Compare Bank & Credit Union Rates
Best credit card rates in New Hampshire
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–13 of 13 in New Hampshire · median 13.70% APR
- 9.99%APRas low as
Terms
Non-variable APR. Same low rates on all purchases, including cash advances. No fee balance transfers. No annual fee. Rate based on creditworthiness.
Credit card score 82 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - First Tech Federal Credit UnionChoice Rewards World Mastercard · No annual fee
Credit union · 4 branches
10.74%APRas low as · up to 18.00%10.74% APR, up to 18.00%
Terms
Purchase APR is 11.75% to 18.00% when you open your account, based on creditworthiness. Variable rate adjusts monthly by adding a margin of 3.74% to 18.00% to Prime Rate. Maximum APR will not exceed 18.00%. No annual fee. Earn 20,000 bonus points when you spend $3,000 in the first 60 days.
Credit card score 80 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches - 11.75%APRas low as · up to 20.75%
11.75% APR, up to 20.75%
Terms
Credit limit up to $20,000 ($500 minimum credit limit). No balance transfer fee; no application fee.
Credit card score 74 · Carrot Score 90
Rate checked · Credit cards rates on its site
Rates and branches - 11.90%APRas low as · up to 18.00%
11.90% APR, up to 18.00%
Terms
Variable APR based on creditworthiness. No annual fee.
Credit card score 73 · Carrot Score 91
Rate checked · Credit cards rates on its site
Rates and branches - 12.49%APRas low as
Terms
Rates are variable and determined by overall creditworthiness. APR as low as 12.49%. Monthly payment $25.00 per $1,000.
Credit card score 70 · Carrot Score 71
Rate checked · Credit cards rates on its site
Rates and branches - 12.74%APRas low as
Terms
Variable rate. APR as low as 12.74%. No balance transfer or cash advance fees.
Credit card score 69 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 13.70%APRas low as · up to 18.70%
13.70% APR, up to 18.70%
Terms
Standard variable APR based on creditworthiness.
Credit card score 65 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 13.74%APRas low as · up to 20.74%
13.74% APR, up to 20.74%
Terms
Variable APR (NOR version).
Credit card score 65 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 14.74%APRas low as · up to 24.74%
14.74% APR, up to 24.74%
Terms
Standard rate thereafter: Prime Rate + 7.74% APR to 17.74% APR (Prime Rate was 6.75% as of 1/1/26). No balance transfer fee when standard rate applies.
Credit card score 62 · Carrot Score 74
Rate checked · Credit cards rates on its site
Rates and branches - 16.00%APRas low as
Terms
Visa Classic fixed rate APR for purchases and cash advances.
Credit card score 61 · Carrot Score 71
Rate checked · Credit cards rates on its site
Rates and branches - Jeanne D'Arc Credit UnionMoneyStrong Build Visa® Credit Card · No annual fee
Credit union · 2 branches
18.00%APRas low asTerms
As low as 18.00% APR under the Money Strong Build and Rebuild Program.
Credit card score 60 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.99%
18.49% APR, up to 27.99%
Terms
Variable APR
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 19.49%APRas low as · up to 27.49%
19.49% APR, up to 27.49%
Terms
Variable APR based on creditworthiness and other factors. Minimum interest charge is $1.50.
Credit card score 60 · Carrot Score 62
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in New Hampshire
13 banks and credit unions · checked Oct 16–22
- Typical
- 13.70%
- Top 10% up to
- 10.94%
- Banks, typical
- 18.49%
- Credit unions, typical
- 12.62%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
New Hampshire
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- GFA FCUCredit union · 3 branches
- Service Credit UnionCredit union · 36 branches
- Triangle Credit UnionCredit union · 9 branches