Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 61–75 of 167 in Texas · median 10.65% APR
- 9.90%APRas low as
Credit card score 84 · Carrot Score 81
Rate checked · Credit cards rates on its site
More details - 9.90%APRas low as · up to 12.90%
9.90% APR, up to 12.90%
Terms
Rates based on creditworthiness; APR options are 9.90%, 11.90%, or 12.90% for purchases. 25-day interest free grace period on purchases paid in full. Zero transaction fees.
Credit card score 84 · Carrot Score 89
Rate checked · Credit cards rates on its site
More details - 9.90%APRas low as
Terms
Rate for purchases, balance transfers, and cash advances; precise rate depends on creditworthiness.
Credit card score 84 · Carrot Score 86
Rate checked · Credit cards rates on its site
More details - 9.90%APRas low as
Terms
25-day grace period on purchases. No hidden charges. Low minimum payment.
Credit card score 84
Rate checked · Credit cards rates on its site
More details - 9.95%APRas low as
Terms
Credit limit $5,000. Cash advances and purchases have the same interest rate.
Credit card score 84
Rate checked · Credit cards rates on its site
More details - 9.95%APRas low as
Terms
No pledge requirement. Annual fee: None. Grace period: at least 25 days on purchases. Balance transfer fee: $25.00. Cash advance fee: $25.00. Foreign transaction fee: 1.00%.
Credit card score 84 · Carrot Score 76
Rate checked · Credit cards rates on its site
More details - 9.95%APRas low as
Terms
Fixed interest rate starting at 9.95% APR. Best for members with strong credit who want the lowest rate available. No annual fee. No cash advance fee.
Credit card score 84 · Carrot Score 92
Rate checked · Credit cards rates on its site
More details - 9.96%APRas low as
Terms
Credit limit up to $15,000.00. 25-day grace period.
Credit card score 84 · Carrot Score 71
Rate checked · Credit cards rates on its site
More details - 9.99%APRas low as
Terms
Rate is APR as low as 9.99%. No annual fee, cash advance fee, or balance transfer fee.
Credit card score 82 · Carrot Score 85
Rate checked · Credit cards rates on its site
More details - 9.99%APRas low as · up to 17.99%
9.99% APR, up to 17.99%
Terms
Variable APR depending on creditworthiness and underwriting factors. Rate varies with the market based on the 26-week T-Bill. Disclosed standard rates on disclosure include 11.19%, 13.19%, 16.19%, or 17.99%.
Credit card score 82 · Carrot Score 88
Rate checked · Credit cards rates on its site
More details - 9.99%APRas low as
Terms
Terms of Loan listed as 24 - 72+ Months.
Credit card score 82 · Carrot Score 80
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More details - 9.99%APRas low as
Terms
Standard revolving rate based on creditworthiness. Rates starting at 9.99% APR.
Credit card score 82 · Carrot Score 83
Rate checked · Credit cards rates on its site
More details - 9.99%APRas low as · up to 14.99%
9.99% APR, up to 14.99%
Terms
APR for Purchases, Balance Transfers, and Cash Advances based on creditworthiness when opening account.
Credit card score 82 · Carrot Score 74
Rate checked · Credit cards rates on its site
More details - 9.99%APRas low as · up to 17.99%
9.99% APR, up to 17.99%
Terms
Standard rate after the first 6 months; revolving credit card
Credit card score 82 · Carrot Score 84
Rate checked · Credit cards rates on its site
More details - 10.00%APRas low as
Credit card score 82 · Carrot Score 85
Rate checked · Credit cards rates on its site
More details
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Texas
167 banks and credit unions · checked Nov 6–7
- Typical
- 10.65%
- Top 10% up to
- 8.74%
- Credit unions, typical
- 10.65%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Texas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Rio Grande Valley Credit UnionCredit union · 5 branches
- Harris County Federal Credit UnionCredit union · 1 branch
- Scott and White Employees CUCredit union · 1 branch