Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–7 of 7 in McAllen, TX metro · median 13.99% APR
- 8.90%APRas low as
Terms
Purchase rate.
Credit card score 89 · Carrot Score 98
Rate checked · Credit cards rates on its site
Rates and branches - 10.75%APRas low as · up to 17.50%
10.75% APR, up to 17.50%
Terms
Rate after 6 months. $0 Balance Transfer Fees.
Credit card score 80 · Carrot Score 78
Rate checked · Credit cards rates on its site
Rates and branches - Security Service Federal Credit UnionSecurity Service Power MasterCard® · No annual fee
Credit union · 3 branches
11.24%APRas low as · up to 18.00%11.24% APR, up to 18.00%
Terms
Purchase APR is variable based upon market prime rate. Maximum APR will not exceed 18%.
Credit card score 76 · Carrot Score 65
Rate checked · Credit cards rates on its site
Rates and branches - 13.99%APRas low as
Terms
Go to Rate of Prime + 6.99%
Credit card score 63 · Carrot Score 61
Rate checked · Credit cards rates on its site
Rates and branches - 17.74%APRas low as · up to 28.49%
17.74% APR, up to 28.49%
Terms
17.74%, 24.24% or 28.49% variable APR thereafter.
Credit card score 60 · Carrot Score 64
Rate checked · Credit cards rates on its site
Rates and branches - 17.99%APRas low as
Terms
Standard $35 annual fee applies with the exception of the Preferred Points Card which is $45.
Credit card score 60
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.99%
18.49% APR, up to 27.99%
Terms
Variable APR
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in McAllen, TX metro
7 banks and credit unions · checked Oct 16–22
- Typical
- 13.99%
- Top 10% up to
- 10.01%
- Banks, typical
- 17.86%
- Credit unions, typical
- 10.75%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
McAllen, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- NAFT Federal Credit UnionCredit union · 2 branches