Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–10 of 10 in College Station, TX metro · median 13.74% APR
- 6.49%APRas low as · up to 11.90%
6.49% APR, up to 11.90%
Terms
APR varies from 6.49% to 11.90% (or up to 11.99% as noted in general loan disclosures). Minimum credit line of $500.00. Annual fee is none.
Credit card score 99 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as
Terms
Rates starting as low as 8.99% APR. No annual fees and no balance transfer fee. Credit card limits starting at $3,000. APR is based on creditworthiness criteria.
Credit card score 88 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Fixed APR for purchases. Annual fee None.
Credit card score 82 · Carrot Score 72
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as
Terms
Ongoing variable APR of prime plus 6.99% thereafter.
Credit card score 72
Rate checked · Credit cards rates on its site
Rates and branches - 13.49%APRas low as · up to 18.00%
13.49% APR, up to 18.00%
Terms
After the first 12 months, 13.49% to 18% Variable APR on purchases based on creditworthiness. Variable APR will not exceed 18%.
Credit card score 66 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 13.99%APRas low as
Terms
Variable APR for Purchases determined monthly by adding 6.99% margin to Prime Rate (7.00% as of September 17, 2026). Introductory $0 annual fee for the first year, after that $450 (waived for eligible Wealth clients).
Credit card score 61 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 14.00%APRas low as · up to 22.00%
14.00% APR, up to 22.00%
Terms
Variable Purchase APR based on creditworthiness. Variable rate is 7.00% to 15.00% + Prime Rate. Prime Rate of 7.00% as of September 16, 2026.
Credit card score 63
Rate checked · Credit cards rates on its site
Rates and branches - 17.74%APRas low as · up to 27.74%
17.74% APR, up to 27.74%
Terms
Variable APR based on creditworthiness and Prime Rate index beginning in the 13th billing cycle. Effective as of 10/22/2026.
Credit card score 60
Rate checked · Credit cards rates on its site
Rates and branches - 17.74%APRas low as · up to 28.49%
17.74% APR, up to 28.49%
Terms
17.74%, 24.24% or 28.49% variable APR thereafter.
Credit card score 60 · Carrot Score 64
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.99%
18.49% APR, up to 27.99%
Terms
Variable APR
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in College Station, TX metro
10 banks and credit unions · checked Oct 16–22
- Typical
- 13.74%
- Top 10% up to
- 8.74%
- Banks, typical
- 14.00%
- Credit unions, typical
- 7.74%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
College Station, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- BRAZOS VALLEY SCHOOLS CREDIT UNIONCredit union · 1 branch
- Amarillo National BankBank · 3 branches