Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–15 of 20 in North Port, FL metro · median 13.86% APR
- 8.90%APRas low as · up to 16.90%
8.90% APR, up to 16.90%
Terms
Standard APR on unpaid balance based on creditworthiness. 8.90% APR listed as lowest rate as of October 1, 2026. No annual fee, no cash advance or domestic transaction fees. No interest charged on purchases if paid within 25 days of statement date. 1% foreign transaction fee.
Credit card score 89 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 9.00%APRas low as
Terms
Fixed APR applies equally to purchases, balance transfers, and cash advances. No balance transfer fee, no cash advance fee, and no penalty APR. Minimum credit limit is $1,000.00; maximum credit limit is $15,000.00.
Credit card score 88 · Carrot Score 90
Rate checked · Credit cards rates on its site
Rates and branches - Floridacentral Credit UnionFloridacentral Classic Credit Card · No annual fee
Credit union · 2 branches
9.49%APRas low asTerms
Tier A+ (740+). Interest rates adjust quarterly by adding the appropriate margin to the Wall Street Journal Index.
Credit card score 87 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 9.74%APRas low as · up to 17.99%
9.74% APR, up to 17.99%
Terms
25-day grace period for repayment of balances or purchases. Average Daily Balance (including new purchases). Minimum finance charge $.50.
Credit card score 87 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.75%APRas low as · up to 17.75%
9.75% APR, up to 17.75%
Terms
Variable purchase APR based on evaluation of credit history; lowest featured rate based on credit score of 760. $0 balance transfer fee and no teaser rates.
Credit card score 87 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 10.49%APRas low as · up to 17.99%
10.49% APR, up to 17.99%
Terms
After the introductory period expires, or if you do not qualify for an introductory rate, your standard variable APR will range between 10.49% and 17.99% for purchases based on creditworthiness. Rate varies with the market based on WSJ Prime Rate.
Credit card score 81 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 11.24%APRas low as
Terms
As low as 11.24%. Stated as same low rate for balance transfers, cash advances, and purchases with no balance transfer or cash advance fees.
Credit card score 76 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as
Terms
Rates as low as 11.99% APR.
Credit card score 72 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - Community First Credit Union of FloridaVisa Platinum Credit Card · No annual fee
Credit union · 1 branch
12.40%APRas low asTerms
Variable rate, subject to change at any time. Rates as low as.
Credit card score 71 · Carrot Score 77
Rate checked · Credit cards rates on its site
Rates and branches - 13.74%APRas low as · up to 22.74%
13.74% APR, up to 22.74%
Terms
Variable purchase APR based on creditworthiness.
Credit card score 65 · Carrot Score 66
Rate checked · Credit cards rates on its site
Rates and branches - 13.99%APRas low as · up to 22.99%
13.99% APR, up to 22.99%
Terms
Variable APR for purchases based on creditworthiness; varies with the market based on the Prime Rate.
Credit card score 63 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 13.99%APRas low as
Terms
As low as 13.99% APR based on creditworthiness.
Credit card score 63 · Carrot Score 63
Rate checked · Credit cards rates on its site
Rates and branches - 13.99%APRas low as
Terms
Variable APR for Purchases determined monthly by adding 6.99% margin to Prime Rate (7.00% as of September 17, 2026). Introductory $0 annual fee for the first year, after that $450 (waived for eligible Wealth clients).
Credit card score 61 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 15.75%APRas low as
Terms
Purchase APR as low as 15.75%. Credit limit $500 - $20,000.
Credit card score 61 · Carrot Score 91
Rate checked · Credit cards rates on its site
Rates and branches - 17.74%APRas low as · up to 27.74%
17.74% APR, up to 27.74%
Terms
Variable APR based on creditworthiness and Prime Rate index beginning in the 13th billing cycle. Effective as of 10/22/2026.
Credit card score 60
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in North Port, FL metro
20 banks and credit unions · checked Oct 15–22
- Typical
- 13.86%
- Top 10% up to
- 9.44%
- Banks, typical
- 17.74%
- Credit unions, typical
- 11.24%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
North Port, FL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Suncoast Credit UnionCredit union · 8 branches
- SUMA Federal Credit UnionCredit union · 1 branch
- EverenceCredit union · 1 branch