Compare Bank & Credit Union Rates
Best credit card rates in Pennsylvania
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 61–75 of 163 in Pennsylvania · median 10.24% APR
- 9.95%APRas low as · up to 17.95%
9.95% APR, up to 17.95%
Terms
Annual Percentage Rate for Purchases is 9.95-17.95% APR. Fixed rate. No annual fee.
Credit card score 83 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as · up to 17.99%
9.99% APR, up to 17.99%
Terms
APR is 9.99%, 11.99%, 13.99%, or 17.99% based on credit score. Card limit up to $10,000.00.
Credit card score 82 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - American Heritage Credit UnionPlatinum Preferred Mastercard · No annual fee
Credit union · 28 branches
9.99%APRas low asTerms
Standard 9.99% APR applies to balances, purchases, cash advances, and balance transfers thereafter. $0 annual fee.
Credit card score 82 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Fixed purchase APR. The rate will not increase while the plan is open. Grace period of a minimum of 25 days after the close of each billing cycle if new balance is paid by due date. No annual fee.
Credit card score 82 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Non-variable rate as low as 9.99% APR based on a high credit score; actual APR based on creditworthiness.
Credit card score 82 · Carrot Score 75
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
The same underwriting guidelines will be used as they would for the establishment of personal line of credit loan.
Credit card score 82 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Purchases. 25-day grace period.
Credit card score 82 · Carrot Score 69
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
25-day grace period on purchases; no cash advance fees; no annual fees
Credit card score 82 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
VISA Classic purchases. Grace period 25 days. No annual fee, transaction fee for purchases, or balance transfer fee. Average Daily Balance (including new purchases).
Credit card score 82 · Carrot Score 67
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Rates as low as 9.99% APR. No annual fee, no cash advance fee, no balance transfer fee.
Credit card score 82 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as · up to 15.99%
9.99% APR, up to 15.99%
Terms
Standard fixed purchase rate determined based on member's credit / Trans Risk Score at the time of card approval.
Credit card score 82 · Carrot Score 69
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Fixed rate; Limit: $15,000; Revolving term
Credit card score 82 · Carrot Score 75
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
APR for Purchases.
Credit card score 82 · Carrot Score 69
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Credit card score 82
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Low fixed APR of 9.99% on purchases. 25-day grace period on purchases. No annual fee. Up to $10,000 maximum line.
Credit card score 82 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Pennsylvania
163 banks and credit unions · checked Oct 16–22
- Typical
- 10.24%
- Top 10% up to
- 8.90%
- Banks, typical
- 15.49%
- Credit unions, typical
- 9.99%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Pennsylvania
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Americo FCUCredit union · 2 branches
- FirstEnergy Choice FCUCredit union · 1 branch
- PenFed Credit UnionCredit union · 1 branch