Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 46–60 of 63 in Colorado · median 12.00% APR
- 13.74%APRas low as · up to 21.74%
13.74% APR, up to 21.74%
Terms
Variable regular APR for purchases based on creditworthiness and prime rate (up to 24.99%).
Credit card score 65 · Carrot Score 72
Rate checked · Credit cards rates on its site
Rates and branches - 13.75%APRas low as
Terms
Rates as low as stated; dependent on term and credit history. Not all borrowers will qualify for the lowest rate.
Credit card score 64 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 13.99%APRas low as
Terms
Competitive ongoing APR of Prime + 6.99%.
Credit card score 63
Rate checked · Credit cards rates on its site
Rates and branches - 14.00%APRas low as
Terms
Rate based on creditworthiness and term of loan.
Credit card score 63 · Carrot Score 71
Rate checked · Credit cards rates on its site
Rates and branches - 14.25%APRas low as
Terms
No annual fee. No cash advance transaction fee. Rates and terms are based on credit experience and member qualification.
Credit card score 63 · Carrot Score 63
Rate checked · Credit cards rates on its site
Rates and branches - UMB BankUMB Private Bank Visa Signature Preferred Premier Cash Rewards Credit Card · No annual fee
Bank · 25 branches
14.49%APRas low asTerms
After the first 12 months, 14.49% variable APR based on prime rate.
Credit card score 63 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 14.99%APRas low as · up to 24.99%
14.99% APR, up to 24.99%
Terms
Standard variable APR based on Prime Rate and creditworthiness.
Credit card score 62
Rate checked · Credit cards rates on its site
Rates and branches - 15.00%APRas low as
Terms
15% fixed annual percentage rate for purchases, balance transfers, and cash advances. No annual fee.
Credit card score 62
Rate checked · Credit cards rates on its site
Rates and branches - 15.00%APRas low as
Terms
Credit Limit $500-$25,000
Credit card score 62 · Carrot Score 69
Rate checked · Credit cards rates on its site
Rates and branches - 15.65%APRas low as
Terms
Published rates based on approved credit; adjusts monthly based on the highest Prime Rate published in the WSJ Money Rates Section in effect on the 25th of each month plus a margin. No annual fee. No balance transfer fees.
Credit card score 62 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 15.74%APRas low as · up to 23.74%
15.74% APR, up to 23.74%
Terms
Prime + 8.74% to 16.74% based on creditworthiness, varying with the market based on the Prime Rate.
Credit card score 61
Rate checked · Credit cards rates on its site
Rates and branches - 15.99%APRas low as · up to 25.74%
15.99% APR, up to 25.74%
Terms
Variable APR after the introductory period.
Credit card score 61
Rate checked · Credit cards rates on its site
Rates and branches - 17.74%APRas low as · up to 28.49%
17.74% APR, up to 28.49%
Terms
17.74%, 24.24% or 28.49% variable APR thereafter.
Credit card score 60 · Carrot Score 64
Rate checked · Credit cards rates on its site
Rates and branches - 17.99%APRas low as · up to 27.99%
17.99% APR, up to 27.99%
Terms
Variable APR of 17.99% - 27.99% on all purchases and balance transfers.
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - Denver Fire Department Federal Credit UnionVisa Firefighter Guaranteed Non Rewards · No annual fee
Credit union · 2 branches
18.00%APRas low asTerms
25-day grace period on purchases.
Credit card score 60 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Colorado
63 banks and credit unions · checked Oct 16–22
- Typical
- 12.00%
- Top 10% up to
- 9.90%
- Banks, typical
- 14.74%
- Credit unions, typical
- 11.65%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Colorado
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Colorado Federal BankBank · 1 branch
- Altra Federal Credit UnionCredit union · 1 branch
- Canvas Credit UnionCredit union · 36 branches