Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–14 of 14 in Savannah, GA metro · median 13.86% APR
- 8.99%APRas low as
Terms
Non-variable rate. 25-day grace period on purchases.
Credit card score 88 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as · up to 16.90%
9.90% APR, up to 16.90%
Terms
25-day grace period for purchases. No minimum finance charge or transaction fee. Fees apply for international charges and cash advances.
Credit card score 84 · Carrot Score 94
Rate checked · Credit cards rates on its site
Rates and branches - 10.24%APRas low as · up to 18.00%
10.24% APR, up to 18.00%
Terms
Variable APR based on creditworthiness; tied to the U.S. Prime Rate.
Credit card score 81 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 11.50%APRas low as
Terms
When you open your account, based on your creditworthiness
Credit card score 75 · Carrot Score 77
Rate checked · Credit cards rates on its site
Rates and branches - 12.74%APRas low as
Terms
Purchase APR. Variable based on Prime Rate (Prime + 5.74% margin).
Credit card score 63
Rate checked · Credit cards rates on its site
Rates and branches - 13.20%APRas low as
Terms
Low Variable APR as low as 13.20%. Maximum APR is 18.00%. No annual fee. No foreign transaction fee. Lowest interest rate. Credit limit minimum of $500.
Credit card score 66 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 13.74%APRas low as · up to 22.74%
13.74% APR, up to 22.74%
Terms
Variable purchase APR based on creditworthiness.
Credit card score 65 · Carrot Score 66
Rate checked · Credit cards rates on its site
Rates and branches - 13.99%APRas low as
Terms
Variable APR for Purchases determined monthly by adding 6.99% margin to Prime Rate (7.00% as of September 17, 2026). Introductory $0 annual fee for the first year, after that $450 (waived for eligible Wealth clients).
Credit card score 61 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 15.00%APRas low as
Terms
APR of Wall Street Journal Prime Rate plus 8%.
Credit card score 62
Rate checked · Credit cards rates on its site
Rates and branches - 15.00%APRas low as
Terms
APR Wall Street Prime Rate +8.00%. 1% Cash back on all qualifying purchases with no cap.
Credit card score 61
Rate checked · Credit cards rates on its site
Rates and branches - 17.74%APRas low as
Terms
Variable Annual Percentage Rate may be adjusted monthly and will be determined by adding a margin of 10.74% to the highest U.S. Prime Rate published in The Wall Street Journal five business days preceding the 1st calendar day of the month. Rate will not exceed 29.99%. Average daily balance method (including new purchases).
Credit card score 60 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 17.74%APRas low as · up to 28.49%
17.74% APR, up to 28.49%
Terms
17.74%, 24.24% or 28.49% variable APR thereafter.
Credit card score 60 · Carrot Score 64
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.99%
18.49% APR, up to 27.99%
Terms
Variable APR
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 26.74%APRas low as
Terms
Standard APR for Purchases varies with the market based on WSJ Prime Rate + margin of 19.74%.
Credit card score 60
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Savannah, GA metro
14 banks and credit unions · checked Oct 16–22
- Typical
- 13.86%
- Top 10% up to
- 10.00%
- Banks, typical
- 15.00%
- Credit unions, typical
- 10.87%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Savannah, GA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Georgia Heritage Federal Credit UnionCredit union · 4 branches
- MembersFirst Credit UnionCredit union · 4 branches
- Southern Energy Credit UnionCredit union · 1 branch