Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–15 of 35 in Riverside, CA metro · median 11.90% APR
- 7.90%APRas low as · up to 17.90%
7.90% APR, up to 17.90%
Credit card score 93 · Carrot Score 91
Rate checked · Credit cards rates on its site
Rates and branches - 8.48%APRas low as
Terms
Rate shown is our lowest rate available for purchases, balance transfers, and cash advances. All loans and loan rates are considered on an individual basis and subject to credit approval. Extended credit lines up to $20,000.
Credit card score 89 · Carrot Score 94
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as · up to 17.90%
8.90% APR, up to 17.90%
Terms
Non-variable Annual Percentage Rate for Purchases based on credit worthiness.
Credit card score 89 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Terms
Revolving credit. Estimated payment: $30.00 per $1,000 (3% of closing balance).
Credit card score 89 · Carrot Score 70
Rate checked · Credit cards rates on its site
Rates and branches - 8.95%APRas low as
Terms
Available limits $1,000 to $10,000. Actual loan amount and terms available based upon applicant's qualifications.
Credit card score 89 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as · up to 16.99%
8.99% APR, up to 16.99%
Terms
Fixed APR determined when account is opened, based on creditworthiness and underwriting guidelines.
Credit card score 88 · Carrot Score 92
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as
Terms
Fixed rate as low as 8.99%. Rates are subject to approval.
Credit card score 88 · Carrot Score 95
Rate checked · Credit cards rates on its site
Rates and branches - 9.50%APRas low as
Terms
Fixed purchase APR for qualified members. Rates shown are the lowest available and may vary based on creditworthiness.
Credit card score 87 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Fixed rate. Membership required, on approved credit.
Credit card score 84 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Credit line $10,000 – $25,000. Fixed rate.
Credit card score 84 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 10.24%APRas low as · up to 18.00%
10.24% APR, up to 18.00%
Terms
Variable APR based on creditworthiness; tied to the U.S. Prime Rate.
Credit card score 81 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 10.50%APRas low as
Terms
Rates based on a FICO score 720 or above, good payment history with other creditors, and DTI under 55%.
Credit card score 81 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 10.65%APRas low as · up to 17.65%
10.65% APR, up to 17.65%
Terms
APR is based on creditworthiness at the time account is established and will vary with the market based on the Prime Rate. Estimated payment 3% of balance. Maximum loan amount $50,000.
Credit card score 81 · Carrot Score 95
Rate checked · Credit cards rates on its site
Rates and branches - 10.99%APRas low as
Terms
Fixed interest rate. No cash advance fee, no balance transfer fee.
Credit card score 77 · Carrot Score 72
Rate checked · Credit cards rates on its site
Rates and branches - 11.74%APRas low as
Terms
Variable APR based on Prime Rate index plus margin. No annual fees. Visa Platinum requires a $6,000 minimum limit. Maximum APR of 18%.
Credit card score 75 · Carrot Score 99
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Riverside, CA metro
35 banks and credit unions · checked Oct 16–22
- Typical
- 11.90%
- Top 10% up to
- 8.92%
- Banks, typical
- 18.49%
- Credit unions, typical
- 11.36%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Riverside, CA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 1 branch
- Thinkwise Credit UnionCredit union · 2 branches
- CU SoCalCredit union · 4 branches