Compare Bank & Credit Union Rates
Best credit card rates in Charleston, WV
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–6 of 6 in Charleston, WV · median 11.49% APR
- 8.70%APRas low as
Terms
Variable APR as low as 8.45% based on the WSJ Prime Rate plus a margin. Rate adjusts monthly on the first day of the billing cycle. Not all applicants will qualify for the lowest rate. Actual rate depends on individual creditworthiness. Any increase in APR will take the form of additional minimum payments. If the Prime Rate index becomes unavailable, a comparable replacement index will be substituted.
Credit card score 89 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Rate based on creditworthiness and subject to credit approval. 9.99% APR for Purchases and Cash Advances (daily periodic rate of 0.0278%). 25-day grace period; no interest on purchases if balance paid in full by due date. Minimum payment of 2% of unpaid balance or $30.00, whichever is greater.
Credit card score 82 · Carrot Score 73
Rate checked · Credit cards rates on its site
Rates and branches - 10.99%APRas low as
Terms
Rates are based on individual creditworthiness. As low as 10.99% APR. No annual fee, no balance transfer fee, 25-day grace period.
Credit card score 77 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as
Terms
Rates as low as 11.99% APR. 1% cash back on all purchases. Rate varies on qualifying factors.
Credit card score 72 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 13.99%APRas low as
Terms
Variable APR for Purchases determined monthly by adding 6.99% margin to Prime Rate (7.00% as of September 17, 2026). Introductory $0 annual fee for the first year, after that $450 (waived for eligible Wealth clients).
Credit card score 61 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.99%
18.49% APR, up to 27.99%
Terms
Variable APR
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Charleston, WV
6 banks and credit unions · checked Oct 16–22
- Typical
- 11.49%
- Top 10% up to
- 9.34%
- Banks, typical
- 16.24%
- Credit unions, typical
- 10.49%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
West Virginia
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CommunityAmerica Credit UnionCredit union · 1 branch
- First Peoples Community Federal Credit UnionCredit union · 2 branches
- WEPCO Federal Credit UnionCredit union · 2 branches