Credit union · NCUA insured
Linkage Credit Union Credit Card Rates
Linkage Credit Union credit cards start at 9.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Linkage Credit Union’s credit card rates compare
Compared with banks and credit unions near Waco, TX, where Linkage Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Linkage Credit Union
9.99%APR
- Up to
- 14.99% APR
Linkage VISA GOLD
Lowest rate
GENCO Federal Credit Union
7.90%APR
- Up to
- —
2nd-lowest rate
Educators Credit Union
9.75%APR
- Up to
- —
Linkage Credit Union credit card score
82
Credit card score
Higher than 58% of U.S. banks and credit unions
- Purchase APRPurchase APR9.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Linkage Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Linkage VISA GOLD
Subject to credit approval. Additional limitations, terms and conditions may apply.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.99%–14.99% | None | APR for Purchases, Balance Transfers, and Cash Advances based on creditworthiness when opening account. |
Sources (2)
All captured Oct 6, 2026
Who can join Linkage Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who reside, work, worship, or go to school in McLennan County are eligible for membership.
Employers and groups
- Employees and family of ARC Abatement are eligible for membership.
- Employees and family of Integ are eligible for membership.
- Employees and family of Plumlee Place are eligible for membership.
Military, government and schools
- Employees and family of H.O.T Council of Governments are eligible for membership.
- Employees, members, and associates of American Legion Post 121 in Waco, TX are eligible for membership.
1 more way to join
Military, government and schools
- Employees and family of the US Postal Service are eligible for membership.
Cost to join
- A minimum share deposit of $25.00 is required to open and maintain an active membership.
- A $5.00 membership fee is collected at the time of account opening.
Membership information collected October 5, 2026.