Compare Bank & Credit Union Rates
Best credit card rates in New York
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 31–45 of 138 in New York · median 10.50% APR
- 8.96%APRas low as
Terms
Fixed purchase rate as low as 8.96% APR based on creditworthiness.
Credit card score 89 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as
Credit card score 88 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as
Terms
NO annual fees. NO over-the-limit fees. NO minimum finance charges. NO balance transfer fees. NO cash advance fees. NO penalty APRs. Visa Gold offers up to 1% cashback.
Credit card score 88 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as
Terms
Non-Variable Rate. APR as low as 8.99%. Maximum limit $25,000. 25-Day Grace Period (Purchases). Rate based on creditworthiness and term of loan.
Credit card score 88 · Carrot Score 95
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as
Terms
Variable Rate
Credit card score 88 · Carrot Score 90
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as
Terms
Rates reflect the lowest rate available on approved credit as determined by creditworthiness. Features a 5-day grace period, no balance transfer fee, and no cash advance fee.
Credit card score 88 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as
Terms
Visa Regular rate as low as 8.99% APR.
Credit card score 88 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as · up to 17.99%
8.99% APR, up to 17.99%
Terms
Rates are based on credit history; maximum APR could be 17.99% based on FICO score. 25-day interest-free grace period on purchases. Credit lines as low as $250. No annual fee.
Credit card score 88 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as
Terms
Standard APR starting at 8.99% based on creditworthiness.
Credit card score 88 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.00%APRas low as
Terms
Purchases up to $25,000; 25-day grace period on purchases; low monthly payments of 2.5% of the outstanding balance; no annual fee.
Credit card score 88 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 9.00%APRas low as
Terms
Fixed APR applies equally to purchases, balance transfers, and cash advances. No balance transfer fee, no cash advance fee, and no penalty APR. Minimum credit limit is $1,000.00; maximum credit limit is $15,000.00.
Credit card score 88 · Carrot Score 90
Rate checked · Credit cards rates on its site
Rates and branches - 9.24%APRas low as
Terms
Credit lines available between $200 and $50,000 subject to income and credit history qualification. Earns 1% cash back on purchases.
Credit card score 88 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.40%APRas low as · up to 18.40%
9.40% APR, up to 18.40%
Terms
Regular purchase APR based on creditworthiness. Variable APR based on Prime Rate. No annual fee and no balance transfer costs.
Credit card score 88 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 9.49%APRas low as
Terms
Non-variable rate for purchases. No annual fee.
Credit card score 87 · Carrot Score 92
Rate checked · Credit cards rates on its site
Rates and branches - 9.49%APRas low as
Terms
Variable APR as low as 9.49%. Rate varies based on creditworthiness.
Credit card score 87 · Carrot Score 95
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in New York
138 banks and credit unions · checked Oct 16–22
- Typical
- 10.50%
- Top 10% up to
- 8.42%
- Banks, typical
- 17.12%
- Credit unions, typical
- 10.22%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
New York
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Ontario Shores FCUCredit union · 5 branches
- Quorum Federal Credit UnionCredit union · 1 branch
- SJP Federal Credit UnionCredit union · 1 branch