Compare Bank & Credit Union Rates
Best credit card rates in West Virginia
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–15 of 29 in West Virginia · median 12.50% APR
- 7.90%APRas low as · up to 11.90%
7.90% APR, up to 11.90%
Terms
7.90%, 8.90%, 9.90%, 10.90%, or 11.90% when you open your account, based on your creditworthiness. Applies to purchases, balance transfers, and cash advances.
Credit card score 93 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 8.70%APRas low as
Terms
Variable APR as low as 8.45% based on the WSJ Prime Rate plus a margin. Rate adjusts monthly on the first day of the billing cycle. Not all applicants will qualify for the lowest rate. Actual rate depends on individual creditworthiness. Any increase in APR will take the form of additional minimum payments. If the Prime Rate index becomes unavailable, a comparable replacement index will be substituted.
Credit card score 89 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as
Credit card score 88 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - 9.25%APRas low as
Terms
Credit limits up to $10,000 (ranging from $500 to $10,000). No balance transfer fees. Rates and terms may vary based upon individual creditworthiness.
Credit card score 88 · Carrot Score 74
Rate checked · Credit cards rates on its site
Rates and branches - 9.74%APRas low as · up to 12.99%
9.74% APR, up to 12.99%
Terms
After that, your APR will be 9.74% to 12.99%, based on your creditworthiness.
Credit card score 87 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Rate based on creditworthiness and subject to credit approval. 9.99% APR for Purchases and Cash Advances (daily periodic rate of 0.0278%). 25-day grace period; no interest on purchases if balance paid in full by due date. Minimum payment of 2% of unpaid balance or $30.00, whichever is greater.
Credit card score 82 · Carrot Score 73
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as
Terms
Applies to Purchases, Balance Transfers, and Cash Advances. Balance Transfer Fee: None.
Credit card score 79 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 10.99%APRas low as
Terms
APR as low as 10.99%; no annual fee; 25-day grace period on purchases paid off monthly; no balance transfer fees. Low APR rates for purchases and cash advances.
Credit card score 77 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 10.99%APRas low as
Terms
Rates are based on individual creditworthiness. As low as 10.99% APR. No annual fee, no balance transfer fee, 25-day grace period.
Credit card score 77 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches - Eastern Panhandle Federal Credit UnionVisa Platinum Credit Card · No annual fee
Credit union · 1 branch
11.90%APRas low asTerms
Tier A: Beacon Score 700 and above. Debt/Income Ratio limit: 43%. Unsecured Debt Ratio limit: 40%. Maximum limit $10,000.00 (or up to $50,000 on deposit in special card security account).
Credit card score 73 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as · up to 23.99%
11.99% APR, up to 23.99%
Terms
Credit Card APR may vary and is determined by adding margin (4.99% to 16.99%) to the U.S. prime rate published in the Money Rates section of the Wall Street Journal on the first business day of the month.
Credit card score 72 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as
Terms
Rates as low as 11.99% APR. 1% cash back on all purchases. Rate varies on qualifying factors.
Credit card score 72 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 12.24%APRas low as
Terms
Rates based on credit score. Purchase APR, Balance Transfer APR, and Cash Advance APR are 12.24% (monthly periodic rate of 1.02%). Variable APR.
Credit card score 71 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 12.24%APRas low as · up to 22.44%
12.24% APR, up to 22.44%
Terms
Purchases; variable APR based on creditworthiness.
Credit card score 71 · Carrot Score 69
Rate checked · Credit cards rates on its site
Rates and branches - 12.50%APRas low as
Terms
$5,000.00 Line of Credit Limit. Rates are subject to change daily.
Credit card score 70 · Carrot Score 69
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in West Virginia
29 banks and credit unions · checked Oct 16–22
- Typical
- 12.50%
- Top 10% up to
- 9.20%
- Banks, typical
- 14.50%
- Credit unions, typical
- 11.99%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
West Virginia
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CommunityAmerica Credit UnionCredit union · 1 branch
- First Peoples Community Federal Credit UnionCredit union · 2 branches
- WEPCO Federal Credit UnionCredit union · 2 branches