Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–15 of 65 in Chicago, IL-IN metro · median 11.75% APR
- 6.99%APRas low as
Terms
Special Balance Transfer Offer: 6.99% APR for the life of the transfer. No balance transfer fees. Restrictions apply.
Credit card score 96 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 7.90%APRas low as
Terms
Rates vary according to qualifications.
Credit card score 93 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 7.99%APRas low as
Terms
Variable rate set at Prime with floor of 7.99%. Grace period on purchases. Earn Rewards – $0.01 for every $1 charged.
Credit card score 93 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 7.99%APRas low as · up to 21.99%
7.99% APR, up to 21.99%
Terms
Rates are based on the member's credit score. No annual fee.
Credit card score 93 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 8.50%APRas low as
Terms
APR as low as 8.50%; open-end credit. Rate based on term and applicant credit score.
Credit card score 89 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 8.75%APRas low as
Terms
Fixed rate. 28-day grace period on purchases. No balance transfer fee. No fee on cash advances.
Credit card score 89 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 8.80%APRas low as
Terms
FICO credit score 680 and above with NO points; applies to purchases
Credit card score 89 · Carrot Score 96
Rate checked · Credit cards rates on its site
Rates and branches - 8.80%APRas low as
Terms
Fixed Rate VISA. Subject to credit approval; rate and corresponding APR may be higher than the published rate. Banner states VISA as low as 8.80% APR.
Credit card score 89 · Carrot Score 94
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Terms
Rates and terms subject to change. Qualification and membership requirements apply.
Credit card score 89
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Terms
Fixed rate. Rates are based on certain credit-worthiness criteria; not all applicants will qualify. Earns Rewards points with every purchase. Buy Now, Pay Later installment payment option available.
Credit card score 89 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 8.95%APRas low as
Terms
Rates as low as 8.95% APR based on creditworthiness.
Credit card score 89
Rate checked · Credit cards rates on its site
Rates and branches - Midwest Coalition of Labor Credit Union (MCL)The MCLCU Classic Visa Credit Card · No annual fee
Credit union · 1 branch
8.99%APRas low as · up to 13.99%8.99% APR, up to 13.99%
Terms
Fixed rate. No balance transfer fee. No cash advance fee. Subject to approval; membership and qualifications apply.
Credit card score 88 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - Northwest Municipal Federal Credit UnionVISA Platinum Credit Card · No annual fee
Credit union · 1 branch
8.99%APRas low as · up to 18.00%8.99% APR, up to 18.00%
Terms
Published rates are based on credit performance and are subject to change without notice. Low fixed rate. No annual fee, no balance transfer fee, no cash advance fee or higher rate for cash advances.
Credit card score 88 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 9.00%APRas low as
Terms
Regular APR tier; risk based lending determines specific rate (9%, 11.5%, or 14%).
Credit card score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.11%APRas low as
Terms
Table labels 9.11% as Interest Rate with *APR footnote; also stated as 9.11% APR for purchases, balance transfers and cash advances. Minimum payment 2% of balance. No annual fee.
Credit card score 88 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Chicago, IL-IN metro
65 banks and credit unions · checked Oct 15–22
- Typical
- 11.75%
- Top 10% up to
- 8.80%
- Banks, typical
- 17.74%
- Credit unions, typical
- 10.95%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Chicago, IL-IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Acme Continental Credit UnionCredit union · 1 branch
- Whiting Refinery Federal Credit UnionCredit union · 1 branch
- American Airlines Federal Credit UnionCredit union · 4 branches