Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–12 of 12 in Crestview, FL metro · median 14.32% APR
- 7.90%APRas low as
Terms
Rates as of current date and subject to change at any time. No annual fees or balance transfer fees.
Credit card score 93 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - Eglin Federal Credit UnionEglin Platinum Rewards Mastercard · No annual fee
Credit union · 9 branches
8.90%APRas low as · up to 15.90%8.90% APR, up to 15.90%
Terms
Rate applies to purchases, balance transfers, and cash advances based on creditworthiness. No annual fee, balance transfer fee, cash advance fee, or international transaction fee.
Credit card score 89 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Revolving terms. Non-variable rate. Quoted rate is the lowest available rate and reflects all possible discounts; rate is based on credit history and borrower eligibility. Offer good with approved credit for loans new to All In CU. Purchases after 365 days at regular rate.
Credit card score 82 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 10.24%APRas low as · up to 18.00%
10.24% APR, up to 18.00%
Terms
Variable APR based on creditworthiness; tied to the U.S. Prime Rate.
Credit card score 81 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 10.49%APRas low as
Terms
Variable APR as low as 10.49%. No annual fee or balance transfer fee. Subject to credit approval.
Credit card score 81 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 13.99%APRas low as
Terms
Variable APR for Purchases determined monthly by adding 6.99% margin to Prime Rate (7.00% as of September 17, 2026). Introductory $0 annual fee for the first year, after that $450 (waived for eligible Wealth clients).
Credit card score 61 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 14.64%APRas low as
Terms
Rate based on creditworthiness and term of loan.
Credit card score 63 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 17.74%APRas low as · up to 27.74%
17.74% APR, up to 27.74%
Terms
Variable APR based on creditworthiness and Prime Rate index beginning in the 13th billing cycle. Effective as of 10/22/2026.
Credit card score 60
Rate checked · Credit cards rates on its site
Rates and branches - 17.74%APRas low as · up to 28.49%
17.74% APR, up to 28.49%
Terms
17.74%, 24.24% or 28.49% variable APR thereafter.
Credit card score 60 · Carrot Score 64
Rate checked · Credit cards rates on its site
Rates and branches - 17.90%APRas low as
Terms
Fixed APR for purchases.
Credit card score 60 · Carrot Score 61
Rate checked · Credit cards rates on its site
Rates and branches - PenFed Credit UnionPenFed Power Cash Rewards Visa Signature Card · No annual fee
Credit union · 1 branch
17.99%APRas low asTerms
Purchase variable APR based on creditworthiness.
Credit card score 60 · Carrot Score 96
Rate checked · Credit cards rates on its site
Rates and branches - 26.74%APRas low as
Terms
Standard APR for Purchases varies with the market based on WSJ Prime Rate + margin of 19.74%.
Credit card score 60
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Crestview, FL metro
12 banks and credit unions · checked Oct 15–22
- Typical
- 14.32%
- Top 10% up to
- 9.01%
- Banks, typical
- 17.74%
- Credit unions, typical
- 10.24%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Crestview, FL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- PenFed Credit UnionCredit union · 1 branch
- Eglin Federal Credit UnionCredit union · 9 branches
- Community South Credit UnionCredit union · 1 branch