Compare Bank & Credit Union Rates
Best credit card rates in New York
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 121–135 of 138 in New York · median 10.50% APR
- 13.90%APRas low as
Terms
Requires 739 - 620 Credit Score. Rate based on creditworthiness.
Credit card score 64 · Carrot Score 66
Rate checked · Credit cards rates on its site
Rates and branches - 13.95%APRas low as
Terms
No annual fee for Tier A & B credit; $20 Annual Fee based on your creditworthiness.(Tier C & D only). Min. Payment of $10.00 or 2% of Balance. No balance transfer fee, no cash advance fee.
Credit card score 63 · Carrot Score 73
Rate checked · Credit cards rates on its site
Rates and branches - Town of Cheektowaga Federal Credit UnionVisa Platinum Credit Card · No annual fee
Credit union · 1 branch
14.99%APRas low asTerms
Rate is based on credit score.
Credit card score 62 · Carrot Score 94
Rate checked · Credit cards rates on its site
Rates and branches - 15.24%APRas low as · up to 25.24%
15.24% APR, up to 25.24%
Terms
Variable standard purchase and balance transfer APR based on Prime Rate (7.25%) and creditworthiness.
Credit card score 62
Rate checked · Credit cards rates on its site
Rates and branches - 15.75%APRas low as · up to 18.25%
15.75% APR, up to 18.25%
Terms
This APR will vary with the market based on the Prime Rate, depending on your creditworthiness.
Credit card score 61 · Carrot Score 95
Rate checked · Credit cards rates on its site
Rates and branches - 15.75%APRas low as · up to 18.00%
15.75% APR, up to 18.00%
Terms
Variable APR based on creditworthiness and Prime Rate.
Credit card score 61 · Carrot Score 63
Rate checked · Credit cards rates on its site
Rates and branches - 15.88%APRas low as
Terms
Low, fixed APR. Subject to credit approval.
Credit card score 61 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 15.99%APRas low as · up to 17.99%
15.99% APR, up to 17.99%
Terms
APR for purchases based on creditworthiness; variable rate based on the Prime Rate.
Credit card score 61 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 16.49%APRas low as
Terms
Variable purchase interest rate as low as 16.49% Annual Percentage Rate. Available for those that qualify for a credit line of up to $4,999.
Credit card score 61 · Carrot Score 71
Rate checked · Credit cards rates on its site
Rates and branches - 17.74%APRas low as
Terms
Standard APR for all cardholders regardless of credit score; applies to purchases.
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 17.74%APRas low as · up to 28.49%
17.74% APR, up to 28.49%
Terms
17.74%, 24.24% or 28.49% variable APR thereafter.
Credit card score 60 · Carrot Score 64
Rate checked · Credit cards rates on its site
Rates and branches - PenFed Credit UnionPenFed Power Cash Rewards Visa Signature Card · No annual fee
Credit union · 3 branches
17.99%APRas low asTerms
Purchase variable APR based on creditworthiness.
Credit card score 60 · Carrot Score 96
Rate checked · Credit cards rates on its site
Rates and branches - 18.00%APRas low as
Terms
Standard variable APR as low as 18.000% based on credit history, collateral, and loan characteristics.
Credit card score 60 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.99%
18.49% APR, up to 27.99%
Terms
Variable APR
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 18.75%APRas low as · up to 22.75%
18.75% APR, up to 22.75%
Terms
Variable APR based on creditworthiness.
Credit card score 60 · Carrot Score 77
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in New York
138 banks and credit unions · checked Oct 16–22
- Typical
- 10.50%
- Top 10% up to
- 8.42%
- Banks, typical
- 17.12%
- Credit unions, typical
- 10.22%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
New York
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Ontario Shores FCUCredit union · 5 branches
- Quorum Federal Credit UnionCredit union · 1 branch
- SJP Federal Credit UnionCredit union · 1 branch