Credit union · NCUA insured
Concho Valley Credit Union Credit Card Rates
Concho Valley Credit Union credit cards start at 10.00% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Concho Valley Credit Union’s credit card rates compare
Compared with banks and credit unions near San Angelo, TX, where Concho Valley Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Concho Valley Credit Union
10.00%APR
MasterCard Gold
Lowest rate
Concho Educators Federal Credit Union
9.90%APR
2nd-lowest rate
San Angelo Federal Credit Union
9.95%APR
Concho Valley Credit Union credit card score
81
Credit card score
Higher than 57% of U.S. banks and credit unions
- Purchase APRPurchase APR10.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Concho Valley Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
MasterCard
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.00% | None | — |
Sources (1)
- conchovalleycu.com/loan-rates · captured Oct 7, 2026
MasterCard Gold
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.00% | None | — |
Sources (1)
- conchovalleycu.com/loan-rates · captured Oct 7, 2026
Who can join Concho Valley Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, or worship in Tom Green County are eligible for membership.
Military, government and schools
- Postal, Federal, State, County, or City Employees in Coke, Concho, Crockett, Irion, Kimble, Menard, Reagan, Schleicher, Sterling, Sutton, or Runnels counties are eligible.
- Retired persons from the eligible employment fields are eligible for membership.
- Former employees of Texas Employment Commission in Region 5 and 11, employees of the Texas Workforce Commission (TWC) in Region 5 and 11, and contractors and their employees who work under contract for TWC in Regions 5 and 11 are eligible.
Family and household
- Family members of eligible members, whether residing with the member or not, are eligible for membership.
- Unremarried spouses of persons who died while eligible for membership are eligible for membership.
1 more way to join
Other ways
- Members of record of San Angelo TWC Credit Union as of the effective date of its merger with Concho Valley Credit Union are eligible.
Membership information collected October 5, 2026.