennsylvania
163 banks and credit unions · checked Oct 16–22
- Typical
- 10.24%
- Top 10% up to
- 8.90%
- Banks, typical
- 15.49%
- Credit unions, typical
- 9.99%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Pennsylvania
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Americo FCUCredit union · 2 branches
- FirstEnergy Choice FCUCredit union · 1 branch
- PenFed Credit UnionCredit union · 1 branch