Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Schenectady, NY
- 3.50%APY$350 a year on $10,000intro rate
Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Requires a linked Kasasa Cash or Kasasa Cash Back checking account. No monthly maintenance fees.
Offer: Base rate earned on entire daily balance when monthly qualifications on linked Kasasa checking account are not met.
Qualified rate · No monthly fee
Rate by balance
Rate by balance for Kasasa Saver Balance APY Any balance 0.05% Up to $75,000Your amountTier 1 rate when linked to Kasasa Cash Checking and monthly qualifications are met. 3.00% Over $75,000 0.25% Over $150,000 0.25% Rate checked
More details - Broadview Federal Credit UnionMoney MarketMoney Market · $1 min · 0.10%–3.05% by balance
Credit union · 6 branches
1.00%APY$100 a year on $10,000Requirements
Product: Broadview membership is required. A $1 initial deposit is required to open an account. Rates are variable and may change after account is opened. Fees and other conditions may reduce earnings.
Offer: Rate is variable and may change after account is opened.
0.10% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.10% $2,500 – $10,000 0.75% $10,000 – $25,000Your amount 1.00% $25,000 – $50,000 1.50% $50,000 – $100,000 1.90% $100,000 – $250,000 2.25% $250,000 – $500,000 2.50% $500,000 – $1,000,000 2.75% $1,000,000 and up 3.05% Rate checked
More details - Broadview Federal Credit UnionHigh Yield SavingsSavings · $0 min · 0.10%–3.05% by balance
Credit union · 6 branches
1.00%APY$100 a year on $10,000with conditionsRequirements
Product: Features tiered rate structure: the more you save, the more you earn. Broadview membership required. Rate may be variable and subject to change.
Qualified rate · 0.10% interest rate · No monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $2,500 0.10% $2,500 – $10,000 0.75% $10,000 – $25,000Your amount 1.00% $25,000 – $50,000 1.50% $50,000 – $100,000 1.90% $100,000 – $250,000 2.25% $250,000 – $500,000 2.50% $500,000 – $1,000,000 2.75% $1,000,000 and up 3.05% Rate checked
More details - 0.75%APY$75 a year on $10,000with conditions
Requirements
Product: Requires a linked Kasasa Cash or Kasasa Cash Back checking account. No monthly maintenance fees.
Offer: Tier 1 rate when linked with Kasasa Cash Back checking and monthly qualifications are met.
Qualified rate · 0.75% interest rate · Balance cap $150,000 · No monthly fee
Rate checked
More details - Sunmark Credit UnionMoney Market AccountMoney Market Account · $500 min · 0.20%–1.25% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,0000.20% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY $500 – $9,999 0.20% $10,000 – $24,999Your amount 0.50% $25,000 – $39,999 0.75% $40,000 – $99,999 1.00% $100,000 and up 1.25% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Earn interest from day of deposit to day of withdrawal. No monthly service fees. No balance requirement.
Offer: Minimum $50 average daily balance required to earn interest. Rate may change after account opening. Fees may reduce earnings on account.
0.20% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Track progress for all goals. Create and track multiple accounts. Save for individual goals. Broadview membership required. Rate may be variable and subject to change.
0.10% interest rate · No monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Broadview membership is required. 24/7 access to all money, schedule transfers to build savings. Rate may be variable and subject to change after account opening.
0.10% interest rate · No monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Starter savings account.
Offer: Minimum balance to earn dividend is $0.01.
0.05% interest rate
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Also referred to as Personal Statement Savings. Online opening requires age 18 or older. No monthly balance requirements. No monthly maintenance fee. Minimum balance to open is $25 online or $0 in branch. Interest paid on balances $25 or more quarterly, or monthly if set up with a portfolio statement.
Offer: Tier 1: Average daily balance $25 +. Accounts opened online.
0.03% interest rate · No monthly fee · Effective Dec 11, 2025
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Online opening requires age 18 or older. No monthly balance requirements. No monthly maintenance fee. Minimum balance to open is $25 online or $0 in branch. Interest paid on balances $100 or more quarterly, or monthly through a portfolio statement.
Offer: Tier 1: Average daily balance $100 < $2,500 ($100 - $2,499.99). Accounts opened online.
0.03% interest rate · No monthly fee · Effective Dec 11, 2025
Rate checked
More details - PioneerPinnacle Money MarketPinnacle Money Market · $1,000 min · 0.03%–0.10% by balance
Bank · 1 branch
0.03%APY$3 a year on $10,000Requirements
Product: Minimum opening balance of $1,000. All rates are variable and may change after account is opened. Fees may reduce earnings.
Offer: Tier I
Effective Nov 25, 2025
Rate by balance
Rate by balance for Pinnacle Money Market Balance APY Up to $2,500 0.03% $2,500 – $10,000Tier II 0.03% $10,000 – $25,000Your amountTier III 0.03% $25,000 – $50,000Tier IV 0.05% $50,000 – $100,000Tier V 0.05% $100,000 – $500,000Tier VI 0.05% $500,000 – $1,000,000Tier VII 0.05% $1,000,000 and upTier VIII 0.10% Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Minimum balance (average daily balance) of $250 required to avoid monthly service charge of $1.00. No minimum balance required to earn interest. Interest is compounded daily and credited monthly. Rates are variable and may change after account is opened.
Offer: Minimum balance of $250 required to avoid monthly service charge of $1.00. No minimum balance required to earn interest. All rates are variable and may change after account is opened.
0.03% interest rate · Compounded daily · $1 monthly fee · Effective Nov 25, 2025
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Minimum balance ($100 average daily balance for the month) required to avoid monthly service charge of $1.00. No minimum balance required to earn interest. Interest is compounded daily and credited monthly. Rates are variable and may change after account is opened. Features include Pioneer ATM card and Pocket Change when linked to a Pioneer checking account.
Offer: Minimum balance of $100 ($100 average daily balance for the month) required to avoid monthly service charge of $1.00. No minimum balance required to earn interest. All rates are variable and may change after account is opened.
0.03% interest rate · Compounded daily · $1 monthly fee · Effective Nov 25, 2025
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Schenectady, NY
20 accounts at 8 banks and credit unions · checked Oct 16
- Typical
- 0.04%
- Top 10% from
- 1.20%
- Banks, typical
- 0.03%
- Credit unions, typical
- 0.63%
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Albany, NY metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Sunmark Credit UnionCredit union · 14 branches
- TCT FCUCredit union · 2 branches
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