Compare Bank & Credit Union Rates
Best credit card rates in South Dakota
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–15 of 25 in South Dakota · median 11.75% APR
- 7.00%APRas low as · up to 11.90%
7.00% APR, up to 11.90%
Terms
Fixed APR ranging from 7.00% to 11.90% based on creditworthiness and other qualifications. Subject to credit approval. No annual, cash advance, or balance transfer fees. Credit lines up to $15,000.
Credit card score 95 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - Black Hills Federal Credit UnionVisa Traditional Credit Card · No annual fee
Credit union · 18 branches
7.75%APRas low asTerms
APR as low as 7.75%, depending on your credit score. No annual fee, no cash advance fee, no balance transfer fee. Cash advances incur finance charges beginning on date of posting.
Credit card score 95 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 8.50%APRas low as
Terms
Rate based on creditworthiness and term of loan. 25 day grace period on purchases. No cash advance fee.
Credit card score 89 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 8.88%APRas low as · up to 17.88%
8.88% APR, up to 17.88%
Terms
No annual fees, balance transfer fees, or cash advance fees. Minimum monthly payment is 3% of balance. Rates based on creditworthiness. Applies as standard purchase APR.
Credit card score 89 · Carrot Score 92
Rate checked · Credit cards rates on its site
Rates and branches - 9.00%APRas low as · up to 15.00%
9.00% APR, up to 15.00%
Terms
Rate based on creditworthiness.
Credit card score 88 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.49%APRas low as
Credit card score 87 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.75%APRas low as
Terms
Rates as low as 9.75% APR for 4-star credit. Visa Platinum with Rewards and no annual fee.
Credit card score 87 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as · up to 17.90%
9.90% APR, up to 17.90%
Terms
Rates determined by credit history. No annual fee. 25-day interest-free grace period on new purchases.
Credit card score 84 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Credit card score 84 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Rate as low as 9.90% APR. Same rate on purchases, balance transfers, or cash advances. Earns 1 point per $1 on qualified transactions. No annual fees.
Credit card score 84 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Fixed rate. Rate is the same for balance transfers, cash advances, and purchases. No monthly or annual fees. Grace period of at least 25 days after the close of each billing cycle to avoid interest on purchases.
Credit card score 84 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Rate as low as 9.90% APR based on creditworthiness. Credit limit up to $30,000. $35 annual fee.
Credit card score 81 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - 11.75%APRas low as
Terms
Revolving term / up to $25,000 credit limit. No annual cash advance or balance transfer fee. Minimum monthly payment is 2% of outstanding balance or $25.00. 25-day grace period on purchases.
Credit card score 74 · Carrot Score 78
Rate checked · Credit cards rates on its site
Rates and branches - 12.74%APRas low as
Terms
Rate is as low as 12.74% for credit tier 750+. APR varies by creditworthiness. Grace period is 25 days on new purchases; balance computed via average daily balance including new transactions. No balance transfer fees.
Credit card score 69 · Carrot Score 76
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Terms
Fixed rate of 12.9% APR on purchases, balance transfers, and cash advances.
Credit card score 67 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in South Dakota
25 banks and credit unions · checked Oct 16–22
- Typical
- 11.75%
- Top 10% up to
- 8.65%
- Banks, typical
- 16.74%
- Credit unions, typical
- 9.90%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
South Dakota
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- San Diego Firefighters Federal Credit UnionCredit union · 1 branch
- Voyage Federal Credit UnionCredit union · 4 branches
- Sioux Valley Co-op Federal Credit UnionCredit union · 1 branch